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FT Services

Active
Private limited companyfounded 2025active for 1 yearWithoflaan 9, 3001 Leuven, BelgiumKBO/BCE: BE 1019.021.820
Summary

FT Services has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,288 and a net result of €51,788. Its solvency ranks better than 27% of 21,149 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 22-01-2025 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200and 2 others
Establishment unit
2.369.807.790 3001 Leuven, since 22-01-2025
Financial year end
31 December
Peppol
Reachable since 08-04-2025

Board and ownership

Board
  • FLEX-TDirector · since 22-01-2025 · permanent representative Schoubben Gert

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€71,653
Turnover
≈ €140,000
estimated
Profit
€51,788
Equity
€54,288
Total assets
€177,387
Score breakdownraises riskFounded in 2025lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.44, cash €123,347Size: total assets €177,387Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 52% of micro companies in computer programming and consultancy (NACE 62)
Financial strength
Strong
Solvency 56
equity 30.6% of total assets
Liquidity 63
short-term debt 69.4% · cash 69.5%
Profitability 100
return on assets 29.2%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,915 companies, NACE 62, micro)
Last 24 months 02-2026: 0.4% 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026highest value 06-2026: < 0.1%▼ -0.4 percentage points vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.44, below the usual 1.5. Short-term debt is 69.4% and cash 69.5% of total assets. 69.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 29% of them on solvency, 46% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 1.44, cash €123,347
NBB · annual accounts
lowers risk · Size: total assets €177,387
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
63 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 29-05-2026 at the NBB

Turnover
≈ €140,000
Estimated: probably between €120,000 and €180,000
Total assets
€177,387
Net result
€51,788
Working capital
€54,288

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €177,387
Equity €54,288
Debt €123,099
Debt's share of the balance-sheet total is 69.4%.
Key figures and ratios
2025 value
Current ratio
1.44
Debt to equity
2.27
ROE
95.4%
ROA
29.2%
Debt ≤ 1 year
€123,099
Income taxes
€19,420
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€177,387
Current assets29/58€177,387
Amounts receivable within one year40/41€54,039
Trade receivables40€39,262
Other amounts receivable41€14,777
Cash at bank and in hand54/58€123,347
Equity and liabilities
Total equity and liabilities10/49€177,387
Equity10/15€54,288
Contributions10/11€2,500
Reserves13€51,788
Distributable reserves133€51,788
Amounts payable17/49€123,099
Amounts payable within one year42/48€123,099
Trade debts44€103,679
Suppliers440/4€103,679
Taxes, remuneration and social security45€19,420
Taxes450/3€19,420
Income statement Code2025
Other operating charges640/8€400
Gross operating margin9900€71,653
Operating profit (loss)9901€71,253
Financial charges65/66B€45
Recurring financial charges65€45
Profit (loss) for the period before taxes9903€71,208
Income taxes67/77€19,420
Profit (loss) for the period9904€51,788
Profit (loss) for the period to be appropriated9905€51,788
Appropriation of the result
Profit (loss) to be appropriated9906€51,788
Transfer to equity691/2€51,788
To other reserves6921€51,788

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 29-05-2026.

Line2025
Other operating charges640/8€400
Gross operating margin9900€71,653
Operating profit (loss)9901€71,253
Financial charges65/66B€45
Recurring financial charges65€45
Profit (loss) for the period before taxes9903€71,208
Income taxes67/77€19,420
Profit (loss) for the period9904€51,788
Profit (loss) for the period to be appropriated9905€51,788
Line2025
Assets
Total assets20/58€177,387
Current assets29/58€177,387
Amounts receivable within one year40/41€54,039
Trade receivables40€39,262
Other amounts receivable41€14,777
Cash at bank and in hand54/58€123,347
Equity and liabilities
Total equity and liabilities10/49€177,387
Equity10/15€54,288
Contributions10/11€2,500
Reserves13€51,788
Distributable reserves133€51,788
Amounts payable17/49€123,099
Amounts payable within one year42/48€123,099
Trade debts44€103,679
Suppliers440/4€103,679
Taxes, remuneration and social security45€19,420
Taxes450/3€19,420
Line2025
Profit (loss) for the period9904€51,788
Operating cash flow (approximation)€51,788

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 11,279 companies had the same profile as FT Services has now. Two years later, 96.6% were still going and 0.7% had gone bankrupt.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
96.6% was still going
2.6% stopped otherwise
0.7% went bankrupt

That fits the bankruptcy probability of FT Services itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for FT Services. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 29-05-2026 2026-00125755 PDF

Board & ownership

Directors

Directors
1 director, no change since 2025

Board 1

FLEX-T
Director · since 22-01-2025 · term without a fixed end · Private limited company · permanent representative: Schoubben Gert · listed in the 2025 annual accounts, filed on 29-05-2026
Current
Permanent representatives 1
Schoubben Gert
Permanent representative · appointed in the act of 24-01-2025 · for FLEX-T
Current

Owners and capital

Capital transactions

Capital over time
  1. 24-01-2025 Incorporation · €2,500 · 1,000 shares

Articles of association

Board and representation

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Met of zonder beperking, 1”

Capital, shares and profit

Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Helft overdrager,helft koper(s) naar evenredigheid aantal, erfgenamen en legatarissen die niet van rechtswege aandeelhouder worden zelfde…”

Audit, dissolution and liquidation

Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 24-01-2025 (in Dutch)

Network & group

Companies at the same address

2 other companies

Connections & network

1 current director
Depth

The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
29-05
NBB filing Annual accounts 2025 filedNBB
micro format · 63 days before the deadline
2025
24-01
Gazette deed Incorporation
Starting capital €2,500 · Appointment: Flex-T (director) · Permanent representative: Schoubben Gert7 points ▸
  • Incorporation, 20-01-2025
  • Founding capital, €2,500
  • Registered office clause, “3001 Leuven,Withoflaan 9” (deed in Dutch)
  • Board rule, 1
  • Director appointment, Flex-T (director)
  • Permanent representative, Schoubben Gert
  • Pre-incorporation commitments, “takeover, alle verbintenissen,verplichtingen en activiteiten door comparanten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name FT Services in Dutch
Enterprise number 1019.021.820
Legal form Private limited company
Status Active, normale toestand
Founded 22-01-2025
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 24-01-2025 (in Dutch)
Name clauseThe company operates under this name according to its articles.
FT Services
deed of 24-01-2025 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, bestuursorgaan kan bij enkel besluit administratieve zetels,agentschappen,werkhuizen,stapelplaatsen,bijkantoren vestigen in…”
deed of 24-01-2025 (in Dutch)

Registered office and establishments

Registered office Withoflaan 9, 3001 Leuven, Belgium
Establishment unit Flex-T, Withoflaan 9, 3001 Leuven since 22-01-2025 · unit number 2.369.807.790

Activities

NACEBEL 2025
62200 Computer consultancy and computer facilities management main activity
70200 Business and other management consultancy
82990 Other business support services

Invoicing and payment

VAT number BE 1019.021.820
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1019021820
Registered 08-04-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Thursday of June at 20:00
deed of 24-01-2025 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
845 m²
Building footprint
173 m²
Building volume
786 m³
Cadastral parcel Region Area Buildings Height / floors
24433E0255/00V005 Flanders 845 m² 1 · 173 m² 10.2 m · 2