FULYA
ActiveSummary
The computed 12-month bankruptcy probability of FULYA is 1.9% (moderate). The 2024 annual accounts show equity of €23k and a net result of €-9k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 88% of 26043 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-53
Solvency100=
Growth54▼-6
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 4.97 against 10.32 in 2023; short-term debt: 19.7% and cash: 24.1% of total assets), and 19.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
80.3%
Return on assets
-29.4%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
90 d late
2023
13 d late
2022
78 d late
2021
31 d late
2020
89 d late
2019
180 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€93k▼ 7.9%
2023 · €100k
EBIT margin
-7.4%▼ 10.4pp
2023 · 3.1%
Net result
€-9k
2023 · €2k
Working capital
€23k▼ 27.4%
2023 · €31k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€70k€97k▲ 38.5%€96k▼ 1.3%€100k▲ 4.7%€93k▼ 7.9%
Operating result€1k▼ 47.8%€3k▲ 105%€4k▲ 45.7%€3k▼ 30.5%€-7k
Net result€1k▼ 48.2%€3k▲ 141%€4k▲ 42.8%€2k▼ 39.8%€-9k
EBIT margin2.1%3.1%▲ 1.0pp4.6%▲ 1.5pp3.1%▼ 1.6pp-7.4%▼ 10.4pp
Equity€23k▲ 4.8%€26k▲ 11.0%€30k▲ 14.2%€32k▲ 7.5%€23k▼ 26.8%
Total assets€25k▼ 31.3%€26k▲ 5.6%€32k▲ 20.6%€35k▲ 11.4%€29k▼ 17.6%
Debt€1k▼ 89.7%€235▼ 83.5%€2k▲ 734%€3k▲ 71.2%€6k▲ 70.6%
Working capital€23k▲ 4.5%€25k▲ 11.3%€29k▲ 14.6%€31k▲ 7.6%€23k▼ 27.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €7k after €3k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €29k
Fixed assets
€646 =
Current assets
€28k ▼ 17.9%
Equity and liabilities €29k
Equity
€23k ▼ 26.8%
Debt
€6k ▲ 70.6%
Debt's share of the balance-sheet total rises from 9.5% to 19.7%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
4.97▼
2023 · 10.32
Quick ratio
1.82▼
2023 · 3.40
Debt to equity
0.25▲
2023 · 0.11
ROE
-36.7%▼
2023 · 7.0%
ROA
-29.4%▼
2023 · 6.3%
Debt ≤ 1 year
€6k▲
2023 · €3k
Income taxes
€809
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €70k | €97k | €96k | €100k | €93k | ▼ 7.9% |
| Goods, raw materials, services and sundry goods60/61 | - | €94k | €91k | €97k | €98k | ▲ 1.3% |
| Other operating charges640/8 | - | €348 | €348 | €269 | €1k | ▲ 273% |
| Gross operating margin9900 | €2k | €3k | €5k | €3k | €-6k | ▼ 273% |
| Operating profit (loss)9901 | €1k | €3k | €4k | €3k | €-7k | ▼ 321% |
| Financial income75/76B | - | €0 | €3 | €2 | €3 | ▲ 52.9% |
| Recurring financial income75 | €17 | €0 | €3 | €2 | €3 | ▲ 52.9% |
| Non-recurring financial income76B | - | - | - | €2 | €3 | ▲ 52.9% |
| Financial charges65/66B | - | €472 | €659 | €873 | €919 | ▲ 5.3% |
| Recurring financial charges65 | €430 | €472 | €659 | €860 | €916 | ▲ 6.5% |
| Non-recurring financial charges66B | - | - | - | €12 | €3 | ▼ 75.2% |
| Profit (loss) for the period before taxes9903 | €1k | €3k | €4k | €2k | €-8k | ▼ 449% |
| Income taxes67/77 | - | - | €105 | - | €809 | - |
| Profit (loss) for the period9904 | €1k | €3k | €4k | €2k | €-9k | ▼ 485% |
| Profit (loss) for the period to be appropriated9905 | €1k | €3k | €4k | €2k | €-9k | ▼ 485% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €25k | €26k | €32k | €35k | €29k | ▼ 17.6% |
| Fixed assets21/28 | €646 | €646 | €646 | €646 | €646 | = |
| Financial fixed assets28 | €646 | €646 | €646 | €646 | €646 | = |
| Current assets29/58 | €24k | €26k | €31k | €35k | €28k | ▼ 17.9% |
| Stocks and contracts in progress3 | €6k | €16k | €23k | €23k | €18k | ▼ 22.4% |
| Stocks30/36 | - | €16k | €23k | €23k | €18k | ▼ 22.4% |
| Amounts receivable within one year40/41 | €5k | €6k | €3k | €3k | €3k | ▲ 4.1% |
| Trade receivables40 | - | - | - | €336 | - | - |
| Other amounts receivable41 | - | €6k | €3k | €3k | €3k | ▲ 16.0% |
| Cash at bank and in hand54/58 | €12k | €3k | €4k | €8k | €7k | ▼ 14.0% |
| Deferred charges and accrued income490/1 | - | €1k | €1k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €25k | €26k | €32k | €35k | €29k | ▼ 17.6% |
| Equity10/15 | €23k | €26k | €30k | €32k | €23k | ▼ 26.8% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Outside capital11 | - | €19k | €19k | €19k | €19k | = |
| Share premium1100/10 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €82 | €82 | €82 | €82 | €82 | = |
| Non-distributable reserves130/1 | - | €82 | €82 | €82 | €82 | = |
| Reserves not available under the articles1311 | - | €82 | €82 | €82 | €82 | = |
| Profit (loss) carried forward14 | €5k | €7k | €11k | €13k | €5k | ▼ 64.9% |
| Amounts payable17/49 | €1k | €235 | €2k | €3k | €6k | ▲ 70.6% |
| Amounts payable within one year42/48 | €1k | €235 | €2k | €3k | €6k | ▲ 70.6% |
| Trade debts44 | - | €5 | €230 | €95 | €1k | ▲ 974% |
| Suppliers440/4 | - | €5 | €230 | €95 | €1k | ▲ 974% |
| Taxes, remuneration and social security45 | - | €230 | €2k | €3k | €4k | ▲ 23.5% |
| Taxes450/3 | - | €230 | €2k | €3k | €4k | ▲ 23.5% |
| Other amounts payable47/48 | - | €0 | - | €164 | €879 | ▲ 436% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1k | €3k | €4k | €2k | €-9k | ▼ 485% |
| Operating cash flow (approximation) | €1k | €3k | €4k | €2k | €-9k | ▼ 485% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €-10k | €909 | €4k | €-1k | ▼ 126% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 90 days late
2024
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 78 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity times 6current ratio 108.85
Current ratio from 16.97 to 108.85; short-term debt falls from €1k to €235.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 180 days late
2020
31-12
Financial
Liquidity times 7current ratio 16.97
Current ratio from 2.57 to 16.97; short-term debt falls from €14k to €1k.
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
19-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2011
Ground area
819 m²
Building footprint
86 m²
Volume, LiDAR
581 m³
Parcel 21908E0279/00D000, Brussels · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DIGI-TELECOM
since 20112.203.143.182
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21908E0279/00D000 | Brussels | 819 m² | 1 · 86 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,222 companies in sector 47400 we hold annual accounts for 1,806. 1,248 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-09-2011
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
Scores and ratios are computed by Checked and are not a credit decision.