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FRUY-VERDUYN

Active
Private limited companyfounded 2008active for 18 yearsBerkendreef(Kor) 9, 8500 Kortrijk, BelgiumKBO/BCE: BE 0898.734.890
Summary

FRUY-VERDUYN has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €856,400 and a net result of €58,156. Equity has been growing by about 28% per year since 2019. Its solvency ranks better than 95% of 16,996 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 23-06-2008 Normal situation
Activity
Event catering NACE 56210
Joint committee
302 Paritair Comité voor het hotelbedrijf · annual accounts 30-09-2024
Establishment unit
2.173.019.338 8500 Kortrijk, since 23-06-2008
Financial year end
30 September
Peppol
Reachable since 17-07-2026

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-09-2025
Gross margin
€86,524
▼ 81.9%
Turnover
≈ €310,000
estimated
Profit
€58,156
▼ 82.1%
Equity
€856,400
▲ 7.3%
Total assets
€879,639
▼ 4.1%
Net result -82%: other schema
Filed on 29-04-2026, 1 day before the deadline
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Liquidity: current ratio 37.33, cash €33,295, halvedlowers riskEquity €856,400 (97.4% of total assets)Founded in 2008Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 64% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 97.4% of total assets
Liquidity 55-2
short-term debt 2.6% · cash 3.8%
Profitability 72-28
return on assets 6.6%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,778 companies, NACE 56, micro)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.2%▲ +0.1 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.2 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.3%▼ -0.1 percentage points vs 09-2025 11-2025: 0.4%▲ +0.1 percentage points vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025highest value 02-2026: 0.2%▼ -0.2 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%▼ -0.2 percentage points vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €75,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 37.33 (7.63 in 2024), above the usual 1.5. Short-term debt is 2.6% and cash 3.8% of total assets. 2.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 94% of them on solvency, 58% on liquidity, 53% on profitability and 53% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Equity €856,400 (97.4% of total assets)
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 37.33, cash €33,295, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
1 day early
2023
19 days early
2022
53 days early
2021
107 days early
2020
56 days early
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 12 April (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025different schema filed ▼ 82.1% View
  • Positive: Higher solvency than 95% of companies in food and beverage servicesector median 29.6% · 16,996 companies 97.4% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 5 profitable years in a rowprofit 2025: €58,156 5 years View

Recent changes

  1. · Gazette deed Company renamed from A & X FRUY - TRAITEUR to FRUY-VERDUYNChanges of role: FRUY Xavier Sylvain Georges (director) and VERDUYN Ann Julie Frans Martine (director)
  2. · Gazette deed Resignation: FRUY IMMO (director)Permanent representative: Xavier FRUY · Appointment: Xavier FRUY (director)
  3. · Gazette deed Incorporation
All 20 events

Comparable companies

These companies have the same main activity as FRUY-VERDUYN: event catering (NACE 56210). They are comparable in size and age: total assets between €554,000 and €1m, founded between 2003 and 2007.

CompanyTotal assetsGross margin
FRUY-VERDUYN Kortrijk€0.9m€0.09m
XL&s Zuienkerke€0.8m€0.09m
EXTERIOR Tielt€0.8m€0.08m
BULTYNCK Zedelgem€0.8m€0.1m
PARTYSOLUTIONS Brugge€0.6m€0.08m
V.D.P.P. Ninove€1.0m€0.07m
FOETS VERFIJNDE KEUKEN Mol€0.9m€0.1m
Full comparison

Key facts about FRUY-VERDUYN

What is the company number of FRUY-VERDUYN?
The company number of FRUY-VERDUYN is 0898.734.890. The VAT number is the same number with BE in front: BE 0898.734.890.
Where is FRUY-VERDUYN based?
The registered office is at Berkendreef(Kor) 9, 8500 Kortrijk.Company details
What does FRUY-VERDUYN do?
According to the KBO register, the main activity is event catering (NACE 56210).
What is the legal form of FRUY-VERDUYN?
The legal form of FRUY-VERDUYN is Private limited company (BV).
When was FRUY-VERDUYN founded?
FRUY-VERDUYN was founded on 23-06-2008.
Is FRUY-VERDUYN still active?
Yes, FRUY-VERDUYN is an active enterprise in the KBO register.
How many employees does FRUY-VERDUYN have?
FRUY-VERDUYN had an average of 0.8 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does FRUY-VERDUYN fall under?
In its 30-09-2024 annual accounts, FRUY-VERDUYN states joint committee 302 (Paritair Comité voor het hotelbedrijf).
What is the turnover of FRUY-VERDUYN?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €86,524 and 214 comparable companies (NACE 56). It probably lies between €230,000 and €380,000.
Is FRUY-VERDUYN profitable?
In financial year 2025, FRUY-VERDUYN made a profit of €58,156.
Where can I find the annual accounts of FRUY-VERDUYN?
FRUY-VERDUYN filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FRUY-VERDUYN due?
FRUY-VERDUYN must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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