FUARTE
ActiveSummary
FUARTE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,277 and a net result of -€1,275. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 51% of 1311 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability56▼-16
Solvency45▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.89 against 1.05 in 2024; short-term debt: 26.9% and cash: 11.5% of total assets), and 80.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.6%
Return on assets
-1.4%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 d early
2024
44 d early
2023
4 d early
2022
31 d early
2021
31 d early
2020
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 44% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
€18,277▼ 6.5%
2024 · €19,552
Total assets
€93,274▼ 16.0%
2024 · €111,027
Net result
-€1,275
2024 · €2,886
Working capital
-€2,781
2024 · €1,491
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€6,660-€1,393▲ 79.1%€11,008€5,862▼ 46.7%€613▼ 89.5%
Net result-€7,471-€2,170▲ 71.0%€9,582€2,886▼ 69.9%-€1,275
Equity€9,254▼ 44.7%€7,084▼ 23.4%€16,666▲ 135%€19,552▲ 17.3%€18,277▼ 6.5%
Total assets€48,144▼ 24.6%€49,147▲ 2.1%€55,005▲ 11.9%€111,027▲ 102%€93,274▼ 16.0%
Debt€38,890▼ 17.4%€42,063▲ 8.2%€38,339▼ 8.9%€91,475▲ 139%€74,997▼ 18.0%
Working capital€8,060▼ 56.4%-€539€14,163€1,491▼ 89.5%-€2,781
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 90% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93,274
Fixed assets
€70,967 ▼ 8.2%
Current assets
€22,307 ▼ 33.8%
Equity and liabilities €93,274
Equity
€18,277 ▼ 6.5%
Debt
€74,997 ▼ 18.0%
Debt's share of the balance-sheet total falls from 82.4% to 80.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€16,104▼
2024 · €34,868
Cash flow
€14,216▼
2024 · €31,892
Current ratio
0.89▼
2024 · 1.05
Debt to equity
4.10▼
2024 · 4.68
ROE
-7.0%▼
2024 · 14.8%
ROA
-1.4%▼
2024 · 2.6%
Interest coverage
4.62▼
2024 · 13.03
Debt ≤ 1 year
€25,088▼
2024 · €32,202
Debt > 1 year
€49,009▼
2024 · €58,650
Income taxes
€575▲
2024 · €301
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €300 | - | €168 | €10,403 | ▲ 6,099% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,383 | - | €8,686 | €29,006 | €15,491 | ▼ 46.6% |
| Other operating charges640/8 | - | €792 | €739 | €627 | €784 | ▲ 25.1% |
| Non-recurring operating charges66A | - | - | - | - | €62 | - |
| Gross operating margin9900 | €2,988 | -€602 | €20,433 | €35,494 | €16,950 | ▼ 52.2% |
| Operating profit (loss)9901 | -€6,660 | -€1,393 | €11,008 | €5,862 | €613 | ▼ 89.5% |
| Financial income75/76B | - | €0 | €87 | €0 | €2,175 | ▲ 1,359,163% |
| Recurring financial income75 | €6 | €0 | €87 | €0 | €2,175 | ▲ 1,359,163% |
| Financial charges65/66B | - | €777 | €1,227 | €2,675 | €3,487 | ▲ 30.4% |
| Recurring financial charges65 | €817 | €777 | €1,227 | €2,675 | €3,487 | ▲ 30.4% |
| Profit (loss) for the period before taxes9903 | -€7,471 | -€2,170 | €9,869 | €3,187 | -€700 | ▼ 122% |
| Income taxes67/77 | - | - | €287 | €301 | €575 | ▲ 91.2% |
| Profit (loss) for the period9904 | -€7,471 | -€2,170 | €9,582 | €2,886 | -€1,275 | ▼ 144% |
| Profit (loss) for the period to be appropriated9905 | -€7,471 | -€2,170 | €9,582 | €2,886 | -€1,275 | ▼ 144% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €48,144 | €49,147 | €55,005 | €111,027 | €93,274 | ▼ 16.0% |
| Formation expenses20 | €421 | €421 | €227 | €32 | €0 | ▼ 100% |
| Fixed assets21/28 | €20,544 | €24,050 | €17,151 | €77,301 | €70,967 | ▼ 8.2% |
| Intangible fixed assets21 | €1,232 | €1,232 | €917 | €602 | €287 | ▼ 52.3% |
| Tangible fixed assets22/27 | €18,883 | €22,388 | €15,804 | €76,269 | €70,250 | ▼ 7.9% |
| Land and buildings22 | - | €9,159 | €8,415 | €30,668 | €25,536 | ▼ 16.7% |
| Plant, machinery and equipment23 | - | €691 | - | €36,930 | €32,895 | ▼ 10.9% |
| Furniture and vehicles24 | - | €12,538 | €7,390 | €8,672 | €11,819 | ▲ 36.3% |
| Financial fixed assets28 | €430 | €430 | €430 | €430 | €430 | = |
| Current assets29/58 | €27,179 | €24,677 | €37,627 | €33,693 | €22,307 | ▼ 33.8% |
| Amounts receivable within one year40/41 | €15,522 | €17,058 | €29,277 | €26,560 | €10,940 | ▼ 58.8% |
| Trade receivables40 | - | €17,058 | €28,843 | €25,751 | €10,399 | ▼ 59.6% |
| Other amounts receivable41 | - | - | €434 | €809 | €541 | ▼ 33.1% |
| Cash at bank and in hand54/58 | €10,011 | €7,258 | €7,542 | €7,133 | €10,761 | ▲ 50.9% |
| Deferred charges and accrued income490/1 | - | €361 | €808 | €0 | €606 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €48,144 | €49,147 | €55,005 | €111,027 | €93,274 | ▼ 16.0% |
| Equity10/15 | €9,254 | €7,084 | €16,666 | €19,552 | €18,277 | ▼ 6.5% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €10,525 | €10,525 | €10,525 | €13,352 | €13,352 | = |
| Distributable reserves133 | - | €10,525 | €10,525 | €13,352 | €13,352 | = |
| Profit (loss) carried forward14 | -€7,471 | -€9,641 | -€59 | €0 | -€1,275 | - |
| Amounts payable17/49 | €38,890 | €42,063 | €38,339 | €91,475 | €74,997 | ▼ 18.0% |
| Amounts payable after more than one year17 | €19,771 | €16,847 | €13,836 | €58,650 | €49,009 | ▼ 16.4% |
| Financial debts170/4 | - | €16,847 | €13,836 | €58,650 | €49,009 | ▼ 16.4% |
| Amounts payable within one year42/48 | €19,119 | €25,215 | €23,464 | €32,202 | €25,088 | ▼ 22.1% |
| Current portion of amounts payable after more than one year42 | - | €2,924 | €3,011 | €9,222 | €9,641 | ▲ 4.5% |
| Trade debts44 | €2,577 | €10,144 | €8,239 | €5,839 | €1,142 | ▼ 80.4% |
| Suppliers440/4 | - | €10,144 | €8,239 | €5,839 | €1,142 | ▼ 80.4% |
| Taxes, remuneration and social security45 | - | €1,600 | €2,587 | €1,401 | €1,575 | ▲ 12.4% |
| Taxes450/3 | - | - | €2,587 | €201 | €575 | ▲ 186% |
| Remuneration and social security454/9 | - | €1,600 | - | €1,200 | €1,000 | ▼ 16.7% |
| Other amounts payable47/48 | - | €10,548 | €9,627 | €15,741 | €12,730 | ▼ 19.1% |
| Accrued charges and deferred income492/3 | - | - | €1,039 | €622 | €900 | ▲ 44.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,471 | -€2,170 | €9,582 | €2,886 | -€1,275 | ▼ 144% |
| + Depreciation and write-downs630 | €9,383 | - | €8,686 | €29,006 | €15,491 | ▼ 46.6% |
| Operating cash flow (approximation) | €1,912 | -€2,170 | €18,268 | €31,892 | €14,216 | ▼ 55.4% |
| Investment in fixed assets (approximation) | - | -€3,505 | -€1,788 | -€89,156 | -€9,157 | ▲ 89.7% |
| Change in cash | - | -€2,753 | €285 | -€409 | €3,628 | ▲ 987% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €9,582
Net result €9,582 after 2 loss-making years.
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet -€7,471
Net result drops to -€7,471, the lowest in the series; recovery starts the following year.
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2018
Ground area
197 m²
Building footprint
104 m²
Volume, LiDAR
498 m³
Parcel 72011C0969/00S000, Flanders · tallest building 19.4 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
FUARTE
since 20182.282.610.730
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72011C0969/00S000 | Flanders | 197 m² | 1 · 104 m² | 19.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 1,059 EUR awarded · 1,059 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 759 EUR | 759 EUR |
| 2022 | 1 | 300 EUR | 300 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudsbergen2.282.610.730
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BE 0699.643.182
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Of 732 companies in sector 55209 we hold annual accounts for 208. 121 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-12-2018
Fiscal year end30-09
Activities, NACEBEL 2025
55209Other holiday and short-stay accommodation
74120Graphic design and visual communication
81300Landscape service activities
Contact
E-mail
info@fuarte.beOudsbergen
Scores and ratios are computed by Checked and are not a credit decision.