Skip to content

FuMoCo

Active
Private limited company·Activiteiten van holdings· 4 yrs active
Teerlingstraat 12 oA ·9880 Aalter, Belgium
BE 0778.241.094
Watch Print / PDF
Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.
Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

FuMoCo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €25k and a net result of €134k. Equity is growing by ~75.2% per year across the filed fiscal years. Its solvency ranks better than 9% of 1393 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€25k
Net result€134k
Total assets€3.07M+7.6%
Solvency0.8%+4.7pp

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-07-2025 with the NBB · fiscal year 2024 · verkort
€-100k€-50k€0€50k€100k€150kOperating result 2022: €19k€19kNet result 2022: €-65k€-65kOperating result 2023: €24k€24kNet result 2023: €-58k€-58kOperating result 2024: €67k€67kNet result 2024: €134k€134k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~75.2%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-200k€-100k€0€100k2025: €63k (€61k - €65k)2026: €101k (€99k - €103k)2027: €139k (€137k - €141k)2022: €-50k2023: €-109k2024: €25k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 0.8% 37.1%
better than 9% of 1393 sector peers
Net result €134k €46k
better than 70% of 1392 sector peers
Equity €25k €362k
better than 14% of 1393 sector peers
Gross operating margin €77k €66k
better than 53% of 1391 sector peers
Total assets €3.07M €1.41M
better than 69% of 1393 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€134k
- far above sector median
Total assets
€3.07M
+7.6% far above sector median
Equity
€25k
- -90% vs sector
Income taxes
€71
-6.8% -95% vs sector
Debt
€3.04M
+2.8% far above sector median
Debt ≤ 1y
€273k
+45.2% far above sector median
Debt > 1y
€2.76M
0.0% far above sector median
Solvency
0.8%
- -99% vs sector
ROE
528.5%
+884.3% far above sector median
ROA
4.4%
- far above sector median
Figures by fiscal year
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€134k
Cash flown/a
Staff costs-
Income taxes€71
Dividends-
Total assets€3.07M
Equity€25k
Debt€3.04M
of which ≤ 1y€273k
of which > 1y€2.76M
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency0.8%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA4.4%
ROE528.5%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€3.07M
Fixed assets 21/28€2.79M
Tangible fixed assets 22/27€29k
Financial fixed assets 28€2.76M
Current assets 29/58€276k
Amounts receivable within one year 40/41€235k
Cash & bank 54/58€27k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€3.07M
Equity 10/15€25k
Contributions / capital 10/11€15k
Reserves 13€10k
Accumulated profits (losses) 14€0
Amounts payable 17/49€3.04M
Amounts payable after one year 17€2.76M
Amounts payable within one year 42/48€273k
Trade debts payable within one year 44€19k
Income statement
Gross operating margin 9900€77k
Operating result 9901€67k
Financial income 75€150k
Financial charges 65€83k
Result before taxes 9903€134k
Income taxes 67/77€71
Net result for the period 9904€134k
Result to be appropriated 9905€134k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
FuMoCo
Teerlingstraat 12 oA, 9880 AalterOp lange termijn aanhouden van aandelen die afkomstig zijn van verschillende andere bedrijven die in meerderheid tot de financiële sector behoren
since 20212.325.249.356
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,255 m²
Buildings1
Building footprint822 m²
Volume (LiDAR)9,443 m³
Tallest building14.1 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44502C0151/00D000 Flanders 2,255 m² 1 · 822 m² 14.1 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability100Solvency12Growth78Stability94
57 / 100

Mixed profile: strong on profitability, weaker on health.

Health 0
Profitability 100
Solvency 12
Growth 78
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL FuMoCo
Registered office
Teerlingstraat 12 oA
9880 Aalter, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.