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full.stop

Active
Private limited companyfounded 2008active for 18 yearsKievithof 2, 9080 Lochristi, BelgiumKBO/BCE: BE 0899.071.422
Summary

The annual accounts of full.stop for financial year 2025 show a net loss of 78% of the equity at the start of that year. The 2025 annual accounts show equity of €3,428 and a net result of -€12,331. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 39,184 sector peers (NACE 70, financial year 2025). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).

Financials · financial year 2025, micro format

Equity
€3,428▼ 78.2%
2024 · €15,759
Total assets
€46,855▼ 45.3%
2024 · €85,710
Net result
-€12,331▼ 284%
2024 · -€3,212
Working capital
€3,428▼ 78.2%
2024 · €15,759
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result stays negative: a loss of €9,645 in 2025 against €1,778 in 2024; the loss grows and 2025 has the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€9,645 2025 Net result-€12,331 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€23,029-€41,231€15,809▼ 61.7%€44,214▲ 180%€50,398▲ 14.0%-€7,062-€1,778▲ 74.8%-€9,645▼ 442%
Net result-€24,431-€40,304€13,024within the sector's middle half▼ 67.7%€42,223within the sector's middle half▲ 224%€48,613within the sector's middle half▲ 15.1%-€8,404below the sector's middle half-€3,212below the sector's middle half▲ 61.8%-€12,331below the sector's middle half▼ 284%
Equity-€3,789-€9,515€22,539below the sector's middle half▲ 137%€24,762below the sector's middle half▲ 9.9%€27,375within the sector's middle half▲ 10.6%€18,971below the sector's middle half▼ 30.7%€15,759below the sector's middle half▼ 16.9%€3,428below the sector's middle half▼ 78.2%
Total assets€36,985-€47,792▲ 29.2%€80,112below the sector's middle half▲ 67.6%€92,600within the sector's middle half▲ 15.6%€95,749within the sector's middle half▲ 3.4%€44,274below the sector's middle half▼ 53.8%€85,710within the sector's middle half▲ 93.6%€46,855below the sector's middle half▼ 45.3%
Debt€40,774-€38,276▼ 6.1%€57,574▲ 50.4%€67,838▲ 17.8%€68,375▲ 0.8%€25,304▼ 63.0%€69,951▲ 176%€43,427▼ 37.9%
Working capital-€5,522-€9,515€22,773within the sector's middle half▲ 139%€32,142within the sector's middle half▲ 41.1%€32,064within the sector's middle half▼ 0.2%€18,971within the sector's middle half▼ 40.8%€15,759within the sector's middle half▼ 16.9%€3,428within the sector's middle half▼ 78.2%
Solvency-10.2%-19.9%▲ 30.2pp28.1%within the sector's middle half▲ 8.2pp26.7%within the sector's middle half▼ 1.4pp28.6%within the sector's middle half▲ 1.8pp42.8%within the sector's middle half▲ 14.3pp18.4%below the sector's middle half▼ 24.5pp7.3%below the sector's middle half▼ 11.1pp
Current ratio0.86-1.25▲ 0.381.40within the sector's middle half▲ 0.151.53within the sector's middle half▲ 0.131.50within the sector's middle half▼ 0.031.75within the sector's middle half▲ 0.251.23within the sector's middle half▼ 0.521.08within the sector's middle half▼ 0.15
Return on assets (ROA)-66.1%-84.3%▲ 150.4pp16.3%above the sector's middle half▼ 68.1pp45.6%above the sector's middle half▲ 29.3pp50.8%above the sector's middle half▲ 5.2pp-19.0%below the sector's middle half▼ 69.8pp-3.7%below the sector's middle half▲ 15.2pp-26.3%below the sector's middle half▼ 22.6pp
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €46,855
Equity €3,428 ▼ 78.2%
Debt €43,427 ▼ 37.9%
Debt's share of the balance-sheet total rises from 81.6% to 92.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
12.67▲
2024 · 4.44
ROE
-359.7%▼
2024 · -20.4%
Debt ≤ 1 year
€43,427▼
2024 · €69,951
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 642 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 90.0% are still going.

  • Micro
  • 10 to 20 years old
  • solvency under 10%
  • a loss of 10% of the balance sheet or more
3.6% went bankrupt
5.5% stopped otherwise
90.0% still going

A further 0.9% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 642 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€85,710€46,855▼
Current assets29/58€85,710€46,855▼
Amounts receivable within one year40/41€85,318€46,750▼
Trade receivables40€82,585€46,750▼
Other amounts receivable41€2,733€0▼
Deferred charges and accrued income490/1€392€105▼
Equity and liabilities
Total equity and liabilities10/49€85,710€46,855▼
Equity10/15€15,759€3,428▼
Contributions10/11€7,200€7,200=
Reserves13€19,719€19,719=
Distributable reserves133€19,719€19,719=
Profit (loss) carried forward14-€11,161-€23,491▼
Amounts payable17/49€69,951€43,427▼
Amounts payable within one year42/48€69,951€43,427▼
Financial debts43€19,916€19,300▼
Credit institutions430/8€19,916€19,300▼
Trade debts44€50,025€23,614▼
Suppliers440/4€50,025€23,614▼
Taxes, remuneration and social security45-€502
Taxes450/3-€502
Other amounts payable47/48€10€10=
Income statement Code20242025
Other operating charges640/8€528€544▲
Non-recurring operating charges66A€0-
Gross operating margin9900-€1,250-€9,101▼
Operating profit (loss)9901-€1,778-€9,645▼
Financial income75/76B€696€0▼
Recurring financial income75€696€0▼
Financial charges65/66B€2,129€2,686▲
Recurring financial charges65€2,129€2,686▲
Profit (loss) for the period before taxes9903-€3,212-€12,331▼
Income taxes67/77€0-
Profit (loss) for the period9904-€3,212-€12,331▼
Profit (loss) for the period to be appropriated9905-€3,212-€12,331▼
Appropriation of the result
Profit (loss) to be appropriated9906-€11,161-€23,491▼
Profit (loss) brought forward from the previous period14P-€7,949-€11,161▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,834€1,734-------
Other operating charges640/8---€468€469€566€528€544▲ 3.0%
Non-recurring operating charges66A-----€6,415€0--
Gross operating margin9900-€20,718€43,444€16,276€44,682€50,867-€81-€1,250-€9,101▼ 628%
Operating profit (loss)9901-€23,029€41,231€15,809€44,214€50,398-€7,062-€1,778-€9,645▼ 442%
Financial income75/76B---€365€634€10€696€0▼ 100%
Recurring financial income75€417€412€556€365€634€10€696€0▼ 100%
Financial charges65/66B---€976€1,160€1,352€2,129€2,686▲ 26.1%
Recurring financial charges65€1,819€1,339€514€976€1,160€1,352€2,129€2,686▲ 26.1%
Profit (loss) for the period before taxes9903-€24,431€40,304€15,851€43,603€49,871-€8,404-€3,212-€12,331▼ 284%
Income taxes67/77--€2,828€1,380€1,259€0€0--
Profit (loss) for the period9904-€24,431€40,304€13,024€42,223€48,613-€8,404-€3,212-€12,331▼ 284%
Profit (loss) for the period to be appropriated9905-€24,431€40,304€13,024€42,223€48,613-€8,404-€3,212-€12,331▼ 284%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€36,985€47,792€80,112€92,600€95,749€44,274€85,710€46,855▼ 45.3%
Fixed assets21/28€1,734--------
Intangible fixed assets21€1,734--------
Current assets29/58€35,252€47,792€80,112€92,600€95,749€44,274€85,710€46,855▼ 45.3%
Amounts receivable within one year40/41€35,238€24,083€62,482€72,599€73,477€44,178€85,318€46,750▼ 45.2%
Trade receivables40---€55,819€62,527€39,729€82,585€46,750▼ 43.4%
Other amounts receivable41---€16,780€10,950€4,449€2,733€0▼ 100%
Cash at bank and in hand54/58-€23,695€17,617€19,848€22,113€0---
Deferred charges and accrued income490/1---€153€159€97€392€105▼ 73.1%
Equity and liabilities
Total equity and liabilities10/49€36,985€47,792€80,112€92,600€95,749€44,274€85,710€46,855▼ 45.3%
Equity10/15-€3,789€9,515€22,539€24,762€27,375€18,971€15,759€3,428▼ 78.2%
Contributions10/11€7,200€7,200-€7,200€7,200€7,200€7,200€7,200=
Reserves13€13,860€1,860€14,884€17,107€19,719€19,719€19,719€19,719=
Non-distributable reserves130/1---€1,860€1,860€0---
Reserves not available under the articles1311---€1,860€1,860€0---
Distributable reserves133---€15,247€17,859€19,719€19,719€19,719=
Profit (loss) carried forward14-€24,849€455€455€455€455-€7,949-€11,161-€23,491▼ 110%
Amounts payable17/49€40,774€38,276€57,574€67,838€68,375€25,304€69,951€43,427▼ 37.9%
Amounts payable within one year42/48€40,774€38,276€57,340€60,458€63,685€25,304€69,951€43,427▼ 37.9%
Current portion of amounts payable after more than one year42---€4,170-----
Financial debts43----€0€6,296€19,916€19,300▼ 3.1%
Credit institutions430/8----€0€6,296€19,916€19,300▼ 3.1%
Trade debts44€19,353€11,075€42,235€14,084€12,444€18,998€50,025€23,614▼ 52.8%
Suppliers440/4---€14,084€12,444€18,998€50,025€23,614▼ 52.8%
Taxes, remuneration and social security45---€2,194€5,232€0-€502-
Taxes450/3---€2,194€5,232€0-€502-
Other amounts payable47/48---€40,010€46,010€10€10€10=
Accrued charges and deferred income492/3---€7,380€4,689€0---
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€24,431€40,304€13,024€42,223€48,613-€8,404-€3,212-€12,331▼ 284%
+ Depreciation and write-downs630€1,834€1,734-------
Operating cash flow (approximation)-€22,597€42,037€13,024€42,223€48,613-€8,404-€3,212-€12,331▼ 284%
Change in cash---€6,079€2,232€2,265-€22,113---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 17 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 30-06-2026 2026-00230670
31-12-2024 micro format 31-07-2025 2025-00337964
31-12-2023 micro format 20-08-2024 2024-00351453
31-12-2022 micro format 03-08-2023 2023-00310129
31-12-2021 micro format 29-06-2022 2022-20103829
31-12-2020 abbreviated format 30-08-2021 2021-56100268
31-12-2019 abbreviated format 22-09-2020 2020-54400104
31-12-2018 abbreviated format 30-07-2019 2019-38900571
31-12-2017 abbreviated format 19-06-2018 2018-19400575
31-12-2016 abbreviated format 03-07-2017 2017-24700201

Show all 17 filings

Similar companies · same sector, comparable size

Of the 82,516 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,493. 13,296 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.