FULLTIME BUSINESS

Active

Private limited companyfounded 20206 yrs activeGentsesteenweg 64, 1730 Asse, BelgiumKBO/BCE: BE 0751.582.229

The computed 12-month bankruptcy probability of FULLTIME BUSINESS is 2.2% (moderate). The 2025 annual accounts show equity of €103k and a net result of €-65k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 16% of 7027 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

37 / 100

Weak

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability18▼-35

Solvency31▼-3

Growth32▼-46

Track record100

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3.5k at 30 days only on tighter terms

Liquidity short (current ratio 0.23 against 0.59 in 2024; short-term debt: 18.8% and cash: 1.3% of total assets), and 94.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 7027 sector peers (2025).

NBB · sector comparison

Position among 7027 sector peers

Solvency

better than 16%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

31 d early

2024

21 d early

2023

11 d early

2022

27 d early

2021

32 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€103k▼ 38.6%

2024 · €168k

2022: €113k 2023: €119k 2024: €168k

2022 → 2025

Total assets

€1.77M▼ 6.4%

2024 · €1.89M

2022: €928k 2023: €1.92M 2024: €1.89M

2022 → 2025

Net result

€-65k

2024 · €49k

2022: €31k 2023: €6k 2024: €49k

2022 → 2025

Working capital

€-257k▼ 141%

2024 · €-107k

2022: €-94k 2023: €-154k 2024: €-107k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€113k-€119k▲ 5.0%€168k▲ 40.9%€103k▼ 38.6%

Operating result€54k-€30k▼ 44.6%€111k▲ 273%€-30k

Net result€31k-€6k▼ 81.9%€49k▲ 759%€-65k

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €30k after €111k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €1.77M

95.7%

Fixed assets €1.70M▼ 2.5%

Current assets €76k▼ 50.7%

Equity and liabilities €1.77M

94.2%

Equity €103k▼ 38.6%

Debt €1.67M▼ 3.3%

The debt ratio rises from 91.2% to 94.2%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€16k▼

2024 · €157k

Cash flow

€-19k▼

2024 · €95k

Solvency

5.8%▼

2024 · 8.8%

Current ratio

0.23▼

2024 · 0.59

Quick ratio

0.23▼

2024 · 0.59

Debt / equity

16.24▲

2024 · 10.31

ROE

-63.0%▼

2024 · 29.0%

ROA

-3.7%▼

2024 · 2.6%

Interest coverage

0.46▼

2024 · 3.78

Debt

€1.67M▼

2024 · €1.73M

Debt ≤ 1 year

€333k▲

2024 · €260k

Debt > 1 year

€1.32M▼

2024 · €1.45M

Income taxes

€403▼

2024 · €21k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€1.89M€1.77M▼

Fixed assets21/28€1.74M€1.70M▼

Tangible fixed assets22/27€741k€697k▼

Land and buildings22€689k€667k▼

Plant, machinery and equipment23€14k€7k▼

Furniture and vehicles24€28k€16k▼

Other tangible fixed assets26€10k€7k▼

Financial fixed assets28€1.00M€1.00M=

Current assets29/58€154k€76k▼

Amounts receivable within one year40/41€118k€46k▼

Trade receivables40€114k€37k▼

Other amounts receivable41€4k€10k▲

Cash at bank and in hand54/58€19k€23k▲

Deferred charges and accrued income490/1€17k€6k▼

Equity and liabilities

Total equity and liabilities10/49€1.89M€1.77M▼

Equity10/15€168k€103k▼

Contributions10/11€50k€50k=

Reserves13€118k€118k=

Distributable reserves133€118k€118k=

Profit (loss) carried forward14-€-65k

Amounts payable17/49€1.73M€1.67M▼

Amounts payable after more than one year17€1.45M€1.32M▼

Financial debts170/4€1.45M€1.32M▼

Amounts payable within one year42/48€260k€333k▲

Current portion of amounts payable after more than one year42€59k€106k▲

Trade debts44€51k€33k▼

Suppliers440/4€51k€33k▼

Taxes, remuneration and social security45€19k€8k▼

Taxes450/3€19k€8k▼

Other amounts payable47/48€130k€186k▲

Accrued charges and deferred income492/3€12k€14k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€46k▼

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€0▼

Other operating charges640/8€18k€8k▼

Gross operating margin9900€177k€25k▼

Operating profit (loss)9901€111k€-30k▼

Financial income75/76B€331€82▼

Recurring financial income75€331€82▼

Financial charges65/66B€41k€35k▼

Recurring financial charges65€41k€35k▼

Profit (loss) for the period before taxes9903€70k€-64k▼

Income taxes67/77€21k€403▼

Profit (loss) for the period9904€49k€-65k▼

Profit (loss) for the period to be appropriated9905€49k€-65k▼

Appropriation of the result

Profit (loss) to be appropriated9906€49k€-65k▼

Transfer to equity691/2€49k€0▼

To other reserves6921€49k€0▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 3Filings 5

Next filing, fiscal year 2026, expected by 30-04-2027

2026

30-03

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-09

Financial Weakest financial yearnet €-65k ▼233%

Net result drops to €-65k, the lowest in the series.

09-04

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

30-09

Financial Highest result since 2022net €49k ▲759%

Operating result €111k, net result €49k, both a record.

30-09

Financial Equity above €150kEq €168k ▲40.9%

3 profitable years in a row build equity to €168k.

19-04

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

03-04

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

29-03

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Asse · 3 establishment units since 2020

establishment All 3 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gentsesteenweg 641730 Asse

Ground area

1,228 m²

Building footprint

663 m²

Volume, LiDAR

4,859 m³

3 parcels, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.

3 establishment units

FULLTIME BUSINESS

Gentsesteenweg 64, 1730 AsseRenting and operating of own or leased non-residential real estate, excluding land

since 20202.305.811.150

FULLTIME BUSINESS

Kattestraat 20, 1745 OpwijkRenting and operating of own or leased non-residential real estate, excluding land

since 20202.325.101.777

FULLTIME BUSINESS

Oude Heerweg 2, 9160 LokerenRenting and operating of own or leased non-residential real estate, excluding land

since 20212.325.101.876

3 parcels

Flanders 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46014A0531/00L004	Flanders	682 m²	1 · 180 m²	8.0 m · 2 fl.
23060B0399/00E000	Flanders	284 m²	1 · 283 m²	11.2 m · 3 fl.
23002K0213/00F000	Flanders	261 m²	1 · 200 m²	12.4 m · 3 fl.