FRUIT LAYER
ActiveFrom the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
FRUIT LAYER has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €386,197 and a net result of €7,119, of which €35,000 non-recurring income. Equity is growing by about 24% per year across the filed financial years. Its solvency ranks better than 34% of 1,895 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Official details
KBO- Status
- Active since 03-01-2017 Normal situation
- Legal form
- Private limited company
- Registered office
- Steenoven 38, 3945 Tessenderlo-Ham
- Activity
- Manufacture of food products NACE 10392and 4 others
- Establishment unit
- 2.261.169.374 3945 Tessenderlo-Ham, since 03-01-2017
- Financial year end
- 30 June
- Peppol
- Reachable since 21-11-2024
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.4%
- Gross margin
- €304,351
- ▲ 9.3%
- Turnover
- ≈ €610,000
- estimated
- Profit
- €7,119
- ▲ 7.2%
- Equity
- €386,197
- ▲ 199%
- Total assets
- €2.6m
- ▲ 17.5%
- Staff
- 2.7 FTE
- ▼ 22.9%
Why 83raises riskSector: Manufacture of food products (NACE 10)Equity €386,197 (14.8% of total assets)lowers riskSize: total assets €2.6mFigures for financial year 2025 (filed 27-01-2026)Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, small): better than 20% on solvency, 44% on liquidity, 15% on profitability and 98% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 23 days before the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 30-06-2025
- Filed on
- 23-01-2026
- Format
- micro format
- Reference
- 2026-00013921
2021 to 2025, 5 financial years 2019 to 2025, 6 financial years
The operating result falls in 2025; 2025 is 32% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 10, Manufacture of food products: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
- 2025 Equity +199% on 2024. Capital increase of €250,000 (Official Gazette 30-12-2024).
Peer companies
Historical observationOf the 3,274 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 94.7% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,274 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €82,508 | €68,181 | €116,535 | €141,487 | ▲ 21.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,012 | €16,767 | €28,188 | €55,965 | €97,650 | €112,930 | ▲ 15.6% |
| Other operating charges640/8 | - | - | €1,780 | €2,326 | €4,754 | €9,643 | ▲ 103% |
| Gross operating margin9900 | €135,805 | €213,330 | €158,598 | €157,917 | €278,461 | €304,351 | ▲ 9.3% |
| Operating profit (loss)9901 | €46,269 | €14,479 | €46,122 | €31,445 | €59,522 | €40,291 | ▼ 32.3% |
| Financial income75/76B | - | - | €483 | €857 | €3,550 | €38,712 | ▲ 991% |
| Recurring financial income75 | €26 | €437 | €483 | €857 | €3,550 | €3,712 | ▲ 4.6% |
| Non-recurring financial income76B | - | - | - | - | - | €35,000 | - |
| Financial charges65/66B | - | - | €9,940 | €22,392 | €56,361 | €71,688 | ▲ 27.2% |
| Recurring financial charges65 | €8,253 | €8,868 | €9,940 | €22,392 | €56,361 | €71,688 | ▲ 27.2% |
| Profit (loss) for the period before taxes9903 | €38,042 | €6,048 | €36,664 | €9,910 | €6,711 | €7,315 | ▲ 9.0% |
| Income taxes67/77 | €41 | €92 | €4,391 | €193 | €69 | €196 | ▲ 184% |
| Profit (loss) for the period9904 | €38,001 | €5,956 | €32,274 | €9,717 | €6,642 | €7,119 | ▲ 7.2% |
| Profit (loss) for the period to be appropriated9905 | €38,001 | €5,956 | €32,274 | €9,717 | €6,642 | €7,119 | ▲ 7.2% |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €0.3m | €0.6m | €1.7m | €2.0m | €2.2m | €2.6m | ▲ 17.5% |
| Fixed assets21/28 | €0.06m | €0.2m | €0.7m | €0.8m | €0.9m | €1.0m | ▲ 7.9% |
| Intangible fixed assets21 | €0.005m | €0.1m | €0.1m | €0.1m | €0.2m | €0.2m | ▲ 57.1% |
| Tangible fixed assets22/27 | €0.05m | €0.08m | €0.6m | €0.7m | €0.7m | €0.7m | ▼ 2.8% |
| Plant, machinery and equipment23 | - | - | €0.5m | €0.6m | €0.7m | €0.7m | ▼ 1.4% |
| Furniture and vehicles24 | - | - | €0.06m | €0.05m | €0.05m | €0.04m | ▼ 23.2% |
| Current assets29/58 | €0.2m | €0.4m | €1.0m | €1.2m | €1.3m | €1.6m | ▲ 23.8% |
| Amounts receivable after more than one year29 | - | - | - | - | €0.04m | €0.03m | ▼ 32.7% |
| Other amounts receivable291 | - | - | - | - | €0.04m | €0.03m | ▼ 32.7% |
| Stocks and contracts in progress3 | €0.09m | €0.09m | €0.2m | €0.2m | €0.4m | €0.4m | ▲ 25.3% |
| Stocks30/36 | - | - | €0.2m | €0.2m | €0.4m | €0.4m | ▲ 25.3% |
| Amounts receivable within one year40/41 | €0.09m | €0.2m | €0.6m | €0.7m | €0.7m | €0.9m | ▲ 23.1% |
| Trade receivables40 | - | - | €0.5m | €0.6m | €0.7m | €0.9m | ▲ 27.9% |
| Other amounts receivable41 | - | - | €0.02m | €0.08m | €0.05m | €0.03m | ▼ 44.5% |
| Cash at bank and in hand54/58 | €0.03m | €0.07m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 43.5% |
| Deferred charges and accrued income490/1 | - | - | €0.004m | €0.01m | €0.02m | €0.02m | ▼ 12.1% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €0.3m | €0.6m | €1.7m | €2.0m | €2.2m | €2.6m | ▲ 17.5% |
| Equity10/15 | €0.02m | €0.08m | €0.1m | €0.1m | €0.1m | €0.4m | ▲ 199% |
| Contributions10/11 | €0.05m | - | €0.1m | €0.1m | €0.1m | €0.4m | ▲ 250% |
| Reserves13 | - | - | - | €0.02m | €0.03m | €0.04m | ▲ 24.5% |
| Distributable reserves133 | - | - | - | €0.02m | €0.03m | €0.04m | ▲ 24.5% |
| Profit (loss) carried forward14 | -€0.03m | -€0.02m | €0.01m | €0 | - | - | - |
| Amounts payable17/49 | €0.2m | €0.5m | €1.5m | €1.9m | €2.1m | €2.2m | ▲ 6.2% |
| Amounts payable after more than one year17 | €0.2m | €0.2m | €0.6m | €1.0m | €1.5m | €1.1m | ▼ 27.2% |
| Financial debts170/4 | - | - | €0.6m | €1.0m | €1.3m | €1.0m | ▼ 20.5% |
| Other amounts payable178/9 | - | - | - | - | €0.2m | €0.08m | ▼ 64.9% |
| Amounts payable within one year42/48 | €0.05m | €0.3m | €0.9m | €0.9m | €0.6m | €1.1m | ▲ 93.3% |
| Current portion of amounts payable after more than one year42 | - | - | €0.03m | €0.06m | €0.08m | €0.1m | ▲ 47.4% |
| Financial debts43 | - | - | - | - | - | €0.4m | - |
| Credit institutions430/8 | - | - | - | - | - | €0.4m | - |
| Trade debts44 | €0.01m | €0.1m | €0.3m | €0.4m | €0.5m | €0.6m | ▲ 27.9% |
| Suppliers440/4 | - | - | €0.3m | €0.4m | €0.5m | €0.6m | ▲ 28.8% |
| Bills of exchange payable441 | - | - | €0.009m | €0 | €0.004m | €0.001m | ▼ 80.1% |
| Taxes, remuneration and social security45 | - | - | €0.01m | €0.003m | €0.008m | €0.02m | ▲ 104% |
| Taxes450/3 | - | - | €0.004m | €193 | €0.001m | €0.001m | ▲ 12.2% |
| Remuneration and social security454/9 | - | - | €0.008m | €0.003m | €0.007m | €0.01m | ▲ 117% |
| Other amounts payable47/48 | - | - | €0.6m | €0.4m | - | - | - |
| Accrued charges and deferred income492/3 | - | - | €0 | - | €0.006m | €0.003m | ▼ 53.8% |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38,001 | €5,956 | €32,274 | €9,717 | €6,642 | €7,119 | ▲ 7.2% |
| + Depreciation and write-downs630 | €21,012 | €16,767 | €28,188 | €55,965 | €97,650 | €112,930 | ▲ 15.6% |
| Operating cash flow (approximation) | €59,013 | €22,723 | €60,462 | €65,682 | €104,292 | €120,049 | ▲ 15.1% |
| Investment in fixed assets (approximation) | - | - | -€495,036 | -€192,709 | -€180,940 | -€183,068 | ▼ 1.2% |
| Change in cash | - | - | €165,222 | -€20,627 | -€48,068 | €72,068 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 23-01-2026 | 2026-00013921 | |
| 30-06-2024 | micro format | 13-01-2025 | 2025-00004501 | |
| 30-06-2023 | micro format | 30-01-2024 | 2024-00011706 | |
| 30-06-2022 | micro format | 30-01-2023 | 2023-00009352 | |
| 30-06-2021 | micro format | 27-12-2021 | 2021-81900249 | |
| 30-09-2019 | abbreviated format | 13-02-2020 | 2020-04900536 | |
| 30-09-2018 | abbreviated format | 08-04-2019 | 2019-09600138 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2023 to 2025 · 9 entries · €237,782 awarded · €237,360 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 5 | €7,868 | €64,974 |
| 2024 | 1 | €0 | €130,000 |
| 2023 | 3 | €229,914 | €42,386 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Mirusse BV |
|
Owners and capital
Capital and shareholders
- LODEWYCKX Bert Renatus Constance €250,000 · “volledige inschrijving op verhoging van het vermogen”
- LODEWYCKX Bert Renatus Constance all shares
- 15-09-2026 Capital increase of €100,000 · to €450,000 · no new shares · in kind
- 15-09-2026 Capital increase of €100,000
- 15-09-2026 Capital increase of €100,000
- 30-12-2024 Capital increase of €250,000 · to €350,000 · no new shares · in kind
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
15-09
Gazette deed
Capital & shares · MiscellaneousIncorporation · Capital increase10 facts ▸
- General meeting, 14-08-2026
- Incorporation, 30-12-2016
- Other provision, “ondernemingsnummer”, 0668.678.705 (deed in Dutch)
- Other provision, “Kennisname van het verslag van het bestuursorgaan de dato 10-08-2026 – kennisname van het verslag van de bedrijfsrevisor de dato 10-08-2026 - opgest…” (deed in Dutch)
- Other provision, “Verhoging van het vermogen van de vennootschap met een bedrag van honderdduizend euro (€100,000) door inbreng in natura van het bedrag van een renteloze len…” (deed in Dutch)
- Other provision, “Intekening op de verhoging van het vermogen” (deed in Dutch)
- Other provision, “Vaststelling van de verwezenlijking van de verhoging van het vermogen” (deed in Dutch)
- General meeting, “vrijstelling voorlezing verslagen, Eerste besluit” (deed in Dutch)
- General meeting, “goedkeuring verslagen, Eerste besluit (voortzetting)” (deed in Dutch)
- Capital increase, €100,000 (3 times)
30-12
Gazette deed
MiscellaneousShareholding · Capital increase · Capital contribution10 facts ▸
- Shareholding, LODEWYCKX Bert Renatus Constance
- General meeting, 20-12-2024
- Other provision, “kennisname verslagen, artikel 5:133 WVV” (deed in Dutch)
- Capital increase, €250,000 (2 times)
- Capital contribution
- Other provision, “vaststelling verwezenlijking verhoging van het vermogen” (deed in Dutch)
- Other provision, “vrijstelling voorlezing verslagen artikel 5:133 WVV”, 17-12-2024 (deed in Dutch)
- Auditor report, “verslag over transactie, bestuursorgaan” (deed in Dutch)
- Capital contribution, €250,000
- Other provision, “vaststelling verwezenlijking verhoging van het vermogen”, 250000 (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
What it does
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEnvironmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71033B1658/00A000 | Flanders | 1.2 ha | 1 · 950 m² | 0.1 m |