FS-advies

Active

Private limited companyfounded 2021active for 5 yearsSparrenlaan 6, 3910 Pelt, BelgiumKBO/BCE: BE 0769.558.705

Summary

FS-advies has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125,566 and a net result of €52,095. Its solvency ranks better than 80% of 39,131 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

FS-adviesActiveChecked score 97/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200

1 site

Size

€153,068total assets 2025

Equity: €125,566
Profit: €52,095

Turnover not published (micro format)

Financial health

97 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

HENDRIKS Frank Richard AntoineDirector
SCHILDERMANS Suzanne MariaDirector

2025 accounts 21 days early1 of 2 deeds summarised

Why 97lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 5.24, cash €31,159Equity €125,566 (82.0% of total assets)Figures for financial year 2025 (filed 10-07-2026)Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 78% of its sector peers (NACE 70, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 100

equity 82.0% of total assets

Liquidity 70

short-term debt 18.0% · cash 20.4%

Profitability 100

return on assets 34.0%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,438 companies, NACE 70, micro)

Last 24 months 11-2024: 1.0%highest value 12-2024: 1.0%● unchanged vs 11-2024highest value 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 0.8%▼ -0.2 percentage points vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.7%▼ -0.1 percentage points vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.6%▼ -0.1 percentage points vs 06-2026 08-2026: < 0.1%▼ -0.6 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value

Credit of up to €12,000 on 30-day terms is acceptable

Liquidity ample (current ratio 5.24, above the usual 1.5; short-term debt: 18% and cash: 20.4% of total assets), and 18% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 63% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskneutral

Sector: Activities of head offices; management consultancy activities (NACE 70)

KBO

Liquidity: current ratio 5.24, cash €31,159

NBB · annual accounts

Equity €125,566 (82.0% of total assets)

NBB · annual accounts

Figures for financial year 2025 (filed 10-07-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

21 days early

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

10-07-2026 Annual accounts filedfinancial year 2025 · micro…
05-09-2025 Appointments: Kadija Amkhaou, Bedrijfsrevisor BV, HENDRIKS…Resignation: HENDRIKS Frank Richard Antoine…

Key points

Board2 directors in office 2 View
Total assets 2025first financial year filed €153,068 View
Active since 2021founded 10-06-2021 5 years View

By topic

Financials

Financial year: 2025
Total assets: €153,068
Profit: €52,095
Solvency: 82.0%

Go to Financials

Board & ownership

Board: 2 members

HENDRIKS Frank Richard AntoineDirector
SCHILDERMANS Suzanne MariaDirector

Go to Board & ownership

Timeline

Events: 2
Since: 2025

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Business and other management consultancyNACE 70200
Founded: 10-06-2021
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 13

Annual meeting: Last Friday of June at 20:00
Purpose: “Het verrichten van alle activiteiten van studie, advies en dienstverlening inzake het…” (deed in Dutch)

Go to Articles of association

Key facts about FS-advies

What is the company number of FS-advies?: 0769.558.705. In Belgium the VAT number is the company number with BE in front: BE 0769.558.705.
Where is FS-advies based?: The registered office is at Sparrenlaan 6, 3910 Pelt.Company details
What does FS-advies do?: According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of FS-advies?: Private limited company (BV).
When was FS-advies founded?: On 10-06-2021.
Is FS-advies still active?: Yes, FS-advies is an active enterprise in the KBO register.
What is the turnover of FS-advies?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is FS-advies profitable?: In financial year 2025, FS-advies made a profit of €52,095.
Where can I find the annual accounts of FS-advies?: FS-advies filed 1 annual account with the National Bank of Belgium, for financial year 2025.