FRUYSSCHAERT
ActiveSummary
FRUYSSCHAERT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €108k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 88% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 9.14 against 5.18 in 2024; short-term debt: 10.8% and cash: 16.1% of total assets), and 11.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.8%
Return on assets
74.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
2023
30 d late
2022
30 d late
2021
29 d late
2020
27 d late
2019
81 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€128k▼ 30.0%
2024 · €183k
Total assets
€144k▼ 36.3%
2024 · €227k
Net result
€108k▼ 3.0%
2024 · €111k
Working capital
€127k▼ 29.8%
2024 · €181k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€64k▲ 16.6%€86k▲ 34.3%€100k▲ 16.6%€129k▲ 28.9%€127k▼ 1.5%
Net result€57k▲ 6.4%€80k▲ 41.1%€89k▲ 11.5%€111k▲ 23.8%€108k▼ 3.0%
Equity€230k▲ 32.9%€316k▲ 37.6%€206k▼ 34.9%€183k▼ 11.0%€128k▼ 30.0%
Total assets€242k▲ 21.3%€327k▲ 34.8%€257k▼ 21.4%€227k▼ 11.7%€144k▼ 36.3%
Debt€12k▼ 53.7%€10k▼ 17.4%€51k▲ 394%€43k▼ 14.5%€16k▼ 62.8%
Working capital€229k▲ 31.9%€314k▲ 37.2%€203k▼ 35.3%€181k▼ 10.7%€127k▼ 29.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144k
Fixed assets
€2k ▼ 21.4%
Current assets
€143k ▼ 36.4%
Equity and liabilities €144k
Equity
€128k ▼ 30.0%
Debt
€16k ▼ 62.8%
Debt's share of the balance-sheet total falls from 19.1% to 11.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€127k▼
2024 · €130k
Cash flow
€108k▼
2024 · €112k
Current ratio
9.14▲
2024 · 5.18
Debt to equity
0.13▼
2024 · 0.24
ROE
83.8%▲
2024 · 60.4%
ROA
74.4%▲
2024 · 48.9%
Interest coverage
195.21▲
2024 · 185.78
Debt ≤ 1 year
€16k▼
2024 · €43k
Income taxes
€30k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €57 | €751 | €859 | €802 | €433 | ▼ 46.1% |
| Other operating charges640/8 | €2k | €596 | €2k | €1k | €2k | ▲ 19.5% |
| Gross operating margin9900 | €66k | €87k | €103k | €131k | €129k | ▼ 1.5% |
| Operating profit (loss)9901 | €64k | €86k | €100k | €129k | €127k | ▼ 1.5% |
| Financial income75/76B | €10k | €16k | €14k | €15k | €12k | ▼ 18.9% |
| Recurring financial income75 | €10k | €16k | €14k | €15k | €12k | ▼ 18.9% |
| Financial charges65/66B | €152 | €167 | €667 | €697 | €652 | ▼ 6.5% |
| Recurring financial charges65 | €152 | €167 | €667 | €697 | €652 | ▼ 6.5% |
| Profit (loss) for the period before taxes9903 | €74k | €101k | €114k | €143k | €138k | ▼ 3.2% |
| Income taxes67/77 | €17k | €21k | €24k | €32k | €30k | ▼ 4.2% |
| Profit (loss) for the period9904 | €57k | €80k | €89k | €111k | €108k | ▼ 3.0% |
| Profit (loss) for the period to be appropriated9905 | €57k | €80k | €89k | €111k | €108k | ▼ 3.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €242k | €327k | €257k | €227k | €144k | ▼ 36.3% |
| Fixed assets21/28 | €1k | €3k | €3k | €2k | €2k | ▼ 21.4% |
| Tangible fixed assets22/27 | €1k | €3k | €3k | €2k | €2k | ▼ 21.4% |
| Plant, machinery and equipment23 | €1k | €796 | €369 | €0 | - | - |
| Furniture and vehicles24 | - | €2k | €2k | €2k | €2k | ▼ 21.4% |
| Current assets29/58 | €241k | €324k | €254k | €225k | €143k | ▼ 36.4% |
| Amounts receivable within one year40/41 | €209k | €291k | €212k | €167k | €102k | ▼ 39.1% |
| Other amounts receivable41 | €209k | €291k | €212k | €167k | €102k | ▼ 39.1% |
| Cash at bank and in hand54/58 | €12k | €7k | €18k | €31k | €23k | ▼ 24.5% |
| Deferred charges and accrued income490/1 | €20k | €26k | €24k | €26k | €18k | ▼ 33.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €242k | €327k | €257k | €227k | €144k | ▼ 36.3% |
| Equity10/15 | €230k | €316k | €206k | €183k | €128k | ▼ 30.0% |
| Contributions10/11 | €12k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €218k | €298k | €187k | €165k | €110k | ▼ 33.4% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €216k | €296k | €185k | €163k | €108k | ▼ 33.8% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €12k | €10k | €51k | €43k | €16k | ▼ 62.8% |
| Amounts payable within one year42/48 | €12k | €10k | €51k | €43k | €16k | ▼ 64.0% |
| Financial debts43 | €11k | €5k | €5k | €7k | €9k | ▲ 17.6% |
| Credit institutions430/8 | €11k | €5k | €5k | €7k | €9k | ▲ 17.6% |
| Trade debts44 | €2k | €1k | €1k | €0 | €1k | - |
| Suppliers440/4 | €2k | €1k | €1k | €0 | €1k | - |
| Taxes, remuneration and social security45 | - | €4k | €44k | €36k | €6k | ▼ 83.8% |
| Taxes450/3 | - | €4k | €44k | €36k | €6k | ▼ 83.8% |
| Accrued charges and deferred income492/3 | - | - | - | - | €515 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €57k | €80k | €89k | €111k | €108k | ▼ 3.0% |
| + Depreciation and write-downs630 | €57 | €751 | €859 | €802 | €433 | ▼ 46.1% |
| Operating cash flow (approximation) | €57k | €81k | €90k | €112k | €108k | ▼ 3.3% |
| Investment in fixed assets (approximation) | - | €-2k | €-1k | €0 | €0 | - |
| Change in cash | - | €-5k | €11k | €13k | €-8k | ▼ 160% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2019net €111k ▲23.8%
Net result €111k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 19.40
Current ratio from 7.56 to 19.40; short-term debt falls from €26k to €12k.
31-12
Financial
Equity above €200kEq €230k ▲32.9%
3 profitable years in a row build equity to €230k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €53k ▼50.1%
Net result drops to €53k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €173k ▲44.7%
2 profitable years in a row build equity to €173k.
20-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 81 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2018
Ground area
1,137 m²
Building footprint
249 m²
Volume, LiDAR
1,775 m³
Parcel 73083D0260/00M000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ADVOCAAT RUYSSCHAERT
since 20182.276.857.343
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73083D0260/00M000 | Flanders | 1,137 m² | 1 · 249 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 554 EUR awarded · 555 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 56 EUR | 56 EUR |
| 2024 | 1 | 124 EUR | 124 EUR |
| 2023 | 1 | 198 EUR | 258 EUR |
| 2022 | 1 | 176 EUR | 117 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,069 companies in sector 69101 we hold annual accounts for 9,052. 7,546 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded22-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Scores and ratios are computed by Checked and are not a credit decision.