FULL ART CONCEPT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9k and a net result of €-6k. Its solvency ranks better than 59% of 2541 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Axes, FY 2024
Profitability0
Solvency82
Growth-
Track record85
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
57.2%
Return on assets
-42%
Age of the figures
27 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 05-03-2025, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
33 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€9k
Total assets
€15k
Net result
€-6k
Working capital
€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €15k
Fixed assets
€150
Current assets
€15k
Equity and liabilities €15k
Equity
€9k
Debt
€7k
Debt finances 42.8% of the balance-sheet total.
Key figures and ratios
Solvency
57.2%
Current ratio
2.31
Quick ratio
2.31
Debt / equity
0.75
ROE
-73.4%
ROA
-42.0%
Debt
€7k
Debt ≤ 1 year
€7k
Staff costs
€9k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€15k
Fixed assets21/28€150
Financial fixed assets28€150
Current assets29/58€15k
Amounts receivable within one year40/41€0
Trade receivables40€0
Cash at bank and in hand54/58€15k
Deferred charges and accrued income490/1€352
Equity and liabilities
Total equity and liabilities10/49€15k
Equity10/15€9k
Profit (loss) carried forward14€9k
Amounts payable17/49€7k
Amounts payable within one year42/48€7k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€3k
Remuneration and social security454/9€3k
Income statement
Code2024
Remuneration, social security and pensions62€9k
Other operating charges640/8€844
Gross operating margin9900€4k
Operating profit (loss)9901€-6k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€396
Recurring financial charges65€396
Profit (loss) for the period before taxes9903€-6k
Profit (loss) for the period9904€-6k
Profit (loss) for the period to be appropriated9905€-6k
Appropriation of the result
Profit (loss) to be appropriated9906€9k
Profit (loss) brought forward from the previous period14P€15k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
05-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 33 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Morlanwelz · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée Brunehault(MLZ) 287140 MorlanwelzGround area
1,111 m²
Building footprint
44 m²
Volume, LiDAR
377 m³
Parcel 56057A1101/00W000, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée Brunehault(MLZ) 28, 7140 Morlanwelz
since 20222.337.608.938
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56057A1101/00W000 | Wallonia | 1,111 m² | 1 · 44 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,490 companies in sector 85510 we hold annual accounts for 718. 517 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded15-09-2016
Fiscal year end30-06
Activities, NACEBEL
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.