FS Consult
ActiveFS Consult has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €275k and a net result of €28k. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-10
Solvency73▲+3
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.91 in 2024; short-term debt: 25.1% and cash: 9.1% of total assets), but 52.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.7%
Return on assets
4.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
23 d early
2022
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€275k▲ 11.1%
2024 · €248k
2022: €118k
2023: €174k
2024: €248k
2022 → 2025
Total assets
€577k▲ 4.1%
2024 · €554k
2022: €240k
2023: €371k
2024: €554k
2022 → 2025
Net result
€28k▼ 62.5%
2024 · €73k
2022: €117k
2023: €56k
2024: €73k
2022 → 2025
Working capital
€135k▲ 33.1%
2024 · €101k
2022: €55k
2023: €65k
2024: €101k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€118k-€174k▲ 47.5%€248k▲ 42.2%€275k▲ 11.1%
Operating result€161k-€77k▼ 52.0%€109k▲ 40.9%€75k▼ 30.6%
Net result€117k-€56k▼ 52.1%€73k▲ 30.9%€28k▼ 62.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €577k
Fixed assets
€297k▼ 12.9%
Current assets
€279k▲ 31.3%
Equity and liabilities €577k
Equity
€275k▲ 11.1%
Debt
€301k▼ 1.6%
The debt ratio falls from 55.3% to 52.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€119k▼
2024 · €144k
Cash flow
€71k▼
2024 · €109k
Solvency
47.7%▲
2024 · 44.7%
Current ratio
1.93▲
2024 · 1.91
Quick ratio
1.93▲
2024 · 1.91
Debt / equity
1.10▼
2024 · 1.24
ROE
10.0%▼
2024 · 29.7%
ROA
4.8%▼
2024 · 13.3%
Interest coverage
12.47▼
2024 · 14.16
Debt
€301k▼
2024 · €306k
Debt ≤ 1 year
€145k▲
2024 · €112k
Debt > 1 year
€157k▼
2024 · €195k
Income taxes
€24k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€554k€577k▲
Fixed assets21/28€341k€297k▼
Tangible fixed assets22/27€341k€297k▼
Land and buildings22€177k€156k▼
Furniture and vehicles24€101k€78k▼
Other tangible fixed assets26€63k€63k=
Financial fixed assets28€0-
Current assets29/58€213k€279k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€119k€77k▼
Trade receivables40€115k€74k▼
Other amounts receivable41€4k€3k▼
Current investments50/53€73k€144k▲
Cash at bank and in hand54/58€19k€53k▲
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€554k€577k▲
Equity10/15€248k€275k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€247k€274k▲
Amounts payable17/49€306k€301k▼
Amounts payable after more than one year17€195k€157k▼
Financial debts170/4€195k€157k▼
Amounts payable within one year42/48€112k€145k▲
Current portion of amounts payable after more than one year42€36k€38k▲
Trade debts44€39k€10k▼
Suppliers440/4€39k€10k▼
Advances received on contracts in progress46-€40k
Taxes, remuneration and social security45€26k€50k▲
Taxes450/3€26k€50k▲
Other amounts payable47/48€11k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€44k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€148k€123k▼
Operating profit (loss)9901€109k€75k▼
Financial income75/76B-€23k
Recurring financial income75-€292
Non-recurring financial income76B-€22k
Financial charges65/66B€10k€46k▲
Recurring financial charges65€10k€10k▼
Non-recurring financial charges66B-€36k
Profit (loss) for the period before taxes9903€98k€52k▼
Income taxes67/77€25k€24k▼
Profit (loss) for the period9904€73k€28k▼
Profit (loss) for the period to be appropriated9905€73k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€247k€274k▲
Profit (loss) brought forward from the previous period14P€173k€247k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €28k ▼62.5%
Net result drops to €28k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €248k ▲42.2%
3 profitable years in a row build equity to €248k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150kEq €174k ▲47.5%
2 profitable years in a row build equity to €174k.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Goudvink 192970 SchildeGround area
2,065 m²
Building footprint
279 m²
Volume, LiDAR
2,073 m³
Parcel 11041C0126/00G000, Flanders · tallest building 24.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FS Consult
since 20212.316.621.009
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041C0126/00G000 | Flanders | 2,065 m² | 1 · 279 m² | 24.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 915 EUR awarded · 915 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 915 EUR | 915 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 38,564 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.