FRUTTI
ActiveSummary
The computed 12-month bankruptcy probability of FRUTTI is 7.3% (elevated). The 2025 annual accounts show negative equity (-€531,139) and a net result of €162,407. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 14% of 821 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-15
Solvency0=
Growth54▼-4
Track record100
Bankruptcy probability, 12 months
7.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.51 against 0.43 in 2024; short-term debt: 131.7% and cash: 17.3% of total assets), and equity is negative.
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Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-41.5%
Return on assets
12.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 821 sector peers (2025).
NBB · sector comparisonPosition among 821 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
76 d late
2023
61 d late
2022
45 d early
2021
64 d late
2020
90 d late
2019
119 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 52 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#7 employer in Walloon Brabant, Food and beverage service sector#8 company by total assets in Wavre, Accommodation and food service sector
Turnover
€6.3m
2019 · €0
EBIT margin
4.4%▲ 7.4pp
2018 · -3.0%
Net result
€162,407▼ 13.7%
2024 · €188,157
Working capital
-€830,299▲ 8.2%
2024 · -€904,055
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€6.3m
Operating result-€128,679▲ 81.3%€102,922€299,836▲ 191%€317,690▲ 6.0%€275,213▼ 13.4%
Net result-€183,717▲ 74.8%€50,916€252,564▲ 396%€188,157▼ 25.5%€162,407▼ 13.7%
EBIT margin4.4%
Equity-€1.2m▲ 9.3%-€1.1m▲ 4.3%-€882,252▲ 22.3%-€694,095▲ 21.3%-€531,139▲ 23.5%
Total assets€1.2m▼ 18.4%€1.1m▼ 12.4%€1.2m▲ 9.9%€1.2m▲ 0.5%€1.3m▲ 6.7%
Debt€2.4m▼ 14.2%€2.2m▼ 8.5%€2.1m▼ 6.5%€1.9m▼ 8.8%€1.8m▼ 4.4%
Working capital-€791,566▲ 34.4%-€874,255▼ 10.4%-€817,328▲ 6.5%-€904,055▼ 10.6%-€830,299▲ 8.2%
Staff (FTE)57.7▲ 20.0%55.3▼ 4.2%52.1▼ 5.8%53.3▲ 2.3%50.6▼ 5.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets
€424,221 ▼ 16.6%
Current assets
€856,841 ▲ 23.8%
Key figures and ratios
EBITDA
€454,290▼
2024 · €492,760
Cash flow
€341,484▼
2024 · €363,227
Solvency
-41.5%▲
2024 · -57.8%
Current ratio
0.51▲
2024 · 0.43
Quick ratio
0.45▲
2024 · 0.37
Debt to equity
-3.41▼
2024 · -2.73
ROA
12.7%▼
2024 · 15.7%
Interest coverage
14.13▲
2024 · 11.63
Debt ≤ 1 year
€1.7m▲
2024 · €1.6m
Debt > 1 year
€104,197▼
2024 · €289,020
Income taxes
€82,675▼
2024 · €87,885
Staff costs
€2.2m▲
2024 · €2.1m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,932 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
- without size
2.7%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 7.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,932 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €6.3m | - |
| Non-recurring operating income76A | €0 | €44 | - | - | €200 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €3.6m | - |
| Remuneration, social security and pensions62 | €1.9m | €2.2m | €2.2m | €2.1m | €2.2m | ▲ 6.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €594,461 | €203,887 | €181,107 | €175,071 | €179,077 | ▲ 2.3% |
| Other operating charges640/8 | €13,859 | €14,022 | €24,785 | €17,286 | €32,761 | ▲ 89.5% |
| Non-recurring operating charges66A | €482 | €64,102 | €12,487 | €0 | €837 | - |
| Gross operating margin9900 | €2.4m | €2.6m | €2.7m | €2.6m | €2.7m | ▲ 4.7% |
| Operating profit (loss)9901 | -€128,679 | €102,922 | €299,836 | €317,690 | €275,213 | ▼ 13.4% |
| Financial income75/76B | €78 | €1 | €1 | €729 | €2,012 | ▲ 176% |
| Recurring financial income75 | €78 | €1 | €1 | €729 | €2,012 | ▲ 176% |
| Financial charges65/66B | €54,596 | €47,446 | €43,138 | €42,377 | €32,144 | ▼ 24.1% |
| Recurring financial charges65 | €54,596 | €47,446 | €43,138 | €42,377 | €32,144 | ▼ 24.1% |
| Profit (loss) for the period before taxes9903 | -€183,197 | €55,476 | €256,699 | €276,041 | €245,081 | ▼ 11.2% |
| Income taxes67/77 | €520 | €4,560 | €4,134 | €87,885 | €82,675 | ▼ 5.9% |
| Profit (loss) for the period9904 | -€183,717 | €50,916 | €252,564 | €188,157 | €162,407 | ▼ 13.7% |
| Transfer from tax-exempt reserves789 | €334,524 | €14,535 | €14,535 | €14,535 | €14,535 | = |
| Profit (loss) for the period to be appropriated9905 | €150,807 | €65,451 | €267,099 | €202,691 | €176,942 | ▼ 12.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.1m | €1.2m | €1.2m | €1.3m | ▲ 6.7% |
| Formation expenses20 | €0 | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €639,621 | €490,231 | €502,673 | €508,370 | €424,221 | ▼ 16.6% |
| Intangible fixed assets21 | €130,237 | €101,744 | €87,210 | €72,675 | €58,140 | ▼ 20.0% |
| Tangible fixed assets22/27 | €490,836 | €374,938 | €397,406 | €427,137 | €357,383 | ▼ 16.3% |
| Land and buildings22 | €389,525 | €291,506 | €296,706 | €306,562 | €202,661 | ▼ 33.9% |
| Plant, machinery and equipment23 | €55,085 | €32,796 | €29,035 | €47,089 | €89,843 | ▲ 90.8% |
| Furniture and vehicles24 | €46,226 | €42,062 | €71,665 | €73,486 | €64,878 | ▼ 11.7% |
| Assets under construction and advance payments27 | - | €8,574 | €0 | - | €0 | - |
| Financial fixed assets28 | €18,548 | €13,548 | €18,058 | €8,559 | €8,699 | ▲ 1.6% |
| Current assets29/58 | €601,248 | €596,196 | €691,528 | €692,172 | €856,841 | ▲ 23.8% |
| Stocks and contracts in progress3 | €66,770 | €108,484 | €85,485 | €95,161 | €93,565 | ▼ 1.7% |
| Stocks30/36 | €66,770 | €108,484 | €85,485 | €95,161 | €93,565 | ▼ 1.7% |
| Amounts receivable within one year40/41 | €180,569 | €85,122 | €148,634 | €195,941 | €347,467 | ▲ 77.3% |
| Trade receivables40 | €165,122 | €64,498 | €83,939 | €108,127 | €87,027 | ▼ 19.5% |
| Other amounts receivable41 | €15,447 | €20,624 | €64,695 | €87,813 | €260,440 | ▲ 197% |
| Cash at bank and in hand54/58 | €255,298 | €292,359 | €293,986 | €231,329 | €221,215 | ▼ 4.4% |
| Deferred charges and accrued income490/1 | €98,611 | €110,231 | €163,424 | €169,741 | €194,595 | ▲ 14.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.1m | €1.2m | €1.2m | €1.3m | ▲ 6.7% |
| Equity10/15 | -€1.2m | -€1.1m | -€882,252 | -€694,095 | -€531,139 | ▲ 23.5% |
| Contributions10/11 | €915,804 | €915,804 | €915,804 | €915,804 | €915,804 | = |
| Capital10 | €915,804 | €915,804 | €915,804 | €915,804 | €915,804 | = |
| Issued capital100 | €915,804 | €915,804 | €915,804 | €915,804 | €915,804 | = |
| Reserves13 | €116,279 | €101,745 | €87,210 | €72,675 | €58,140 | ▼ 20.0% |
| Tax-exempt reserves132 | €116,279 | €101,745 | €87,210 | €72,675 | €58,140 | ▼ 20.0% |
| Profit (loss) carried forward14 | -€2.2m | -€2.2m | -€1.9m | -€1.7m | -€1.5m | ▲ 10.5% |
| Investment grants15 | €0 | - | €0 | - | - | - |
| Amounts payable17/49 | €2.4m | €2.2m | €2.1m | €1.9m | €1.8m | ▼ 4.4% |
| Amounts payable after more than one year17 | €1.0m | €745,358 | €561,339 | €289,020 | €104,197 | ▼ 63.9% |
| Financial debts170/4 | €1.0m | €745,358 | €561,339 | €289,020 | €104,197 | ▼ 63.9% |
| Amounts payable within one year42/48 | €1.4m | €1.5m | €1.5m | €1.6m | €1.7m | ▲ 5.7% |
| Current portion of amounts payable after more than one year42 | €275,366 | €283,429 | €279,293 | €330,312 | €184,823 | ▼ 44.0% |
| Financial debts43 | €125,000 | €125,000 | €147,690 | €139,227 | €142,005 | ▲ 2.0% |
| Credit institutions430/8 | €125,000 | €125,000 | €147,690 | €139,227 | €142,005 | ▲ 2.0% |
| Trade debts44 | €584,309 | €543,568 | €611,947 | €596,227 | €770,877 | ▲ 29.3% |
| Suppliers440/4 | €584,309 | €543,568 | €611,947 | €596,227 | €770,877 | ▲ 29.3% |
| Advances received on contracts in progress46 | - | - | - | - | €0 | - |
| Taxes, remuneration and social security45 | €180,629 | €245,594 | €257,287 | €323,979 | €414,741 | ▲ 28.0% |
| Taxes450/3 | €11,750 | €35,679 | €34,515 | €108,989 | €184,545 | ▲ 69.3% |
| Remuneration and social security454/9 | €168,879 | €209,915 | €222,772 | €214,990 | €230,196 | ▲ 7.1% |
| Other amounts payable47/48 | €227,509 | €272,859 | €212,638 | €206,482 | €174,694 | ▼ 15.4% |
| Accrued charges and deferred income492/3 | €5,000 | €5,433 | €6,258 | €9,390 | €20,865 | ▲ 122% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€183,717 | €50,916 | €252,564 | €188,157 | €162,407 | ▼ 13.7% |
| + Depreciation and write-downs630 | €594,461 | €203,887 | €181,107 | €175,071 | €179,077 | ▲ 2.3% |
| Operating cash flow (approximation) | €410,744 | €254,803 | €433,672 | €363,227 | €341,484 | ▼ 6.0% |
| Investment in fixed assets (approximation) | - | -€54,496 | -€193,550 | -€180,768 | -€94,929 | ▲ 47.5% |
| Change in cash | - | €37,060 | €1,627 | -€62,657 | -€10,115 | ▲ 83.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 76 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
31-12
Financial
Highest result since 2018net €252,564 ▲396%
Net result €252,564, the highest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €50,916
Net result €50,916 after 4 loss-making years.
03-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 64 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 90 days late
2020
31-12
Financial
Weakest financial yearnet -€728,439
Net result drops to -€728,439, the lowest in the series; recovery starts the following year.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 119 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 49 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 16 establishment units since 2008
Ground area
43.2 ha
Building footprint
24.8 ha
Volume, LiDAR
3,081,893 m³
16 parcels, Brussels, Flanders, Wallonia · tallest building 73.1 m, ±15 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
16 establishment units
Guapa City 2
since 20082.168.597.227
Guapa Esplanade
since 20082.172.869.284
Guapa Westland
since 20092.181.863.560
Guapa Médiacité
since 20102.191.338.084
Guapa Belle-Ile
since 20122.213.516.442
Guapa De Brouckère
since 20162.254.914.557
Show 10 more locations
Guapa Docks
since 20162.257.405.081
Guapa Rive Gauche
since 20172.260.053.082
Guapa STIB MIDI
since 20172.269.967.373
Guapa Wijnegem
since 20182.275.904.466
Guapa Nivelles
since 20182.278.974.616
Guapa Woluwe
since 20202.296.100.658
Guapa Charleroi Ville 2
since 20202.296.101.054
Guapa Tournai
since 20202.296.101.153
Helixir Namur
since 20202.296.101.351
FRUTTI SA
since 20212.312.638.465
16 parcels
Flanders
1
(6.3%)
Wallonia
9
(56.3%)
Brussels
6
(37.5%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62806C0923/00B002 | Wallonia | 6.3 ha | 1 · 3.8 ha | 22.7 m · 3 fl. |
| 57462B0160/00Y003 | Wallonia | 6.2 ha | 1 · 3.8 ha | 15.8 m · 3 fl. |
| 21001A0250/00C000 | Brussels | 5.8 ha | 1 · 3.8 ha | 48.1 m · 3 fl. |
| 11050B0010/00E002 | Flanders | 5.6 ha | 1 · 4.9 ha | 27.4 m · 4 fl. |
| 21674C0095/00M007 | Brussels | 5.2 ha | 1 · 1.2 ha | 17.1 m · 3 fl. |
| 21813F0608/00M000 | Brussels | 4.0 ha | 1 · 2.1 ha | 30.4 m · 6 fl. |
| 21562A0435/02L002 | Brussels | 3.6 ha | 1 · 1,500 m² | 33.9 m · 8 fl. |
| 25386B0123/00V002 | Wallonia | 2.5 ha | 1 · 2.1 ha | 24.1 m · 4 fl. |
| 21802B1669/00A000 | Brussels | 1.6 ha | 1 · 1.6 ha | 63.3 m · 7 fl. |
| 21802B0487/00H000indicative | Brussels | 7,877 m² | 1 · 6,512 m² | 73.1 m · 15 fl. |
| 62817B0604/00D002 | Wallonia | 6,611 m² | 1 · 4,730 m² | 25.6 m · 5 fl. |
| 25006A0145/00M000 | Wallonia | 4,998 m² | 1 · 1,654 m² | 8.7 m · 3 fl. |
| 52302A1138/00X000 | Wallonia | 1,734 m² | - | - |
| 25783E0243/00A002 | Wallonia | 1,567 m² | 1 · 579 m² | 15.0 m · 2 fl. |
| 52011D0126/02S000indicative | Wallonia | 27 m² | - | - |
| 92094C1350/00_000 | Wallonia | 16 m² | 1 · 16 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
14 of 16 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
- TDJparentSourceaccounts TDJ 30-06-202581.97%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
15 sitesAnderlecht2.181.863.560
Brussel2.168.597.227
Brussel2.254.914.557
Brussel2.257.405.081
Show 11 more sites
Charleroi2.260.053.082
Charleroi2.296.101.054
Liège2.191.338.084
Liège2.213.516.442
Namur2.296.101.351
Nivelles2.278.974.616
Ottignies-Louvain-la-Neuve2.172.869.284
Sint-Gillis2.269.967.373
Sint-Lambrechts-Woluwe2.296.100.658
Tournai2.296.101.153
Wijnegem2.275.904.466
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Of 21,859 companies in sector 56112 we hold annual accounts for 9,779. 937 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded21-05-2014
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0552854072
Also
9925:BE0552854072
Registered
02-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.