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FUN - CAR

Active
Private limited company (pre-2019)founded 199531 yrs activePetitstraat (Gabrielle) 20, 1502 Halle, BelgiumKBO/BCE: BE 0454.339.090
Summary

FUN - CAR has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€592) and a net result of -€1,195. Equity is shrinking by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 17% of 18716 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-19
Solvency5▼-36
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€592
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
61 d late
2023
60 d late
2022
61 d late
2021
29 d late
2020
16 d late
2019
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 30 December (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close30-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FUN - CAR was incorporated on 16 January 1995.1 Total assets fell from EUR 57,066 in 2019 to EUR 2,943 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€592
2024 · €602
Total assets
€2,943▼ 21.0%
2024 · €3,726
Net result
-€1,195▼ 323%
2024 · -€282
Working capital
-€592
2024 · €602
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1,295-€885▲ 31.6%-€50,739▼ 5,632%-€703▲ 98.6%-€1,154▼ 64.1%
Net result-€1,343within the sector's middle half-€881within the sector's middle half▲ 34.4%-€50,736below the sector's middle half▼ 5,660%-€282within the sector's middle half▲ 99.4%-€1,195within the sector's middle half▼ 323%
Equity€52,501within the sector's middle half▼ 2.5%€51,620within the sector's middle half▼ 1.7%€885below the sector's middle half▼ 98.3%€602below the sector's middle half▼ 31.9%-€592below the sector's middle half
Total assets€54,586below the sector's middle half▼ 3.7%€54,975below the sector's middle half▲ 0.7%€3,989below the sector's middle half▼ 92.7%€3,726below the sector's middle half▼ 6.6%€2,943below the sector's middle half▼ 21.0%
Debt€2,085▼ 26.5%€3,355▲ 60.9%€3,104▼ 7.5%€3,123▲ 0.6%€3,535▲ 13.2%
Working capital€52,501within the sector's middle half▼ 2.5%€51,620within the sector's middle half▼ 1.7%€885within the sector's middle half▼ 98.3%€602within the sector's middle half▼ 31.9%-€592within the sector's middle half
Solvency96.2%above the sector's middle half▲ 1.2pp93.9%above the sector's middle half▼ 2.3pp
Current ratio26.19above the sector's middle half▲ 6.2016.39above the sector's middle half▼ 9.80
Return on assets (ROA)-2.5%below the sector's middle half▼ 2.7pp-1.6%within the sector's middle half▲ 0.9pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0Operating result 2021: -€1,295-€1,295Net result 2021: -€1,343-€1,343Operating result 2022: -€885-€885Net result 2022: -€881-€881Operating result 2023: -€50,739-€50,739Net result 2023: -€50,736-€50,736Operating result 2024: -€703-€703Net result 2024: -€282-€282Operating result 2025: -€1,154-€1,154Net result 2025: -€1,195-€1,19520212022202320242025-€60,000-€40,000-€20,000€0Operating result 2023: -€50,739-€50,700Net result 2023: -€50,736-€50,700Operating result 2024: -€703-€703Net result 2024: -€282-€282Operating result 2025: -€1,154-€1,150Net result 2025: -€1,195-€1,190202320242025
The operating result stays negative: a loss of €1,154 in 2025 against €703 in 2024; the loss grows.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€3,535▲
2024 · €3,123
Ratios withheld: a balance sheet total of €2,943 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,621 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.5% went bankrupt
10.0% stopped otherwise
84% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,621 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€3,726€2,943▼
Current assets29/58€3,726€2,943▼
Amounts receivable within one year40/41€349€421▲
Other amounts receivable41€349€421▲
Cash at bank and in hand54/58€2,769€2,522▼
Deferred charges and accrued income490/1€608-
Equity and liabilities
Total equity and liabilities10/49€3,726€2,943▼
Equity10/15€602-€592▼
Contributions10/11€18,592€18,592=
Reserves13€5,695€5,695=
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Distributable reserves133€3,836€3,836=
Profit (loss) carried forward14-€23,684-€24,879▼
Amounts payable17/49€3,123€3,535▲
Amounts payable within one year42/48€3,123€3,535▲
Trade debts44-€411
Suppliers440/4-€411
Taxes, remuneration and social security45€7€7=
Taxes450/3€7€7=
Other amounts payable47/48€3,117€3,117=
Income statement Code20242025
Other operating charges640/8€384€411▲
Gross operating margin9900-€319-€743▼
Operating profit (loss)9901-€703-€1,154▼
Financial income75/76B€457-
Recurring financial income75€457-
Financial charges65/66B€36€41▲
Recurring financial charges65€36€41▲
Profit (loss) for the period before taxes9903-€282-€1,195▼
Profit (loss) for the period9904-€282-€1,195▼
Profit (loss) for the period to be appropriated9905-€282-€1,195▼
Appropriation of the result
Profit (loss) to be appropriated9906-€23,684-€24,879▼
Profit (loss) brought forward from the previous period14P-€23,402-€23,684▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8-€1,240€52,321€384€411▲ 7.0%
Gross operating margin9900-€1,240€354€1,582-€319-€743▼ 133%
Operating profit (loss)9901-€1,295-€885-€50,739-€703-€1,154▼ 64.1%
Financial income75/76B-€8€69€457--
Recurring financial income75€3€8€69€457--
Financial charges65/66B-€3€66€36€41▲ 12.5%
Recurring financial charges65€52€3€66€36€41▲ 12.5%
Profit (loss) for the period before taxes9903-€1,343-€881-€50,736-€282-€1,195▼ 323%
Profit (loss) for the period9904-€1,343-€881-€50,736-€282-€1,195▼ 323%
Profit (loss) for the period to be appropriated9905-€1,343-€881-€50,736-€282-€1,195▼ 323%
Line20212022202320242025Change
Assets
Total assets20/58€54,586€54,975€3,989€3,726€2,943▼ 21.0%
Current assets29/58€54,586€54,975€3,989€3,726€2,943▼ 21.0%
Amounts receivable within one year40/41€39,055€40,120€1,492€349€421▲ 20.7%
Trade receivables40-€39,739€1,358---
Other amounts receivable41-€381€134€349€421▲ 20.7%
Cash at bank and in hand54/58€15,531€14,262€1,931€2,769€2,522▼ 8.9%
Deferred charges and accrued income490/1-€593€566€608--
Equity and liabilities
Total equity and liabilities10/49€54,586€54,975€3,989€3,726€2,943▼ 21.0%
Equity10/15€52,501€51,620€885€602-€592▼ 198%
Contributions10/11-€18,592€18,592€18,592€18,592=
Reserves13€5,695€5,695€5,695€5,695€5,695=
Non-distributable reserves130/1-€1,859€1,859€1,859€1,859=
Reserves not available under the articles1311-€1,859€1,859€1,859€1,859=
Distributable reserves133-€3,836€3,836€3,836€3,836=
Profit (loss) carried forward14€28,215€27,334-€23,402-€23,684-€24,879▼ 5.0%
Amounts payable17/49€2,085€3,355€3,104€3,123€3,535▲ 13.2%
Amounts payable within one year42/48€2,085€3,355€3,104€3,123€3,535▲ 13.2%
Trade debts44-€1,270--€411-
Suppliers440/4-€1,270--€411-
Taxes, remuneration and social security45-€7€7€7€7=
Taxes450/3-€7€7€7€7=
Other amounts payable47/48-€2,078€3,097€3,117€3,117=
Line20212022202320242025Change
Profit (loss) for the period9904-€1,343-€881-€50,736-€282-€1,195▼ 323%
Operating cash flow (approximation)-€1,343-€881-€50,736-€282-€1,195▼ 323%
Change in cash--€1,269-€12,331€838-€247▼ 129%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
31-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
31-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2023
30-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
31-03
Financial Weakest financial yearnet -€50,736
Net result drops to -€50,736, the lowest in the series; recovery starts the following year.
2022
31-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2021
29-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2020
16-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2019
28-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
20-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
26-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 1996
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Petitstraat (Gabrielle) 201502 Halle
Ground area
551 m²
Building footprint
204 m²
Parcel 25088C0198/00L002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chaussée de Mons 33, 1430 Rebecq
NACE 37100
since 19962.075.117.832
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25088C0198/00L002 Wallonia 551 m² 1 · 204 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 10,662 companies in sector 47811 we hold annual accounts for 5,227. 446 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded16-01-1995
Fiscal year end31-03
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Contact
Phone 067219621Rebecq
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.