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FULL ARCHITECTES

Active
Private limited companyfounded 20196 yrs activePaul Devignestraat 119, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0739.967.468
Summary

FULL ARCHITECTES has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,027) and a net result of -€3,340. Equity is shrinking by ~50.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 10442 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

What they do
Activities of building architects
NACE 71111
1 site
How big
€1,440total assets 2025
Equity
-€1,027
Loss
-€3,340
Turnover not published (abridged schema)
Financially healthy?
52 Fair Checked score 2025
Bankruptcy chance 12 m
0.6%
Who decides
Accounts 3 d early0 of 1 deed read
Why 52Capped at 59: negative equity- Negative equity -€1,027- Loss of €3,340, the second in a row (FY 2025)+ Size: total assets €1,440+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 3% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0-34
equity -71.3% of total assets
Liquidity 8-42
short-term debt 171.3% · cash 6.1%
Profitability 0=
return on assets -231.9%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,607 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -1.8% vs 12-2024 02-2025: 0.1%▼ -4.5% vs 01-2025lowest value 03-2025: 0.1%▲ +3.7% vs 02-2025 04-2025: 0.1%▼ -1.8% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%▲ +11.9% vs 05-2025 07-2025: 0.1%▲ +3.3% vs 06-2025 08-2025: 0.1%▲ +2.4% vs 07-2025 09-2025: 0.1%▲ +7.8% vs 08-2025 10-2025: 0.2%▲ +7.9% vs 09-2025 11-2025: 0.5%▲ +223% vs 10-2025 12-2025: 0.5%▲ +11.3% vs 11-2025 01-2026: 0.6%▲ +3.3% vs 12-2025 02-2026: 0.6%● 0.0% vs 01-2026 03-2026: 0.6%▲ +5.9% vs 02-2026 04-2026: 0.6%● 0.0% vs 03-2026 05-2026: 0.6%▲ +3.2% vs 04-2026 06-2026: 0.6%▲ +1.8% vs 05-2026 07-2026: 0.6%● 0.0% vs 06-2026 08-2026: 0.6%▼ -3.9% vs 07-2026 09-2026: 0.6%▼ -2.8% vs 08-2026 10-2026: 0.6%▲ +10.2% vs 09-2026highest value
  • Size: total assets €1,440 lowers the probability for this profile
  • Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
  • Negative equity -€1,027 raises the probability
  • Loss of €3,340, the second in a row (FY 2025) raises the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 3%, liquidity 4%, profitability 4%, growth against the median 2%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1,440
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Architectural and engineering activities; technical testing and analysis (NACE 71)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Negative equity -€1,027
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €3,340, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year -€1,027
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
3 d early
2024
20 d early
2023
1 d early
2022
25 d early
2021
144 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 11 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close02-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€6,423

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€1,027 View
  • Caution: Among the weakest 5% on solvencysector median 54.4% · 10,442 companies -71.3% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€3,340 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€1,440
Loss
-€3,340
Solvency
-71.3%
Total assets▼ 94.5%
Net result
20212025
Go to Financials

Timeline

Events
7
Since
2021
Next accounts
by 31-10-2026
  1. 28-10-2025Annual accounts filed
  2. 11-10-2024Annual accounts filed
  3. 31-03-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of building architectsNACE 71111
Founded
23-12-2019
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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