FTA CONSEILS
ActiveSummary
FTA CONSEILS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €243,186 and a net result of €61,560. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 41% of 12829 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+5
Solvency72▼-5
Growth68=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 2.17 against 2.9 in 2024; short-term debt: 39.9% and cash: 23% of total assets), but 52.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.2%
Return on assets
11.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
17 d late
2023
17 d late
2022
31 d late
2021
59 d late
2020
31 d late
2019
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€380,157▲ 3.1%
2020 · €368,620
EBIT margin
13.3%▲ 2.7pp
2020 · 10.6%
Net result
€61,560▲ 49.9%
2024 · €41,054
Working capital
€240,644▼ 8.2%
2024 · €262,043
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€380,157▲ 3.1%
Operating result€50,653▲ 29.8%€63,166▲ 24.7%€80,474▲ 27.4%€69,692▼ 13.4%€98,954▲ 42.0%
Net result€20,706within the sector's middle half▲ 47.4%€33,796within the sector's middle half▲ 63.2%€48,884within the sector's middle half▲ 44.6%€41,054within the sector's middle half▼ 16.0%€61,560within the sector's middle half▲ 49.9%
EBIT margin13.3%▲ 2.7pp
Equity€163,891within the sector's middle half▲ 14.5%€197,687within the sector's middle half▲ 20.6%€238,571within the sector's middle half▲ 20.7%€265,626above the sector's middle half▲ 11.3%€243,186within the sector's middle half▼ 8.4%
Total assets€446,060within the sector's middle half▲ 1.0%€456,585within the sector's middle half▲ 2.4%€480,797within the sector's middle half▲ 5.3%€506,954above the sector's middle half▲ 5.4%€515,437above the sector's middle half▲ 1.7%
Debt€282,168▼ 5.5%€258,899▼ 8.2%€242,226▼ 6.4%€241,329▼ 0.4%€272,251▲ 12.8%
Working capital€157,501within the sector's middle half▲ 20.7%€193,437above the sector's middle half▲ 22.8%€230,731above the sector's middle half▲ 19.3%€262,043above the sector's middle half▲ 13.6%€240,644above the sector's middle half▼ 8.2%
Solvency36.7%within the sector's middle half▲ 4.3pp43.3%within the sector's middle half▲ 6.6pp49.6%within the sector's middle half▲ 6.3pp52.4%within the sector's middle half▲ 2.8pp47.2%within the sector's middle half▼ 5.2pp
Current ratio2.52within the sector's middle half▲ 0.252.80within the sector's middle half▲ 0.282.95within the sector's middle half▲ 0.152.90within the sector's middle half▼ 0.052.17within the sector's middle half▼ 0.73
Return on assets (ROA)4.6%within the sector's middle half▲ 1.5pp7.4%within the sector's middle half▲ 2.8pp10.2%within the sector's middle half▲ 2.8pp8.1%within the sector's middle half▼ 2.1pp11.9%within the sector's middle half▲ 3.8pp
Staff (FTE)2▼ 9.1%2=2.6▲ 30.0%3.5▲ 34.6%3▼ 14.3%
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 42% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €515,437
Fixed assets
€69,118 ▼ 35.4%
Current assets
€446,319 ▲ 11.6%
Equity and liabilities €515,437
Equity
€243,186 ▼ 8.4%
Debt
€272,251 ▲ 12.8%
Debt's share of the balance-sheet total rises from 47.6% to 52.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€138,213▲
2024 · €109,026
Cash flow
€100,820▲
2024 · €80,389
Debt to equity
1.12▲
2024 · 0.91
ROE
25.3%▲
2024 · 15.5%
Interest coverage
13.73▲
2024 · 9.85
Debt ≤ 1 year
€205,675▲
2024 · €137,980
Debt > 1 year
€63,666▼
2024 · €99,423
Income taxes
€30,272▲
2024 · €20,328
Staff costs
€101,978▲
2024 · €99,504
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €380,157 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €213,908 | €234,813 | €251,473 | €250,165 | €253,746 | ▲ 1.4% |
| Remuneration, social security and pensions62 | €66,796 | €66,285 | €78,301 | €99,504 | €101,978 | ▲ 2.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35,726 | €29,412 | €36,739 | €39,334 | €39,259 | ▼ 0.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €5,218 | €5,037 | - | - | €4,000 | - |
| Other operating charges640/8 | €7,332 | €9,566 | €11,396 | €9,983 | €9,621 | ▼ 3.6% |
| Non-recurring operating charges66A | €524 | €577 | €248 | €126 | €380 | ▲ 201% |
| Gross operating margin9900 | €166,249 | €174,043 | €207,158 | €218,639 | €254,192 | ▲ 16.3% |
| Operating profit (loss)9901 | €50,653 | €63,166 | €80,474 | €69,692 | €98,954 | ▲ 42.0% |
| Financial income75/76B | €1,412 | €1,765 | €1,688 | €2,755 | €2,947 | ▲ 7.0% |
| Recurring financial income75 | €1,412 | €1,765 | €1,688 | €2,755 | €2,947 | ▲ 7.0% |
| Financial charges65/66B | €13,868 | €12,186 | €11,267 | €11,065 | €10,069 | ▼ 9.0% |
| Recurring financial charges65 | €13,868 | €12,186 | €11,267 | €11,065 | €10,069 | ▼ 9.0% |
| Profit (loss) for the period before taxes9903 | €38,197 | €52,745 | €70,894 | €61,382 | €91,832 | ▲ 49.6% |
| Income taxes67/77 | €17,490 | €18,950 | €22,010 | €20,328 | €30,272 | ▲ 48.9% |
| Profit (loss) for the period9904 | €20,706 | €33,796 | €48,884 | €41,054 | €61,560 | ▲ 49.9% |
| Transfer from tax-exempt reserves789 | €18,468 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €39,174 | €33,796 | €48,884 | €41,054 | €61,560 | ▲ 49.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €446,060 | €456,585 | €480,797 | €506,954 | €515,437 | ▲ 1.7% |
| Fixed assets21/28 | €185,051 | €155,639 | €131,631 | €106,932 | €69,118 | ▼ 35.4% |
| Intangible fixed assets21 | €0 | - | €0 | - | - | - |
| Tangible fixed assets22/27 | €181,461 | €152,049 | €128,041 | €103,342 | €65,528 | ▼ 36.6% |
| Land and buildings22 | €113,400 | €101,500 | €82,603 | €63,705 | €44,808 | ▼ 29.7% |
| Plant, machinery and equipment23 | €59,897 | €45,154 | €41,567 | €37,632 | €20,101 | ▼ 46.6% |
| Furniture and vehicles24 | €8,165 | €5,395 | €3,871 | €2,004 | €619 | ▼ 69.1% |
| Financial fixed assets28 | €3,590 | €3,590 | €3,590 | €3,590 | €3,590 | = |
| Current assets29/58 | €261,008 | €300,946 | €349,167 | €400,023 | €446,319 | ▲ 11.6% |
| Amounts receivable after more than one year29 | €90,750 | €92,456 | €92,456 | €86,309 | €80,162 | ▼ 7.1% |
| Other amounts receivable291 | €90,750 | €92,456 | €92,456 | €86,309 | €80,162 | ▼ 7.1% |
| Amounts receivable within one year40/41 | €77,595 | €66,549 | €81,365 | €82,578 | €127,600 | ▲ 54.5% |
| Trade receivables40 | €77,511 | €66,283 | €75,093 | €74,544 | €102,802 | ▲ 37.9% |
| Other amounts receivable41 | €84 | €266 | €6,272 | €8,034 | €24,797 | ▲ 209% |
| Current investments50/53 | - | - | - | - | €119,999 | - |
| Cash at bank and in hand54/58 | €92,664 | €141,482 | €173,814 | €228,736 | €118,298 | ▼ 48.3% |
| Deferred charges and accrued income490/1 | - | €459 | €1,531 | €2,400 | €260 | ▼ 89.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €446,060 | €456,585 | €480,797 | €506,954 | €515,437 | ▲ 1.7% |
| Equity10/15 | €163,891 | €197,687 | €238,571 | €265,626 | €243,186 | ▼ 8.4% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | €18,592 | €18,592 | €18,592 | €18,592 | - | - |
| Issued capital100 | €18,592 | €18,592 | €18,592 | €18,592 | - | - |
| Reserves13 | €74,859 | €107,859 | €147,859 | €174,859 | €151,859 | ▼ 13.2% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Legal reserve130 | €1,859 | €1,859 | €1,859 | €1,859 | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €1,859 | - |
| Distributable reserves133 | €73,000 | €106,000 | €146,000 | €173,000 | €150,000 | ▼ 13.3% |
| Profit (loss) carried forward14 | €70,440 | €71,236 | €72,120 | €72,175 | €72,735 | ▲ 0.8% |
| Amounts payable17/49 | €282,168 | €258,899 | €242,226 | €241,329 | €272,251 | ▲ 12.8% |
| Amounts payable after more than one year17 | €175,750 | €147,538 | €119,976 | €99,423 | €63,666 | ▼ 36.0% |
| Financial debts170/4 | €175,750 | €147,538 | €119,976 | €99,423 | €63,666 | ▼ 36.0% |
| Amounts payable within one year42/48 | €103,507 | €107,510 | €118,436 | €137,980 | €205,675 | ▲ 49.1% |
| Current portion of amounts payable after more than one year42 | €37,111 | €38,297 | €37,730 | €43,049 | €39,531 | ▼ 8.2% |
| Financial debts43 | €3,479 | €1,272 | - | €1,857 | - | - |
| Credit institutions430/8 | €3,479 | €1,272 | - | €1,857 | - | - |
| Trade debts44 | €19,910 | €24,988 | €25,499 | €18,326 | €15,283 | ▼ 16.6% |
| Suppliers440/4 | €19,910 | €24,988 | €25,499 | €18,326 | €15,283 | ▼ 16.6% |
| Advances received on contracts in progress46 | €750 | €750 | - | - | €1,210 | - |
| Taxes, remuneration and social security45 | €42,257 | €40,740 | €47,607 | €61,448 | €70,915 | ▲ 15.4% |
| Taxes450/3 | €25,775 | €27,111 | €29,814 | €32,668 | €38,813 | ▲ 18.8% |
| Remuneration and social security454/9 | €16,482 | €13,629 | €17,793 | €28,780 | €32,102 | ▲ 11.5% |
| Other amounts payable47/48 | - | €1,462 | €7,600 | €13,300 | €78,735 | ▲ 492% |
| Accrued charges and deferred income492/3 | €2,912 | €3,851 | €3,814 | €3,926 | €2,910 | ▼ 25.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,706 | €33,796 | €48,884 | €41,054 | €61,560 | ▲ 49.9% |
| + Depreciation and write-downs630 | €35,726 | €29,412 | €36,739 | €39,334 | €39,259 | ▼ 0.2% |
| Operating cash flow (approximation) | €56,432 | €63,208 | €85,623 | €80,389 | €100,820 | ▲ 25.4% |
| Investment in fixed assets (approximation) | - | €0 | -€12,730 | -€14,635 | -€1,446 | ▲ 90.1% |
| Change in cash | - | €48,818 | €32,332 | €54,921 | -€110,437 | ▼ 301% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Highest result since 2018net €61,560 ▲49.9%
Operating result €98,954, net result €61,560, both a record.
17-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
17-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
31-12
Financial
Equity above €200,000Eq €238,571 ▲20.7%
6 profitable years in a row build equity to €238,571.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-12
Financial
Equity above €150,000Eq €163,891 ▲14.5%
4 profitable years in a row build equity to €163,891.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 25 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 1994
Ground area
1,789 m²
Building footprint
606 m²
Volume, LiDAR
9,205 m³
2 parcels, Brussels, Wallonia · tallest building 32.6 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Belliardstraat 20, 1040 Brussel
since 19942.189.437.280
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006E0065/00A002 | Wallonia | 1,364 m² | 1 · 129 m² | 7.6 m · 2 fl. |
| 21805E0321/00E000 | Brussels | 425 m² | 1 · 477 m² | 32.6 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 6,219 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-10-1994
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0453524884
Registered
10-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.