Losses
-€42,370 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
FULMAR
Lifetime
20 annual accounts with figures on one time axis, 29 filings since 1997peak €138,454 (2021)
-€134▲ €126
lowest -€18,801 (2012)
-€12,331▲ €135
peak €384,788 (2022)
€342,418▼ 3.5%
€294,041▲ 4.0%
peak 1 FTE (2019)
-not published
Board5 names since 2018
5 directorsDi Fabio Maria and 4 others
Owners4 names in the annual accounts
62.8%Maria Di Fabio and 3 others
Documentsfilings and deeds
30-06-202631 days before the deadline
2025financial year
Gross margin from -€260 to -€134Loss of €12,331Cash from €1,876 to €1,093
Key points
from the 2025 annual accountsFilings
29 annual accounts since 1997
The 2019 accounts came 52 days late. The other nine of the last ten were filed on time.
At the same address
10 companies
Checked score
89
Excellent
Financially stronger than 28% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026
09-2026: 0.4%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.1%▼ -0.3 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.05, cash €1,093
Loss of €12,331, the second in a row (financial year 2025)
lowers risk
Size: total assets €636,459
Founded in 1997
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 49% of them on solvency, 12% on liquidity, 17% on profitability and 34% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.05 (0.05 in 2024), below 1. Short-term debt is 46.2% and cash 0.2% of total assets. 46.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€12,331
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 days early
2024
36 days early
2023
33 days early
2022
31 days early
2021
40 days early
2020
31 days early
2019
52 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Maria Di Fabio 62.8%annual accounts 2025
- Danny Op de Beeck 12.4%annual accounts 2025
- Johnny Op de Beeck 12.4%annual accounts 2025
Shares in 2 companies, RESIDENTIE PARK GREEN SIGHT and INTER SYSTEMS
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0460135732
Reappointment: Op de Beeck Ludo (managing director and chair of the board)
General meeting of 01-06-2024 · Gazette deed
Amendment of the articles
“De productie,verkoop,transmissie van elektriciteit op basis van hernieuwbare energiebronnen,inclusief het…” (deed in Dutch) · Gazette deed
4 directors reappointed
Op de Beeck Johnny, Op de Beeck Rudy, Op de Beeck Danny and Di Fabio Maria · General meeting of 01-06-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FULMAR Genk | €636,459 | -€134 | 53.8% | - |
| MATHI GIJBELS Oudsbergen | €619,714 | -€7,311 | 56.5% | - |
| AGRICULTURAL RESEARCH ONTWIKKELING BELGIE Bocholt | €517,389 | -€32,871 | 99.9% | - |
| XTENDIT SOLUTIONS Maasmechelen | €725,359 | -€10,697 | 74.2% | 0 |
| KRISTOMES Lanaken | €715,683 | -€13,790 | 91.3% | - |
| IMMO VAN DE VELDE Sint-Truiden | €818,764 | -€2,329 | 84.7% | 0 |
| SOL (Y SOMBRA) Ixelles | €622,994 | -€147,900 | 89.4% | - |
These companies have the same main activity as FULMAR: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €517,000 and €819,000, founded between 1994 and 2001.
Official details
Source: KBO- Status
- Active since 05-03-1997Normal situation
- Registered office
- 11 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Business and other management consultancyNACE 70200
- Joint committees
- 100Auxiliary committee for blue-collar workers
- 200Auxiliary committee for white-collar workers · annual accounts 2022
- Establishment unit
- 2.081.012.2643600 Genk, since 21-03-1997
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2025
Annual accounts 2025
- €636,459▼ 0.2%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on FULMAR
FULMAR has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €342,418 and a net result of -€12,331.
Equity has been stable since 2018 (±2.5% per year). Its solvency ranks better than 50% of 3,873 sector peers (NACE 70, financial year 2025).
The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FULMAR
- What is the company number of FULMAR?
- The company number of FULMAR is 0460.135.732. The VAT number is the same number with BE in front: BE 0460.135.732.
- Where is FULMAR based?
- The registered office is at Woudstraat 3, 3600 Genk.Company details
- What does FULMAR do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of FULMAR?
- FULMAR is a public limited company (NV).
- When was FULMAR founded?
- FULMAR was founded on 05-03-1997.
- Is FULMAR still active?
- Yes, FULMAR is an active enterprise in the KBO register.
- How many employees does FULMAR have?
- FULMAR had an average of 0.8 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- Which joint committee does FULMAR fall under?
- In its 2022 annual accounts, FULMAR states joint committees 100 (Auxiliary committee for blue-collar workers) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of FULMAR?
- The annual accounts for financial year 2025 state no turnover.
- Is FULMAR profitable?
- In financial year 2025, FULMAR made a loss of €12,331.
- Where can I find the annual accounts of FULMAR?
- FULMAR filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FULMAR due?
- FULMAR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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