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FullStackSolutions

Active
Private limited companyfounded 2024active for 1 yearWillekensmolenstraat 231, 3500 Hasselt, BelgiumKBO/BCE: BE 1015.691.057
Summary

FullStackSolutions has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,829 and a net result of €19,829. Its solvency ranks better than 59% of 21,080 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100
1 site
Size
≈ €89,000turnover 2025, estimated
Equity
€21,829
Profit
€19,829
Turnover estimated from the gross margin
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 2 days early
Why 96raises riskFounded in 2024lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 2.96, cash €19,802Equity €21,829 (67.8% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 71% of its sector peers (NACE 62, micro)
Financial strength
Strong
Solvency 93
equity 67.8% of total assets
Liquidity 86
short-term debt 32.2% · cash 61.5%
Profitability 100
return on assets 61.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,890 companies, NACE 62, micro)
Last 24 months 11-2025: 0.4% 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.5%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.5 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.96, above the usual 1.5; short-term debt: 32.2% and cash: 61.5% of total assets), and 32.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 60% on solvency, 71% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 2.96, cash €19,802
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €21,829 (67.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: DECKERS Sam (director) ·…

Financials · financial year 2025, micro format

Turnover
≈ €89,000
Estimated: probably between €69,000 and €120,000
Total assets
€32,187
Net result
€19,829
Working capital
€20,331

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €32,187
Fixed assets €1,498
Current assets €30,689
Equity and liabilities €32,187
Equity €21,829
Debt €10,358
Debt finances 32.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€26,398
Cash flow
€20,899
Current ratio
2.96
Debt to equity
0.47
ROE
90.8%
ROA
61.6%
Interest coverage
over 100
Debt ≤ 1 year
€10,358
Income taxes
€5,400

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€32,187
Fixed assets21/28€1,498
Tangible fixed assets22/27€1,498
Furniture and vehicles24€1,498
Current assets29/58€30,689
Amounts receivable within one year40/41€10,231
Trade receivables40€9,801
Other amounts receivable41€430
Cash at bank and in hand54/58€19,802
Deferred charges and accrued income490/1€656
Equity and liabilities
Total equity and liabilities10/49€32,187
Equity10/15€21,829
Contributions10/11€2,000
Reserves13€18,000
Distributable reserves133€18,000
Profit (loss) carried forward14€1,829
Amounts payable17/49€10,358
Amounts payable within one year42/48€10,358
Taxes, remuneration and social security45€10,358
Taxes450/3€2,900
Remuneration and social security454/9€7,458
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,070
Other operating charges640/8€837
Gross operating margin9900€27,235
Operating profit (loss)9901€25,328
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€100
Recurring financial charges65€100
Profit (loss) for the period before taxes9903€25,228
Income taxes67/77€5,400
Profit (loss) for the period9904€19,829
Profit (loss) for the period to be appropriated9905€19,829
Appropriation of the result
Profit (loss) to be appropriated9906€19,829
Transfer to equity691/2€18,000
To other reserves6921€18,000

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,070
Other operating charges640/8€837
Gross operating margin9900€27,235
Operating profit (loss)9901€25,328
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€100
Recurring financial charges65€100
Profit (loss) for the period before taxes9903€25,228
Income taxes67/77€5,400
Profit (loss) for the period9904€19,829
Profit (loss) for the period to be appropriated9905€19,829
Line2025
Assets
Total assets20/58€32,187
Fixed assets21/28€1,498
Tangible fixed assets22/27€1,498
Furniture and vehicles24€1,498
Current assets29/58€30,689
Amounts receivable within one year40/41€10,231
Trade receivables40€9,801
Other amounts receivable41€430
Cash at bank and in hand54/58€19,802
Deferred charges and accrued income490/1€656
Equity and liabilities
Total equity and liabilities10/49€32,187
Equity10/15€21,829
Contributions10/11€2,000
Reserves13€18,000
Distributable reserves133€18,000
Profit (loss) carried forward14€1,829
Amounts payable17/49€10,358
Amounts payable within one year42/48€10,358
Taxes, remuneration and social security45€10,358
Taxes450/3€2,900
Remuneration and social security454/9€7,458
Line2025
Profit (loss) for the period9904€19,829
+ Depreciation and write-downs630€1,070
Operating cash flow (approximation)€20,899

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 29-07-2026 2026-00363969

Similar companies · same sector, comparable size

Of the 16,994 active companies whose main activity is computer programming (NACE 62100), figures are known for 8,995. 6,091 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
DECKERS Sam
Director (not named in the articles) · since 31-10-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
DECKERS Sam
  • Director (not named in the articles), from 31-10-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 31-10-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 31-10-2024 Incorporation · €2,000 · 200 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

FullStackSolutions was incorporated on 29 October 2024 as a private limited company by one natural person, with a starting capital of €2,000.12 Since 2024, DECKERS Sam has served as director of the company.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 31-10-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
29-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
31-10
Gazette deed Incorporation
Appointment: DECKERS Sam (director) · Founder · Founding capital12 facts ▸
  • Incorporation, “FullStackSolutions” (deed in Dutch)
  • Founder, DECKERS Sam
  • Founding capital, €2,000
  • Other provision, 22-10-2024
  • Other provision, “wijzing aansprakelijkheid oprichter, faillissement binnen drie jaar na verkrijging rechtspersoonlijkheid indien aanvangsvermogen kennelijk ontoereikend voor voo…” (deed in Dutch)
  • Other provision, “bevestiging deponering stortingen”, 2000 (deed in Dutch)
  • Other provision, “heden, beschikking aanvangsvermogen” (deed in Dutch)
  • Registered office clause, “3500 Hasselt, Willekensmolenstraat 231/10” (deed in Dutch)
  • Board rule, 1
  • Director appointment, DECKERS Sam (director (not named in the articles))
  • Other provision, “geen strafrechtelijk of burgerrechtelijk bestuursverbod om persoonlijk of via tussenpersoon onderneming uit te baten of functie van bestuurder,commissaris of za…” (deed in Dutch)
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen die eruit voortvloeien en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded29-10-2024
Financial year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015691057
Also 9925:BE1015691057
Registered 07-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
428 m²
Building footprint
262 m²
Building volume
4,207 m³
Parcel 71323C0003/00G000, Flanders · tallest building 23.4 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
FullStackSolutions
Willekensmolenstraat 231, 3500 HasseltComputer programming
since 2024unit no. 2.366.025.681
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
71323C0003/00G000 Flanders 428 m² 1 · 262 m² 23.4 m · 5
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Kleinhandel in computers en standaardprogrammatuur; Detailhandel in telecommunicatieapparatuur in gespecialiseerde winkels; Reparatie,en…” (deed in Dutch)
5 activities (deed in Dutch)
  1. Kleinhandel in computers en standaardprogrammatuur;
  2. Detailhandel in telecommunicatieapparatuur in gespecialiseerde winkels;
  3. Reparatie,en onderhoud van computers en communicatieapparatuur,zowel op het vlak van hardware als software;
  4. Het aanwerven van ondergeschikt en ander personeel die de aandeelhouders in hun activiteiten bijstaan;
  5. Aankoop,verkoop,handel,onderhoud,huur,leasing,renting,financiering,en alle aanverwante activiteiten in betrekking tot alle soorten onroerende goederen,zoals daar niet-limitatief zijn:huizen,kantoren,magazijnen;

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
FullStackSolutions
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen,bijkantoren in België of buitenland bij enkel besluit…” (deed in Dutch)

deed of 31-10-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, één of meer bestuurders” (deed in Dutch)

deed of 31-10-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Op naam, register van aandelen op naam” (deed in Dutch)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Voor helft ten laste overdrager en helft ten laste koper(s) naar evenredigheid verworven aantal bij meer kopers, geen beroep op rechter…” (deed in Dutch)

deed of 31-10-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of June at 18:00

deed of 31-10-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Vormen vereist voor statutenwijziging, ontbinding op elk moment” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Om welke reden en op welk ogenblik ook, indien geen andere vereffenaar benoemd” (deed in Dutch)

deed of 31-10-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Bestuursbevoegdheid, behalve deze die wet of statuten aan algemene vergadering voorbehouden” (deed in Dutch)
Other provision: “Vergoeding van de bestuurders, vaste of evenredige vergoeding” (deed in Dutch)
Other provision: “Dagelijks bestuur, bestuursorgaan” (deed in Dutch)
Other provision: “Drie jaar, één of meerdere commissarissen” (deed in Dutch)
Other provision: “Stortingsplicht, bestuursorgaan zelfstandig met gelijke behandeling aandeelhouders” (deed in Dutch)
Other provision: “Ten minste vijftien dagen vanaf openstelling intekening, eerst aan bestaande aandeelhouders naar evenredigheid bezit” (deed in Dutch)
Other provision: “Schriftelijke algemene vergadering, statutenwijzigingen” (deed in Dutch)
Other provision: “Elektronische algemene vergaderingen, Artikel 19” (deed in Dutch)
Other provision: “Toegang tot algemene vergadering, Artikel 20” (deed in Dutch)
Other provision: “Bestuurder,bij gebrek aanwezige aandeelhouder met meeste aandelen,bij pariteit oudste, zittingen en processen-verbaal algemene vergadering” (deed in Dutch)
Other provision: “Elke aandeelhouder aan ieder ander persoon,aandeelhouder of niet,via alle middelen van overdracht,schriftelijke volmacht om te…” (deed in Dutch)
Other provision: “Bestuursorgaan, elke gewone of buitengewone algemene vergadering” (deed in Dutch)
Other provision: “Bestemming van de winst, Artikel 25” (deed in Dutch)
Other provision: “Instandhouding vermogen:uitkeringen aan aandeelhouders en tantièmes, Artikel 26” (deed in Dutch)
Other provision: “In het buitenland wonende aandeelhouder,bestuurder,commissaris,vereffenaar of obligatiehouder, alle mededelingen,aanmaningen,dagvaardingen…” (deed in Dutch)
Other provision: “Rechtbank rechtsgebied zetel, betwisting zaken vennootschap en uitvoering statuten tussen…” (deed in Dutch)
Other provision: “Gemeen recht” (deed in Dutch)
5 more provisions in the deed, see the deed of 31-10-2024

deed of 31-10-2024