Summary
FULL OPTIONS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €5.2m and a net result of €1.4m. Equity is growing by ~42.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 6155 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
23 d early
2023
27 d early
2022
39 d early
2021
31 d early
2020
33 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€5.2m▲ 37.4%
2023 · €3.8m
Net result
€1.4m▲ 43.6%
2023 · €991,771
Total assets
€6.2m▲ 16.0%
2023 · €5.4m
Solvency
84.0%▲ 13.1pp
2023 · 70.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€287,950▲ 445%€174,319▼ 39.5%€982,874▲ 464%€985,908▲ 0.3%€979,753▼ 0.6%
Net result€461,741above the sector's middle half▲ 465%€440,034above the sector's middle half▼ 4.7%€1.1mabove the sector's middle half▲ 150%€991,771above the sector's middle half▼ 9.7%€1.4mabove the sector's middle half▲ 43.6%
Equity€1.3mwithin the sector's middle half▲ 56.9%€1.7mwithin the sector's middle half▲ 34.6%€2.8mabove the sector's middle half▲ 64.1%€3.8mabove the sector's middle half▲ 35.3%€5.2mabove the sector's middle half▲ 37.4%
Total assets€3.7mabove the sector's middle half▲ 252%€3.7mwithin the sector's middle half▼ 1.2%€4.5mabove the sector's middle half▲ 24.0%€5.4mabove the sector's middle half▲ 17.9%€6.2mabove the sector's middle half▲ 16.0%
Debt€2.4m▲ 905%€2.0m▼ 19.8%€1.7m▼ 11.1%€1.6m▼ 10.1%€998,026▼ 36.1%
Working capital€174,206▼ 63.2%€216,886▲ 24.5%€1.1m▲ 398%€1.8m▲ 65.4%€2.6m▲ 47.2%
Solvency34.3%within the sector's middle half▼ 42.7pp46.7%within the sector's middle half▲ 12.4pp61.8%within the sector's middle half▲ 15.1pp70.9%within the sector's middle half▲ 9.1pp84.0%above the sector's middle half▲ 13.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 1% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €6.2m
Fixed assets
€3.2m =
Current assets
€3.0m ▲ 39.9%
Equity and liabilities €6.2m
Equity
€5.2m ▲ 37.4%
Debt
€998,026 ▼ 36.1%
Debt's share of the balance-sheet total falls from 29.1% to 16.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
27.2%▲
2023 · 26.1%
ROA
22.9%▲
2023 · 18.5%
Debt ≤ 1 year
€383,992▲
2023 · €366,722
Debt > 1 year
€571,387▼
2023 · €1.2m
Income taxes
€242,978▲
2023 · €235,253
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,773 | €1,680 | €1,987 | €2,631 | €4,913 | ▲ 86.8% |
| Other operating charges640/8 | - | €121 | €102 | €222 | €118 | ▼ 46.9% |
| Gross operating margin9900 | €290,013 | €176,120 | €984,963 | €988,761 | €984,784 | ▼ 0.4% |
| Operating profit (loss)9901 | €287,950 | €174,319 | €982,874 | €985,908 | €979,753 | ▼ 0.6% |
| Financial income75/76B | - | €340,000 | €390,000 | €290,000 | €735,049 | ▲ 153% |
| Recurring financial income75 | €272,000 | €340,000 | €390,000 | €290,000 | €735,049 | ▲ 153% |
| Financial charges65/66B | - | €40,857 | €37,386 | €48,884 | €47,581 | ▼ 2.7% |
| Recurring financial charges65 | €34,315 | €40,857 | €37,386 | €48,884 | €47,581 | ▼ 2.7% |
| Profit (loss) for the period before taxes9903 | €525,634 | €473,462 | €1.3m | €1.2m | €1.7m | ▲ 35.9% |
| Income taxes67/77 | €63,893 | €33,428 | €236,921 | €235,253 | €242,978 | ▲ 3.3% |
| Profit (loss) for the period9904 | €461,741 | €440,034 | €1.1m | €991,771 | €1.4m | ▲ 43.6% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €336,800 | - |
| Profit (loss) for the period to be appropriated9905 | €461,741 | €440,034 | €1.1m | €991,771 | €1.1m | ▲ 9.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.7m | €3.7m | €4.5m | €5.4m | €6.2m | ▲ 16.0% |
| Fixed assets21/28 | €3.2m | €3.2m | €3.2m | €3.2m | €3.2m | = |
| Tangible fixed assets22/27 | €6,269 | €6,689 | €4,702 | €11,950 | €13,218 | ▲ 10.6% |
| Land and buildings22 | - | €6,689 | €4,702 | €2,714 | €727 | ▼ 73.2% |
| Furniture and vehicles24 | - | - | - | €9,236 | €12,491 | ▲ 35.2% |
| Financial fixed assets28 | €3.2m | €3.2m | €3.2m | €3.2m | €3.2m | = |
| Current assets29/58 | €503,498 | €459,958 | €1.3m | €2.2m | €3.0m | ▲ 39.9% |
| Amounts receivable within one year40/41 | €280,781 | €43,205 | €83,137 | €510,388 | €2.5m | ▲ 399% |
| Trade receivables40 | - | €36,858 | €83,134 | €497,584 | €496,342 | ▼ 0.2% |
| Other amounts receivable41 | - | €6,346 | €3 | €12,803 | €2.1m | ▲ 15,935% |
| Current investments50/53 | - | - | - | €500,000 | - | - |
| Cash at bank and in hand54/58 | €218,204 | €412,225 | €869,781 | €800,966 | €461,189 | ▼ 42.4% |
| Deferred charges and accrued income490/1 | - | €4,528 | €390,051 | €340,049 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.7m | €3.7m | €4.5m | €5.4m | €6.2m | ▲ 16.0% |
| Equity10/15 | €1.3m | €1.7m | €2.8m | €3.8m | €5.2m | ▲ 37.4% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €1.3m | €1.7m | €2.8m | €3.8m | €4.1m | ▲ 8.9% |
| Non-distributable reserves130/1 | - | €2,000 | €2,000 | - | - | - |
| Reserves not available under the articles1311 | - | €2,000 | €2,000 | - | - | - |
| Tax-exempt reserves132 | - | - | - | - | €336,800 | - |
| Distributable reserves133 | - | €1.7m | €2.8m | €3.8m | €3.8m | = |
| Profit (loss) carried forward14 | - | - | - | - | €1.1m | - |
| Amounts payable17/49 | €2.4m | €2.0m | €1.7m | €1.6m | €998,026 | ▼ 36.1% |
| Amounts payable after more than one year17 | €2.1m | €1.7m | €1.4m | €1.2m | €571,387 | ▼ 50.7% |
| Financial debts170/4 | - | €1.7m | €1.4m | €1.2m | €571,387 | ▼ 50.7% |
| Amounts payable within one year42/48 | €329,292 | €243,072 | €263,907 | €366,722 | €383,992 | ▲ 4.7% |
| Current portion of amounts payable after more than one year42 | - | €234,237 | €227,600 | €228,550 | €237,344 | ▲ 3.8% |
| Trade debts44 | €1,046 | €1,278 | €1,438 | €11,055 | €1,148 | ▼ 89.6% |
| Suppliers440/4 | - | €1,278 | €1,438 | €11,055 | €1,148 | ▼ 89.6% |
| Taxes, remuneration and social security45 | - | €5,604 | €15,431 | €80,887 | €77,126 | ▼ 4.6% |
| Taxes450/3 | - | €5,604 | €15,431 | €80,887 | €77,126 | ▼ 4.6% |
| Other amounts payable47/48 | - | €1,953 | €19,438 | €46,231 | €68,373 | ▲ 47.9% |
| Accrued charges and deferred income492/3 | - | €32,148 | €29,033 | €36,425 | €42,646 | ▲ 17.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €461,741 | €440,034 | €1.1m | €991,771 | €1.4m | ▲ 43.6% |
| + Depreciation and write-downs630 | €1,773 | €1,680 | €1,987 | €2,631 | €4,913 | ▲ 86.8% |
| Operating cash flow (approximation) | €463,514 | €441,714 | €1.1m | €994,402 | €1.4m | ▲ 43.7% |
| Investment in fixed assets (approximation) | - | -€2,100 | €0 | -€9,880 | -€6,181 | ▲ 37.4% |
| Change in cash | - | €194,022 | €457,556 | -€68,816 | -€339,777 | ▼ 394% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €1.4m ▲43.6%
Net result €1.4m, the highest in the series.
31-12
Financial
Equity above €5mEq €5.2m ▲37.4%
7 profitable years in a row build equity to €5.2m.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity triplescurrent ratio 5.09
Current ratio from 1.89 to 5.09.
31-12
Financial
Equity above €2mEq €2.8m ▲64.1%
5 profitable years in a row build equity to €2.8m.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €1mEq €1.3m ▲56.9%
3 profitable years in a row build equity to €1.3m.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €81,684 ▼51.2%
Net result drops to €81,684, the lowest in the series; recovery starts the following year.
Show earlier events
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2009
Ground area
1,498 m²
Building footprint
194 m²
Volume, LiDAR
667 m³
Parcel 11008H0084/00Y000, Flanders · tallest building 28.1 m. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
FULL OPTIONS
since 20092.178.459.751
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11008H0084/00Y000 | Flanders | 1,498 m² | 1 · 194 m² | 28.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 1 holdingChain of control
- JNV
- FULL OPTIONS
Highest known parent: JNV. The sources do not say who stands above it.
Owners 1
- JNVparentSourceaccounts JNV 2024100%
Holdings 1
-
68%
According to the 2024 annual accounts of FULL OPTIONS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 623 EUR awarded · 623 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 396 EUR | 396 EUR |
| 2023 | 1 | 227 EUR | 227 EUR |
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 8,001 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-05-2009
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0811749844
Also
9925:BE0811749844
Registered
21-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.