Debts
Of this, €19,273 falls due within a year.
Of this, €19,273 falls due within a year.
Less equity than 90% of companies in head offices and management consultancy. Sector median €79,315 · 41,250 companies.
In July 2024, 280 companies had the same profile as FS CONCEPT has now. Each dot is one company, two years later.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 280 companies, not a prediction for FS CONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| FS CONCEPT Andenne | €49,789 | -€1,368 | 2.2% | - |
| CED MANAGEMENT Blegny | €45,815 | -€5,555 | -9.8% | - |
| DIGITAL CONCEPTS Wanze | €46,237 | -€3,949 | 13.0% | - |
| Maison Bruynooghe Brunehaut | €53,268 | €613 | 93.8% | - |
| Mys People Studio Watermael-Boitsfort | €46,560 | -€3,209 | -0.4% | - |
| The Kite Solutions Ranst | €62,206 | -€10,123 | -18.2% | - |
| Phenixco Lievegem | €45,173 | -€7,861 | -18.5% | - |
These companies have the same main activity as FS CONCEPT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €45,200 and €62,200, founded in 2025.
FS CONCEPT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,116 and a net result of -€1,884.
Its solvency ranks better than 10% of 41,211 sector peers (NACE 70, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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