Debts
€70,359 88% of the balance sheet
Financial debts 24%Suppliers 3%Taxes and wages 6%Other 68%
Of this, €29,546 falls due within a year.
FTM SERVICES
Lifetime
17 annual accounts with figures on one time axispeak €41,783 (2022)
€12,748▲ €16,242
lowest -€11,486 (2024)
€4,481▲ €15,967
peak €16,781 (2023)
€9,776▲ 84.6%
€70,359▼ 27.0%
peak 0.5 FTE (2020)
-not published
Board2 names since 2021
2 directorsLUONGO Gaetano and 1 other
Documentsfilings and deeds
08-07-202623 days before the deadline
2025micro format
Gross margin from -€3,494 to €12,748Back to profit: €4,481Equity from €5,295 to €9,776Debts from €96,318 to €70,359
Key points
from the 2025 annual accountsFilings
17 annual accounts since 2008
Five of the last ten came late. The 2016 accounts came latest: 173 days after the end of the period.
Position in the sector
12.2%
Lower solvency than 84% of companies in computer programming and consultancy. Sector median 60.0% · 21,206 companies.
Checked score
70
Healthy
Financially stronger than 45% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025lowest value
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025
09-2025: 0.6%▲ +0.1 percentage points vs 08-2025
10-2025: 0.8%▲ +0.2 percentage points vs 09-2025
11-2025: 1.7%▲ +0.9 percentage points vs 10-2025highest value
12-2025: 1.7%● unchanged vs 11-2025highest value
01-2026: 1.7%● unchanged vs 12-2025highest value
02-2026: 1.6%▼ -0.1 percentage points vs 01-2026
03-2026: 1.6%● unchanged vs 02-2026
04-2026: 1.6%● unchanged vs 03-2026
05-2026: 1.5%▼ -0.1 percentage points vs 04-2026
06-2026: 1.5%● unchanged vs 05-2026
07-2026: 1.5%● unchanged vs 06-2026
08-2026: 0.6%▼ -0.9 percentage points vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.71
1 of the last 3 accounts late
lowers risk
Size: total assets €80,135
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 17% of them on solvency, 50% on liquidity, 24% on profitability and 87% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.71 (0.78 in 2024), below 1. Short-term debt is 36.9% of total assets. 87.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 21206 sector peers (2025).
NBB · sector comparisonPosition among 21206 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 days early
2024
68 days late
2023
30 days late
2022
57 days late
2021
1 day late
2020
37 days early
2019
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0895098281
Permanent representatives: LUONGO Maurizio and LUONGO Gaetano
Director discharge: LUONGO Maurizio · General meeting of 10-09-2024 · Gazette deed
Appointment: Luongo Noah (director)
General meeting of 24-11-2023 · Gazette deed
Change of role: LUONGO Gaetano, from manager to director
General meeting of 05-10-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FTM SERVICES La Louvière | €80,135 | €12,748 | 12.2% | - |
| CREYON Ghent | €86,374 | €13,868 | 87.7% | - |
| BELGIUM MANAGEMENT CONDOMINIUM TOOLS Brussels | €81,714 | €12,118 | 68.1% | - |
| ALL4YOU Waremme | €98,006 | €14,351 | 84.1% | - |
| BeVeR-management Mechelen | €72,745 | €15,445 | 24.4% | - |
| AUNET Waterloo | €101,316 | €13,077 | 9.1% | - |
| CK-WEBMEDIA La Louvière | €68,285 | €19,549 | 64.2% | - |
These companies have the same main activity as FTM SERVICES: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €68,300 and €101,000, founded between 2005 and 2010.
Official details
Source: KBO- Status
- Active since 22-01-2008Normal situation
- Activity
- Other information technology and computer servicesNACE 62900and 5 others
- Establishment unit
- 2.168.221.9947100 La Louvière, since 22-01-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 05-12-2025
Annual accounts 2025
- ≈ €68,000estimated
- €80,135▼ 21.1%
- Filing
- Filed on 08-07-2026, 23 days before the end of the filing period
Insights on FTM SERVICES
FTM SERVICES files the micro format. That format states no turnover. The gross margin rose from €5,022 in 2008 to €12,748 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FTM SERVICES
- What is the company number of FTM SERVICES?
- The company number of FTM SERVICES is 0895.098.281. The VAT number is the same number with BE in front: BE 0895.098.281.
- Where is FTM SERVICES based?
- The registered office is at Rue de Baume (L.L) 248, 7100 La Louvière.Company details
- What does FTM SERVICES do?
- According to the KBO register, the main activity is other information technology and computer services (NACE 62900).
- What is the legal form of FTM SERVICES?
- FTM SERVICES is a private limited company (BV).
- When was FTM SERVICES founded?
- FTM SERVICES was founded on 22-01-2008.
- Is FTM SERVICES still active?
- Yes, FTM SERVICES is an active enterprise in the KBO register.
- How many employees does FTM SERVICES have?
- FTM SERVICES had an average of 0.4 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of FTM SERVICES?
- The turnover in financial year 2025 is ≈ €68,000. This figure is estimated from the gross margin of €12,748 and 136 comparable companies (NACE 62). It probably lies between €33,000 and €130,000. It is a rough estimate.
- Is FTM SERVICES profitable?
- In financial year 2025, FTM SERVICES made a profit of €4,481.
- Where can I find the annual accounts of FTM SERVICES?
- FTM SERVICES filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FTM SERVICES due?
- FTM SERVICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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