Equity
€7,059 from €63,150 in 2019
Equity fell by 89% in 6 years.
FULL EXPERIENCE
Lifetime
13 annual accounts with figures on one time axispeak €46,382 (2024)
€17,195▼ 62.9%
lowest -€36,230 (2020)
-€2,003▼ €23,713
peak €63,150 (2019)
€7,059▼ 22.1%
€189,130▼ 9.2%
Board3 names since 2018
3 directorsPOISQUET Katrijn and 2 others
Documentsfilings and deeds
04-06-202657 days before the deadline
2025micro format
Gross margin from €46,382 to €17,195Loss of €2,003Registered office moved within Herk-de-Stad 11-04Equity from €9,062 to €7,059
Key points
from the 2025 annual accountsChecked score
68
Healthy
Financially stronger than 30% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025lowest value
05-2025: 1.2%▲ +0.7 percentage points vs 04-2025highest value
06-2025: 1.1%▼ -0.1 percentage points vs 05-2025
07-2025: 0.7%▼ -0.4 percentage points vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026
08-2026: 0.7%● unchanged vs 07-2026
09-2026: 0.7%● unchanged vs 08-2026
10-2026: 0.7%● unchanged vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Equity €7,059 (3.6% of total assets)
lowers risk
Size: total assets €196,189
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 24% of them on solvency, 41% on liquidity, 35% on profitability and 20% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,037 companies had the same profile as FULL EXPERIENCE has now. Each dot stands for 3 companies, two years later.
93.7%
were still trading
2.9%
stopped another way
2.9%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FULL EXPERIENCE itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,037 companies, not a prediction for FULL EXPERIENCE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 days early
2024
44 days early
2023
34 days early
2022
34 days early
2021
39 days early
2020
54 days early
2019
32 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 42 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved within Herk-de-Stad
New registered office: Keernestraat 33, 3540 Herk-de-Stad · Previous registered office: Markt 25 bus 6, 3540 Herk-de-Stad · Board meeting of 25-03-2025 · Gazette deed
Capital increase of €50,000 to €99,681.71
Capital from €49,681.71 to €99,681.71 · Changes of role: BREELS Jean Pierre, BREELS Tom and POISQUET Katrijn · “Maatschappelijk doel” (deed in Dutch) · General meeting of 26-09-2019 · Gazette deed
Appointment: Poisquet Katrijn (manager)
General meeting of 31-08-2018 · Gazette deed
Incorporation
published on 06-09-2012 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FULL EXPERIENCE Herk-de-Stad | €196,189 | €17,195 | 3.6% | - |
| HAMA IMMO Maasmechelen | €180,225 | €20,358 | 53.2% | - |
| Immo Bergé Tienen | €214,556 | €16,987 | -51.8% | - |
| SOLLIMO Verviers | €182,875 | €19,128 | 21.5% | - |
| LOCA V&C Machelen (Brab.) | €177,467 | €17,026 | 54.9% | - |
| KOOPVAARDIJ Oosterzele | €230,580 | €15,743 | 23.8% | - |
| Kantoor Vandoorne Pittem | €205,879 | €12,685 | 82.2% | - |
These companies have the same main activity as FULL EXPERIENCE: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €177,000 and €231,000, founded between 2010 and 2014.
Official details
Source: KBO- Status
- Active since 24-08-2012Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203
- Establishment unit
- 2.211.982.8523540 Herk-de-Stad, since 24-08-2012
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- ≈ €60,000estimated
- €196,189▼ 9.8%
- Filing
- Filed on 04-06-2026, 57 days before the end of the filing period
Insights on FULL EXPERIENCE
FULL EXPERIENCE files the micro format. That format states no turnover. The gross margin rose from -€16,976 in 2013 to €17,195 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FULL EXPERIENCE
- What is the company number of FULL EXPERIENCE?
- The company number of FULL EXPERIENCE is 0848.251.340. The VAT number is the same number with BE in front: BE 0848.251.340.
- Where is FULL EXPERIENCE based?
- The registered office is at Keernestraat 33, 3540 Herk-de-Stad.Company details
- What does FULL EXPERIENCE do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of FULL EXPERIENCE?
- FULL EXPERIENCE is a private limited company (BV).
- When was FULL EXPERIENCE founded?
- FULL EXPERIENCE was founded on 24-08-2012.
- Is FULL EXPERIENCE still active?
- Yes, FULL EXPERIENCE is an active enterprise in the KBO register.
- What is the turnover of FULL EXPERIENCE?
- The turnover in financial year 2025 is ≈ €60,000. This figure is estimated from the gross margin of €17,195 and 31 comparable companies (NACE 68203). It probably lies between €23,000 and €130,000. It is a rough estimate.Financials
- Is FULL EXPERIENCE profitable?
- In financial year 2025, FULL EXPERIENCE made a loss of €2,003.
- Where can I find the annual accounts of FULL EXPERIENCE?
- FULL EXPERIENCE filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FULL EXPERIENCE due?
- FULL EXPERIENCE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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