FRUDICOM
ActiveFRUDICOM has been active since 1971 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-65k) and a net result of €-101k. Equity is shrinking by ~37.7% per year across the filed fiscal years. Its solvency ranks better than 10% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▲+9
Solvency20▼-8
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.83 against 1.26 in 2024; short-term debt: 91.3% and cash: 2.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.1%
Return on assets
-7.9%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-65k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
15 d late
2023
22 d late
2022
8 d late
2021
2 d late
2020
8 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€0
Total assets
€1.28M▲ 12.5%
2024 · €1.14M
2018: €5.52M
2019: €5.97M
2020: €4.98M
2021: €3.07M
2022: €2.39M
2023: €1.48M
2024: €1.14M
2018 → 2025
Net result
€-101k▲ 79.3%
2024 · €-491k
2018: €-108k
2019: €-108k
2020: €-494k
2021: €-885k
2022: €-427k
2023: €-571k
2024: €-491k
2018 → 2025
Working capital
€-203k
2024 · €222k
2018: €2.66M
2019: €2.64M
2020: €2.13M
2021: €1.29M
2022: €1.01M
2023: €431k
2024: €222k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.53M-€1.10M▼ 28.0%€527k▼ 52.0%€36k▼ 93.2%€-65k
Operating result€-901k-€-307k▲ 65.9%€-589k▼ 92.0%€-490k▲ 16.9%€-104k▲ 78.8%
Net result€-885k-€-427k▲ 51.7%€-571k▼ 33.6%€-491k▲ 14.1%€-101k▲ 79.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €104k in 2025 against €490k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.28M
Fixed assets
€315k▲ 533%
Current assets
€969k▼ 11.2%
Key figures and ratios
EBITDA
€-63k▲
2024 · €-436k
Cash flow
€-60k▲
2024 · €-437k
Solvency
-5.1%▼
2024 · 3.2%
Current ratio
0.83▼
2024 · 1.26
Quick ratio
0.74▼
2024 · 1.17
Debt / equity
-18.24▼
2024 · 25.15
ROA
-7.9%▲
2024 · -43.0%
Interest coverage
-16.17▲
2024 · -86.13
Debt
€1.19M▲
2024 · €905k
Debt ≤ 1 year
€1.17M▲
2024 · €869k
Income taxes
€310▲
2024 · €290
Staff costs
€655k▼
2024 · €692k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.14M€1.28M▲
Fixed assets21/28€50k€315k▲
Intangible fixed assets21€0€295k▲
Tangible fixed assets22/27€49k€19k▼
Land and buildings22€0-
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€39k€12k▼
Leasing and similar rights25€0-
Financial fixed assets28€1k€465▼
Current assets29/58€1.09M€969k▼
Stocks and contracts in progress3€76k€100k▲
Stocks30/36€76k€100k▲
Amounts receivable within one year40/41€928k€824k▼
Trade receivables40€396k€792k▲
Other amounts receivable41€531k€32k▼
Cash at bank and in hand54/58€76k€31k▼
Deferred charges and accrued income490/1€12k€14k▲
Equity and liabilities
Total equity and liabilities10/49€1.14M€1.28M▲
Equity10/15€36k€-65k▼
Contributions10/11€84k€84k=
Capital10€84k€84k=
Issued capital100€84k€84k=
Reserves13€1.14M€1.14M=
Non-distributable reserves130/1€45k€45k=
Legal reserve130€11k€11k=
Reserves not available under the articles1311€34k€34k=
Distributable reserves133€1.10M€1.10M=
Profit (loss) carried forward14€-1.19M€-1.29M▼
Provisions and deferred taxes16€200k€155k▼
Provisions for liabilities and charges160/5€200k€155k▼
Other liabilities and charges164/5€200k€155k▼
Amounts payable17/49€905k€1.19M▲
Amounts payable within one year42/48€869k€1.17M▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€746k€573k▼
Suppliers440/4€746k€573k▼
Taxes, remuneration and social security45€123k€150k▲
Taxes450/3€7k€23k▲
Remuneration and social security454/9€116k€127k▲
Other amounts payable47/48-€449k
Accrued charges and deferred income492/3€36k€22k▼
Income statement
Code20242025
Non-recurring operating income76A€201k€131k▼
Remuneration, social security and pensions62€692k€655k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€41k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k€-91k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€200k€-45k▼
Other operating charges640/8€107k€134k▲
Gross operating margin9900€568k€589k▲
Operating profit (loss)9901€-490k€-104k▲
Financial income75/76B€4k€7k▲
Recurring financial income75€4k€7k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-491k€-101k▲
Income taxes67/77€290€310▲
Profit (loss) for the period9904€-491k€-101k▲
Profit (loss) for the period to be appropriated9905€-491k€-101k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.19M€-1.29M▼
Profit (loss) brought forward from the previous period14P€-702k€-1.19M▼
Social balance
Average headcount (FTE)908715.114.7▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 15 days late
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
2023
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 8 days late
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
30-09
Financial
Weakest financial yearnet €-885k
Net result drops to €-885k, the lowest in the series; recovery starts the following year.
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1971
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Werkhuizenkaai 112-1541000 BrusselGround area
3.7 ha
Building footprint
48 m²
Volume, LiDAR
195 m³
Parcel 21813F0611/00L000, Brussels · tallest building 11.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FRUDICOM NV
since 19712.005.332.270
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21813F0611/00L000 | Brussels | 3.7 ha | 1 · 48 m² | 11.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.005.332.270
Similar companies · same sector, comparable size
DE BOECK FOODS LUX
BE 0438.503.742
Messancy · Eq €36k
EDMA
BE 0808.651.881
Puurs-Sint-Amands · Eq €36k
HET MEIGEMS FRUITBOERKE
BE 0879.926.986
Deinze · Eq €36k
DIALNA EXPRESS
BE 1002.163.418
Sint-Jans-Molenbeek · Eq €36k
DISTRIWAAS
BE 0459.220.863
Sint-Niklaas · Eq €37k
Of 956 companies in sector 46319 we hold annual accounts for 609. 277 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-01-1971
Fiscal year end30-09
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
51310
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.