FULL EXPERIENCE
ActiveSummary
FULL EXPERIENCE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability39▼-42
Solvency29=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.6%
Return on assets
-1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
44 d early
2023
34 d early
2022
34 d early
2021
39 d early
2020
54 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 22.1%
2024 · €9k
2018: €13k
2019: €63k▲ +382% vs 2018highest in 8 years
2020: €27k▼ -57.4% vs 2019
2021: €12k▼ -55.1% vs 2020
2022: €-11k▼ -195% vs 2021
2023: €-13k▼ -10.1% vs 2022lowest in 8 years
2024: €9k▲ +172% vs 2023
2025: €7k▼ -22.1% vs 2024
2018 → 2025
Total assets
€196k▼ 9.8%
2024 · €217k
2018: €290k
2019: €400k▲ +37.7% vs 2018highest in 8 years
2020: €355k▼ -11.3% vs 2019
2021: €333k▼ -6.2% vs 2020
2022: €292k▼ -12.3% vs 2021
2023: €220k▼ -24.5% vs 2022
2024: €217k▼ -1.3% vs 2023
2025: €196k▼ -9.8% vs 2024lowest in 8 years
2018 → 2025
Net result
€-2k
2024 · €22k
2018: €-5k
2019: €44▲ +101% vs 2018
2020: €-36k▼ -81662% vs 2019lowest in 8 years
2021: €-15k▲ +59.1% vs 2020
2022: €-24k▼ -59.0% vs 2021
2023: €-1k▲ +95.1% vs 2022
2024: €22k▲ +1964% vs 2023highest in 8 years
2025: €-2k▼ -109% vs 2024
2018 → 2025
Working capital
€-40k▲ 16.4%
2024 · €-48k
2018: €-52k
2019: €-99k▼ -91.9% vs 2018
2020: €-123k▼ -23.8% vs 2019
2021: €-118k▲ +4.0% vs 2020
2022: €-123k▼ -4.3% vs 2021lowest in 8 years
2023: €-73k▲ +40.5% vs 2022
2024: €-48k▲ +34.5% vs 2023
2025: €-40k▲ +16.4% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€-11k€-13k▼ 10.1%€9k€7k▼ 22.1%
2021: €12khighest in 5 years
2022: €-11k▼ -195% vs 2021
2023: €-13k▼ -10.1% vs 2022lowest in 5 years
2024: €9k▲ +172% vs 2023
2025: €7k▼ -22.1% vs 2024
Operating result€-9k-€-18k▼ 93.0%€300€27k▲ 8,751%€637▼ 97.6%
2021: €-9k
2022: €-18k▼ -93.0% vs 2021lowest in 5 years
2023: €300▲ +102% vs 2022
2024: €27k▲ +8751% vs 2023highest in 5 years
2025: €637▼ -97.6% vs 2024
Net result€-15k-€-24k▼ 59.0%€-1k▲ 95.1%€22k€-2k
2021: €-15k
2022: €-24k▼ -59.0% vs 2021lowest in 5 years
2023: €-1k▲ +95.1% vs 2022
2024: €22k▲ +1964% vs 2023highest in 5 years
2025: €-2k▼ -109% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€174k ▼ 11.0%
Current assets
€22k ▲ 0.8%
Equity and liabilities €196k
Equity
€7k ▼ 22.1%
Debt
€189k ▼ 9.2%
Debt's share of the balance-sheet total rises from 95.8% to 96.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €41k
Cash flow
€7k▼
2024 · €36k
Current ratio
0.36▲
2024 · 0.31
Debt to equity
26.79▲
2024 · 23.00
ROE
-28.4%▼
2024 · 239.6%
ROA
-1.0%▼
2024 · 10.0%
Interest coverage
2.59▼
2024 · 9.17
Debt ≤ 1 year
€62k▼
2024 · €70k
Debt > 1 year
€127k▼
2024 · €139k
Income taxes
€282▼
2024 · €375
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€217k€196k▼
Fixed assets21/28€196k€174k▼
Tangible fixed assets22/27€196k€174k▼
Land and buildings22€185k€171k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€7k€1k▼
Current assets29/58€22k€22k▲
Stocks and contracts in progress3€6k€0▼
Stocks30/36€6k€0▼
Amounts receivable within one year40/41€1k€7k▲
Trade receivables40€1k€7k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€14k€15k▲
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€217k€196k▼
Equity10/15€9k€7k▼
Contributions10/11€100k€100k=
Profit (loss) carried forward14€-91k€-93k▼
Amounts payable17/49€208k€189k▼
Amounts payable after more than one year17€139k€127k▼
Financial debts170/4€139k€127k▼
Amounts payable within one year42/48€70k€62k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€3k€282▼
Taxes450/3€3k€282▼
Other amounts payable47/48€50k€46k▼
Accrued charges and deferred income492/3€107€0▼
Income statement
Code20242025
Non-recurring operating income76A€0€15k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€9k▼
Other operating charges640/8€5k€5k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€46k€17k▼
Operating profit (loss)9901€27k€637▼
Financial income75/76B€3€2k▲
Recurring financial income75€3€11▲
Non-recurring financial income76B€0€2k▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€22k€-2k▼
Income taxes67/77€375€282▼
Profit (loss) for the period9904€22k€-2k▼
Profit (loss) for the period to be appropriated9905€22k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-91k€-93k▼
Profit (loss) brought forward from the previous period14P€-112k€-91k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €12k | €21k | €0 | €15k | - |
| Remuneration, social security and pensions62 | - | €581 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €33k | €33k | €15k | €15k | €9k | ▼ 35.7% |
| Other operating charges640/8 | €4k | €4k | €6k | €5k | €5k | ▲ 2.0% |
| Non-recurring operating charges66A | €201 | €0 | - | - | €2k | - |
| Gross operating margin9900 | €28k | €19k | €21k | €46k | €17k | ▼ 62.9% |
| Operating profit (loss)9901 | €-9k | €-18k | €300 | €27k | €637 | ▼ 97.6% |
| Financial income75/76B | €126 | €44 | €3k | €3 | €2k | ▲ 47,113% |
| Recurring financial income75 | €126 | €44 | €0 | €3 | €11 | ▲ 238% |
| Non-recurring financial income76B | - | - | €3k | €0 | €2k | - |
| Financial charges65/66B | €5k | €5k | €4k | €4k | €4k | ▼ 13.8% |
| Recurring financial charges65 | €5k | €5k | €4k | €4k | €4k | ▼ 13.8% |
| Profit (loss) for the period before taxes9903 | €-15k | €-23k | €-976 | €22k | €-2k | ▼ 108% |
| Income taxes67/77 | €266 | €305 | €189 | €375 | €282 | ▼ 24.7% |
| Profit (loss) for the period9904 | €-15k | €-24k | €-1k | €22k | €-2k | ▼ 109% |
| Profit (loss) for the period to be appropriated9905 | €-15k | €-24k | €-1k | €22k | €-2k | ▼ 109% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €333k | €292k | €220k | €217k | €196k | ▼ 9.8% |
| Formation expenses20 | €2k | €850 | €0 | - | - | - |
| Fixed assets21/28 | €299k | €271k | €210k | €196k | €174k | ▼ 11.0% |
| Intangible fixed assets21 | €31k | €24k | €0 | - | - | - |
| Tangible fixed assets22/27 | €266k | €244k | €210k | €196k | €174k | ▼ 11.0% |
| Land and buildings22 | €216k | €205k | €195k | €185k | €171k | ▼ 7.4% |
| Plant, machinery and equipment23 | €40k | €31k | €6k | €4k | €2k | ▼ 53.1% |
| Furniture and vehicles24 | €10k | €8k | €9k | €7k | €1k | ▼ 80.0% |
| Financial fixed assets28 | €3k | €3k | €0 | - | - | - |
| Current assets29/58 | €31k | €20k | €10k | €22k | €22k | ▲ 0.8% |
| Stocks and contracts in progress3 | €8k | €11k | €5k | €6k | €0 | ▼ 100% |
| Stocks30/36 | €8k | €11k | €5k | €6k | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €3k | €3k | €1k | €1k | €7k | ▲ 383% |
| Trade receivables40 | €1k | €3k | €788 | €1k | €7k | ▲ 383% |
| Other amounts receivable41 | €2k | €253 | €343 | €0 | - | - |
| Cash at bank and in hand54/58 | €20k | €5k | €4k | €14k | €15k | ▲ 9.6% |
| Deferred charges and accrued income490/1 | €600 | €538 | €0 | €1k | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €333k | €292k | €220k | €217k | €196k | ▼ 9.8% |
| Equity10/15 | €12k | €-11k | €-13k | €9k | €7k | ▼ 22.1% |
| Contributions10/11 | €100k | €100k | €100k | €100k | €100k | = |
| Profit (loss) carried forward14 | €-88k | €-111k | €-112k | €-91k | €-93k | ▼ 2.2% |
| Amounts payable17/49 | €321k | €303k | €233k | €208k | €189k | ▼ 9.2% |
| Amounts payable after more than one year17 | €171k | €161k | €150k | €139k | €127k | ▼ 8.3% |
| Financial debts170/4 | €171k | €161k | €150k | €139k | €127k | ▼ 8.3% |
| Amounts payable within one year42/48 | €149k | €142k | €83k | €70k | €62k | ▼ 11.0% |
| Current portion of amounts payable after more than one year42 | €10k | €11k | €11k | €11k | €11k | ▲ 2.5% |
| Trade debts44 | €15k | €15k | €11k | €5k | €4k | ▼ 14.9% |
| Suppliers440/4 | €15k | €15k | €11k | €5k | €4k | ▼ 14.9% |
| Advances received on contracts in progress46 | €270 | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | €302 | €4k | €4k | €3k | €282 | ▼ 91.2% |
| Taxes450/3 | €302 | €4k | €4k | €3k | €282 | ▼ 91.2% |
| Other amounts payable47/48 | €123k | €112k | €58k | €50k | €46k | ▼ 8.6% |
| Accrued charges and deferred income492/3 | - | €28 | €0 | €107 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-15k | €-24k | €-1k | €22k | €-2k | ▼ 109% |
| + Depreciation and write-downs630 | €33k | €33k | €15k | €15k | €9k | ▼ 35.7% |
| Operating cash flow (approximation) | €19k | €9k | €13k | €36k | €7k | ▼ 79.7% |
| Investment in fixed assets (approximation) | - | €-4k | €46k | €0 | €12k | - |
| Change in cash | - | €-14k | €-1k | €9k | €1k | ▼ 85.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after 4 loss-making years.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €44
Net result €44 after one loss-making year.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2012
Ground area
1,969 m²
Building footprint
157 m²
Volume, LiDAR
491 m³
Parcel 71024D0039/00R000, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Full Experience
since 20122.211.982.852
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71024D0039/00R000 | Flanders | 1,969 m² | 1 · 157 m² | 8.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,020 companies in sector 68203 we hold annual accounts for 5,986. 1,217 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-08-2012
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.