FRUTABEL
ActiveFRUTABEL has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.06M and a net result of €533k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 93% of 1722 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €290k at 30 days acceptable
Liquidity ample (current ratio 7.71 against 6.73 in 2024; short-term debt: 9.2% and cash: 39.4% of total assets), and 10.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.6%
Return on assets
15.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
42 d early
2023
47 d early
2022
27 d early
2021
11 d early
2020
10 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.06M▲ 21.0%
2024 · €2.53M
2019: €1.90M
2020: €2.09M
2021: €2.42M
2022: €2.72M
2023: €2.86M
2024: €2.53M
2019 → 2025
Total assets
€3.42M▲ 17.7%
2024 · €2.91M
2019: €2.53M
2020: €2.76M
2021: €2.98M
2022: €3.38M
2023: €3.34M
2024: €2.91M
2019 → 2025
Net result
€533k▲ 119%
2024 · €244k
2019: €88k
2020: €187k
2021: €331k
2022: €296k
2023: €147k
2024: €244k
2019 → 2025
Working capital
€2.11M▲ 26.7%
2024 · €1.66M
2019: €1.21M
2020: €1.45M
2021: €1.75M
2022: €1.96M
2023: €1.91M
2024: €1.66M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.42M-€2.72M▲ 12.2%€2.86M▲ 5.4%€2.53M▼ 11.6%€3.06M▲ 21.0%
Operating result€501k-€434k▼ 13.4%€206k▼ 52.4%€359k▲ 73.9%€759k▲ 112%
Net result€331k-€296k▼ 10.4%€147k▼ 50.3%€244k▲ 65.6%€533k▲ 119%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 112% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.42M
Fixed assets
€1.00M▲ 4.8%
Current assets
€2.42M▲ 24.0%
Equity and liabilities €3.42M
Equity
€3.06M▲ 21.0%
Debt
€354k▼ 5.1%
The debt ratio falls from 12.9% to 10.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€841k▲
2024 · €441k
Cash flow
€614k▲
2024 · €326k
Solvency
89.6%▲
2024 · 87.1%
Current ratio
7.71▲
2024 · 6.73
Quick ratio
7.68▲
2024 · 5.93
Debt / equity
0.12▼
2024 · 0.15
ROE
17.4%▲
2024 · 9.6%
ROA
15.6%▲
2024 · 8.4%
Interest coverage
34.35▲
2024 · 13.22
Debt
€354k▼
2024 · €374k
Debt ≤ 1 year
€314k▲
2024 · €290k
Debt > 1 year
€33k▼
2024 · €50k
Income taxes
€245k▲
2024 · €108k
Staff costs
€201k▲
2024 · €146k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.91M€3.42M▲
Fixed assets21/28€954k€1.00M▲
Tangible fixed assets22/27€954k€1.00M▲
Land and buildings22€860k€815k▼
Plant, machinery and equipment23€34k€47k▲
Furniture and vehicles24€60k€139k▲
Current assets29/58€1.95M€2.42M▲
Stocks and contracts in progress3€233k€8k▼
Stocks30/36€233k€8k▼
Amounts receivable within one year40/41€66k€51k▼
Trade receivables40€2k€26k▲
Other amounts receivable41€64k€25k▼
Current investments50/53€750k€1.01M▲
Cash at bank and in hand54/58€850k€1.35M▲
Deferred charges and accrued income490/1€52k-
Equity and liabilities
Total equity and liabilities10/49€2.91M€3.42M▲
Equity10/15€2.53M€3.06M▲
Contributions10/11€305k€305k=
Capital10€305k€305k=
Issued capital100€305k€305k=
Reserves13€2.23M€2.76M▲
Non-distributable reserves130/1€88k€88k=
Legal reserve130€88k€88k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€2.12M€2.65M▲
Amounts payable17/49€374k€354k▼
Amounts payable after more than one year17€50k€33k▼
Financial debts170/4€50k€33k▼
Amounts payable within one year42/48€290k€314k▲
Current portion of amounts payable after more than one year42€17k€17k=
Trade debts44€155k€167k▲
Suppliers440/4€155k€167k▲
Taxes, remuneration and social security45€28k€57k▲
Taxes450/3€28k€57k▲
Remuneration and social security454/9€569-
Other amounts payable47/48€89k€73k▼
Accrued charges and deferred income492/3€34k€7k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€146k€201k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82k€82k▼
Other operating charges640/8€9k€10k▲
Gross operating margin9900€596k€1.05M▲
Operating profit (loss)9901€359k€759k▲
Financial income75/76B€26k€42k▲
Recurring financial income75€26k€42k▲
Financial charges65/66B€33k€24k▼
Recurring financial charges65€33k€24k▼
Profit (loss) for the period before taxes9903€351k€777k▲
Income taxes67/77€108k€245k▲
Profit (loss) for the period9904€244k€533k▲
Profit (loss) for the period to be appropriated9905€244k€533k▲
Appropriation of the result
Profit (loss) to be appropriated9906€244k€533k▲
Transfer to equity691/2€244k€533k▲
To other reserves6921€244k€533k▲
Social balance
Average headcount (FTE)90872.90.9▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Highest result since 2019net €533k ▲119%
Operating result €759k, net result €533k, both a record.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
04-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Equity above €2MEq €2.09M ▲9.8%
2 profitable years in a row build equity to €2.09M.
07-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
09-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoge Schouw 222400 MolGround area
6,835 m²
Building footprint
199 m²
Parcel 13432A0143/00M031, Flanders. Linked by address, not a title deed.
1 establishment unit
FRUTABEL NV
since 19952.073.408.355
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13432A0143/00M031 | Flanders | 6,835 m² | 1 · 199 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 303,192 EUR awarded · 303,192 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 111,878 EUR | 111,878 EUR |
| 2024 | 2 | 64,565 EUR | 64,565 EUR |
| 2023 | 2 | 64,565 EUR | 64,565 EUR |
| 2022 | 1 | 62,184 EUR | 62,184 EUR |
Schemes
Brede weersverzekering
Subsidie voor de verwarringstechniek in de fruitteelt
Recognitions · licences · registrations
Food safety, FASFC
1 siteMol2.073.408.355
Similar companies · same sector, comparable size
BLOESEMFRUIT
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GIEWA
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FRUITHANDEL ROELANDT
BE 0464.374.533
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ELFRU
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Of 1,345 companies in sector 01240 we hold annual accounts for 321. 167 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-09-1995
Fiscal year end30-06
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
01240Growing of pome and stone fruits
01110Growing of cereals (except rice), leguminous crops and oil seeds
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.