FROY & DIND
ActiveSummary
FROY & DIND has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €436,083 and a net result of €6,773. Equity has been stable since 2018 (±0.5% per year). Its solvency ranks better than 43% of 22,793 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 06-11-2008 Normal situation
- Activity
- Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716and 7 others
- Joint committees
- 201 Paritair Comité voor de zelfstandige kleinhandel
- 100 Aanvullend Paritair Comité voor de werklieden · annual accounts 2022
- Establishment units
- 2.177.642.179 2060 Antwerpen, since 06-11-2008
- 2.234.168.633 2018 Antwerpen, since 15-09-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.1%
Annual accounts 2025
- Gross margin
- €137,570
- ▼ 34.5%
- Turnover
- ≈ €430,000
- estimated
- Profit
- €6,773
- ▲ 206%
- Equity
- €436,083
- ▲ 1.6%
- Total assets
- €1.7m
- ▼ 8.3%
- 2025 accounts filed 25 days after the deadline
Score breakdownraises riskLiquidity: current ratio 0.73, cash €1,542Last filed accounts filed 25 days late; 2 of the last 3 accounts latelowers riskFounded in 2008Size: total assets €1.7mShow the evidence
Checked score
Score 2025
65
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 34% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency
51+3
equity 25.7% of total assets
Liquidity
27-2
short-term debt 47.7% · cash 0.1%
Profitability
34-7
return on assets 0.4%
Bankruptcy probability within 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.8%
01-2025: 1.8%● unchanged vs 12-2024
02-2025: 1.9%▲ +0.1 percentage points vs 01-2025
03-2025: 1.9%● unchanged vs 02-2025
04-2025: 1.8%▼ -0.1 percentage points vs 03-2025
05-2025: 1.8%● unchanged vs 04-2025
06-2025: 1.8%● unchanged vs 05-2025
07-2025: 2.0%▲ +0.2 percentage points vs 06-2025
08-2025: 2.7%▲ +0.7 percentage points vs 07-2025
09-2025: 3.1%▲ +0.4 percentage points vs 08-2025
10-2025: 3.8%▲ +0.7 percentage points vs 09-2025highest value
11-2025: 1.9%▼ -1.9 percentage points vs 10-2025
12-2025: 1.9%● unchanged vs 11-2025
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 1.9%● unchanged vs 01-2026
03-2026: 1.9%● unchanged vs 02-2026
04-2026: 1.9%● unchanged vs 03-2026
05-2026: 1.9%● unchanged vs 04-2026
06-2026: 1.8%▼ -0.1 percentage points vs 05-2026
07-2026: 1.8%● unchanged vs 06-2026
08-2026: 2.7%▲ +0.9 percentage points vs 07-2026
09-2026: 1.1%▼ -1.6 percentage points vs 08-2026lowest value
10-2026: 1.1%● unchanged vs 09-2026lowest value
11-2026: 1.1%● unchanged vs 10-2026lowest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.73 (0.85 in 2024), below 1. Short-term debt is 47.7% and cash 0.1% of total assets. 74.3% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 41% of them on solvency, 24% on liquidity, 27% on profitability and 44% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €436,083
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
25 days late
2024
61 days late
2023
57 days late
2022
31 days late
2021
59 days late
2020
1 day early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 33 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 25 days after the deadline Filed on 25 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00421724.
Annual accounts 2025 filed on 25-08-2026 at the NBB all 16 filings
Turnover
≈ €430,000
Estimated: probably between €300,000 and €850,000
Total assets
€1.7m▼ 8.3%
2024 · €1.8m
Net result
€6,773▲ 206%
2024 · €2,217
Working capital
-€220,951▼ 75.5%
2024 · -€125,923
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
€64,927
▼ 16.8%
2025
20182025
Net result
€6,773
▲ 206%
2025
middle half of the sector
20182025
Equity
€436,083
▲ 1.6%
2025
highest quarter of the sector
20182025
Total assets
€1.7m
▼ 8.3%
2025
highest quarter of the sector
20182025
Debt
€1.3m
▼ 11.3%
2025
20182025
Working capital
-€220,951
▼ 75.5%
2025
lowest quarter of the sector
20182025
Solvency
25.7%
▲ 2.5pp
2025
middle half of the sector
20182025
Current ratio
0.73
▼ 0.12
2025
lowest quarter of the sector
20182025
Return on assets (ROA)
0.4%
▲ 0.3pp
2025
middle half of the sector
20182025
Staff (FTE)
no figure
2025
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€0.2m--€0.01m€0.1m€0.006m▼ 95.4%€0.09m▲ 14×€0.08m▼ 11.6%€0.08m=€0.06m▼ 16.8%
Net result€0.1m--€0.04m€0.06mwithin the sector's middle half-€0.04mbelow the sector's middle half€0.03mabove the sector's middle half-€0.006mbelow the sector's middle half€0.002mbelow the sector's middle half€0.007mwithin the sector's middle half▲ 206%
Equity€0.4m-€0.4m▼ 9.2%€0.4mwithin the sector's middle half▲ 15.2%€0.4mabove the sector's middle half▼ 9.5%€0.4mabove the sector's middle half▲ 8.4%€0.4mwithin the sector's middle half▼ 9.2%€0.4mwithin the sector's middle half▲ 9.0%€0.4mabove the sector's middle half▲ 1.6%
Total assets€2.9m-€2.5m▼ 11.6%€2.4mabove the sector's middle half▼ 4.3%€2.3mabove the sector's middle half▼ 7.2%€2.1mabove the sector's middle half▼ 5.3%€1.9mabove the sector's middle half▼ 10.0%€1.8mabove the sector's middle half▼ 4.0%€1.7mabove the sector's middle half▼ 8.3%
Debt€2.5m-€2.2m▼ 12.0%€2.0m▼ 7.7%€1.9m▼ 6.7%€1.7m▼ 8.3%€1.5m▼ 10.3%€1.4m▼ 7.3%€1.3m▼ 11.3%
Working capital-€0.01m--€0.04m▼ 288%€0.01mbelow the sector's middle half-€0.05mbelow the sector's middle half-€0.04mbelow the sector's middle half▲ 23.3%-€0.1mbelow the sector's middle half▼ 187%-€0.1mbelow the sector's middle half▼ 14.6%-€0.2mbelow the sector's middle half▼ 75.5%
Solvency14.7%-15.1%▲ 0.4pp18.2%within the sector's middle half▲ 3.1pp17.7%within the sector's middle half▼ 0.5pp20.3%within the sector's middle half▲ 2.6pp20.5%within the sector's middle half▲ 0.2pp23.2%within the sector's middle half▲ 2.8pp25.7%within the sector's middle half▲ 2.5pp
Current ratio0.99-0.95▼ 0.041.01below the sector's middle half▲ 0.060.94within the sector's middle half▼ 0.080.95within the sector's middle half▲ 0.010.86below the sector's middle half▼ 0.090.85below the sector's middle half▼ 0.010.73below the sector's middle half▼ 0.12
Return on assets (ROA)4.3%--1.5%▼ 5.8pp2.4%within the sector's middle half▲ 3.9pp-1.9%below the sector's middle half▼ 4.3pp1.6%within the sector's middle half▲ 3.4pp-0.3%below the sector's middle half▼ 1.9pp0.1%below the sector's middle half▲ 0.5pp0.4%within the sector's middle half▲ 0.3pp
Staff (FTE)5.5-4.1▼ 25.5%4.1within the sector's middle half=4▼ 2.4%2.7▼ 32.5%
above
within
below
The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 17% lower than in 2024. It is the third fall in a row.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.7m
Fixed assets
€1.1m ▼ 3.8%
Current assets
€586,953 ▼ 15.7%
Equity and liabilities €1.7m
Equity
€436,083 ▲ 1.6%
Debt
€1.3m ▼ 11.3%
Debt's share of the balance-sheet total falls from 76.8% to 74.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€100,614▼
2024 · €196,064
Cash flow
€42,461▼
2024 · €120,269
Debt to equity
2.89▼
2024 · 3.30
ROE
1.6%▲
2024 · 0.5%
Interest coverage
1.81▼
2024 · 2.65
Debt ≤ 1 year
€807,904▼
2024 · €822,007
Debt > 1 year
€450,399▼
2024 · €596,473
Income taxes
€2,968▲
2024 · €1,713
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2021 | 31-12-2022 |
|---|---|---|
| Employees at the balance-sheet date | 5 | - |
| full-time | 1 | - |
| part-time | 4 | - |
| in full-time equivalents | 3.4 | - |
| Average over the year, in full-time equivalents | 3.4 | 2.5 |
| On a permanent contract | 5 | - |
| Joined | 7 | 3 |
| Left | 7 | 8 |
Source: social balance sheet in the 2021 to 2022 annual accounts
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Debts secured on the company's own assets | - | - | €3,475 | €5,809 | - |
| Debts guaranteed by Belgian public bodies | - | - | €619,741 | €644,864 | - |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | - | - | €2,768 | - |
| Remuneration, social security and pensions62 | - | - | - | €144,505 | €112,136 | -€1,268 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €182,804 | €150,212 | €133,207 | €125,874 | €122,005 | €123,465 | €118,052 | €35,688 | ▼ 69.8% |
| Other operating charges640/8 | - | - | - | €11,608 | €12,366 | €12,000 | €14,002 | €36,956 | ▲ 164% |
| Gross operating margin9900 | €654,323 | €304,586 | €421,141 | €288,369 | €334,784 | €212,247 | €210,066 | €137,570 | ▼ 34.5% |
| Operating profit (loss)9901 | €240,272 | -€14,768 | €137,606 | €6,382 | €88,276 | €78,050 | €78,012 | €64,927 | ▼ 16.8% |
| Financial income75/76B | - | - | - | - | €197 | - | €40 | €418 | ▲ 946% |
| Recurring financial income75 | €1,434 | €13,240 | €54 | - | €0 | - | €40 | €418 | ▲ 946% |
| Non-recurring financial income76B | - | - | - | - | €197 | - | €40 | - | - |
| Financial charges65/66B | - | - | - | €48,439 | €54,807 | €78,993 | €74,122 | €55,604 | ▼ 25.0% |
| Recurring financial charges65 | €110,968 | €78,059 | €79,865 | €48,439 | €54,807 | €78,993 | €74,122 | €55,604 | ▼ 25.0% |
| Profit (loss) for the period before taxes9903 | €130,738 | -€37,588 | €58,418 | -€42,058 | €33,666 | -€943 | €3,930 | €9,741 | ▲ 148% |
| Income taxes67/77 | €7,175 | -€38 | €116 | €117 | €120 | €5,541 | €1,713 | €2,968 | ▲ 73.2% |
| Profit (loss) for the period9904 | €123,563 | -€37,549 | €58,302 | -€42,175 | €33,547 | -€6,484 | €2,217 | €6,773 | ▲ 206% |
| Profit (loss) for the period to be appropriated9905 | €123,563 | -€37,549 | €58,302 | -€42,175 | €33,547 | -€6,484 | €2,217 | €6,773 | ▲ 206% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €2.9m | €2.5m | €2.4m | €2.3m | €2.1m | €1.9m | €1.8m | €1.7m | ▼ 8.3% |
| Fixed assets21/28 | €1.9m | €1.8m | €1.6m | €1.5m | €1.4m | €1.3m | €1.2m | €1.1m | ▼ 3.8% |
| Tangible fixed assets22/27 | €1.9m | €1.8m | €1.6m | €1.5m | €1.4m | €1.3m | €1.2m | €1.1m | ▼ 3.8% |
| Land and buildings22 | - | - | - | €1.5m | €1.4m | €1.2m | €1.1m | €1.1m | ▼ 3.7% |
| Furniture and vehicles24 | - | - | - | - | €0.03m | €0.02m | €0.002m | €0 | ▼ 100% |
| Other tangible fixed assets26 | - | - | - | €0.003m | - | - | - | - | - |
| Current assets29/58 | €1.0m | €0.8m | €0.8m | €0.8m | €0.8m | €0.7m | €0.7m | €0.6m | ▼ 15.7% |
| Stocks and contracts in progress3 | €0.7m | €0.4m | - | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | €0.1m | €0.3m | €0.8m | €0.7m | €0.7m | €0.6m | €0.7m | €0.6m | ▼ 12.7% |
| Trade receivables40 | - | - | - | €0.1m | €0.2m | €0.1m | €0.2m | €0.09m | ▼ 49.7% |
| Other amounts receivable41 | - | - | - | €0.6m | €0.5m | €0.5m | €0.5m | €0.5m | = |
| Current investments50/53 | €0.05m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €0.1m | €0.01m | - | €0.03m | €0.005m | - | €0.001m | €0.002m | ▲ 6.8% |
| Deferred charges and accrued income490/1 | - | - | - | - | €0.003m | - | - | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €2.9m | €2.5m | €2.4m | €2.3m | €2.1m | €1.9m | €1.8m | €1.7m | ▼ 8.3% |
| Equity10/15 | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | ▲ 1.6% |
| Contributions10/11 | €0.01m | €0.01m | - | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Reserves13 | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | ▲ 0.6% |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | - | - |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | - | - |
| Distributable reserves133 | - | - | - | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | ▲ 1.0% |
| Profit (loss) carried forward14 | - | - | - | - | - | -€0.006m | -€0.004m | €0 | - |
| Amounts payable17/49 | €2.5m | €2.2m | €2.0m | €1.9m | €1.7m | €1.5m | €1.4m | €1.3m | ▼ 11.3% |
| Amounts payable after more than one year17 | €1.5m | €1.3m | €1.2m | €1.1m | €0.9m | €0.8m | €0.6m | €0.5m | ▼ 24.5% |
| Financial debts170/4 | - | - | - | €1.0m | €0.9m | €0.7m | €0.6m | €0.5m | ▼ 23.4% |
| Other amounts payable178/9 | - | - | - | €0.005m | €0.01m | €0.008m | €0.008m | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €1.0m | €0.8m | €0.8m | €0.8m | €0.8m | €0.8m | €0.8m | €0.8m | ▼ 1.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.1m | €0.1m | €0.2m | €0.2m | €0.1m | ▼ 6.1% |
| Financial debts43 | - | - | - | €0.6m | €0.6m | €0.6m | €0.6m | €0.6m | = |
| Credit institutions430/8 | - | - | - | €0.6m | €0.6m | €0.6m | €0.6m | €0.6m | = |
| Trade debts44 | €0.08m | €0.04m | €0.02m | €0.02m | €0.04m | €0.009m | €0.01m | €0 | ▼ 100% |
| Suppliers440/4 | - | - | - | €0.02m | €0.04m | €0.009m | €0.01m | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | - | - | €0.03m | €0.002m | €0.003m | €0.01m | €0.007m | ▼ 32.0% |
| Taxes450/3 | - | - | - | €0.01m | €0.002m | €0.003m | €0.006m | €0.005m | ▼ 5.6% |
| Remuneration and social security454/9 | - | - | - | €0.02m | - | - | €0.005m | €0.002m | ▼ 61.5% |
| Other amounts payable47/48 | - | - | - | €0.004m | - | - | €0.03m | €0.04m | ▲ 36.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €123,563 | -€37,549 | €58,302 | -€42,175 | €33,547 | -€6,484 | €2,217 | €6,773 | ▲ 206% |
| + Depreciation and write-downs630 | €182,804 | €150,212 | €133,207 | €125,874 | €122,005 | €123,465 | €118,052 | €35,688 | ▼ 69.8% |
| Operating cash flow (approximation) | €306,367 | €112,663 | €191,509 | €83,699 | €155,552 | €116,981 | €120,269 | €42,461 | ▼ 64.7% |
| Investment in fixed assets (approximation) | - | -€58 | €0 | €0 | €0 | €1 | -€12,789 | €8,586 | - |
| Change in cash | - | -€97,972 | - | - | -€29,066 | - | - | €99 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 4,107 companies had the same profile as FROY & DIND has now. Two years later, 98.0% were still going and 1.0% had gone bankrupt.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
98.0%
was still going
0.9%
stopped otherwise
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FROY & DIND itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,107 companies, not a prediction for FROY & DIND. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 16 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 25-08-2026 | 2026-00421724 | |
| 31-12-2024 | abbreviated format | 30-09-2025 | 2025-00520961 | |
| 31-12-2023 | abbreviated format | 26-09-2024 | 2024-00472862 | |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00436767 | |
| 31-12-2021 | micro format | 28-09-2022 | 2022-20444925 | |
| 31-12-2020 | abbreviated format | 30-07-2021 | 2021-44200502 | |
| 31-12-2019 | abbreviated format | 31-07-2020 | 2020-37600109 | |
| 31-12-2018 | abbreviated format | 30-08-2019 | 2019-57100333 | |
| 31-12-2017 | abbreviated format | 03-07-2018 | 2018-28600544 | |
| 31-12-2016 | abbreviated format | 28-07-2017 | 2017-39100095 |
Board & ownership
Directors
Directors
2 directors, last change in 2023
DE RAEDT Elke
Current
Director (not named in the articles) · since 22-11-2023 · earlier manager, until 28-12-2023 · term without a fixed end · listed in the 2025 annual accounts, filed on 25-08-2026
SMITS Arne
Current
Director (not named in the articles) · in office according to the act of 28-12-2023 · earlier manager, until 28-12-2023 · term without a fixed end · listed in the 2025 annual accounts, filed on 25-08-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan hem toegekend, met de mogelijkheid een deel van…”
deed of 28-12-2023Owners and capital
Capital transactions
Capital over time
- 28-12-2023 Converted to unavailable equity
Mandate history
2 people, 2 in office
- Board
- mandate already running before its first mention
| Name | Functions and periods |
|---|---|
| DE RAEDT Elke |
|
| SMITS Arne |
|
Network & group
FROY & DIND shares no director with another company.
Companies at the same address
4 other companiesConnections & network
2 current directorsThe network starts from the directors of FROY & DIND. Every other company they run is a node.
This company
Company
Director
Shareholding
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Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
25-08
micro format · 25 days late
2025
30-09
abbreviated format · 61 days late
2024
31-12
Financial
Back to profitnet €2,217
The net result is €2,217, after one loss-making year.
26-09
abbreviated format · 57 days late
2023
28-12
Gazette deed
2 directors resigning, 2 reappointedResignations: DE RAEDT Elke (manager) and SMITS Arne (manager) · Reappointments: DE RAEDT Elke (director) and SMITS Arne (director) · Legal-form conversion: from private limited company (pre-2019) to private limited company8 points ▸
Gazette deed
2 directors resigning, 2 reappointed
Resignations: DE RAEDT Elke (manager) and SMITS Arne (manager) · Reappointments: DE RAEDT Elke (director) and SMITS Arne (director) · Legal-form conversion: from private limited company (pre-2019) to private limited company8 points ▸
- 372 shares
- Legal-form conversion, from private limited company (pre-2019) to private limited company
- Power of attorney, Katleen Hennissen
- Director resignation, DE RAEDT Elke (manager)
- Director reappointment, DE RAEDT Elke (director (not named in the articles))
- Director resignation, SMITS Arne (manager)
- Director reappointment, SMITS Arne (director (not named in the articles))
- Registered office clause, Zénobe Grammestraat 34, 2018 Antwerpen
- The act holds 8 more points.
31-08
micro format · 31 days late
2022
31-12
Financial
Back to profitnet €33,547
The net result is €33,547, after one loss-making year.
28-09
micro format · 59 days late
2021
31-12
Financial
Weakest financial yearnet -€42,175
The net result drops to -€42,175, the lowest from 2018 to 2025. It recovers the following year.
30-07
abbreviated format · 1 day before the deadline
2020
31-12
Financial
Back to profitnet €58,302
The net result is €58,302, after one loss-making year.
31-07
abbreviated format · on the deadline day
Show earlier events
2019
30-08
abbreviated format · 30 days late
2018
03-07
abbreviated format · 28 days before the deadline
2017
28-07
abbreviated format · 3 days before the deadline
2008
27-11
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
FROY & DIND in Dutch
Enterprise number
0807.863.114
Legal form
Private limited company
Status
Active, normale toestand
Founded
06-11-2008
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 28-12-2023 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 28-12-2023 (in Dutch)Registered office and establishments
Registered office
Zénobe Grammestraat 34, 2018 Antwerpen, Belgium
Establishment units
FROY & DIND BVBA, Samberstraat 57, 2060 Antwerpen since 06-11-2008 · unit number 2.177.642.179 46422 Wholesale trade
FROY & DIND BVBA, Zénobe Grammestraat 34, 2018 Antwerpen since 15-09-2014 · unit number 2.234.168.633
Activities
NACEBEL 202547716
Retail sale of clothing and accessories for women, men, children and babies (general range) main activity
46422
Wholesale trade
46423
Wholesale of clothing, excluding workwear and underwear
46424
Wholesale trade
46425
Wholesale trade
47120
Other non-specialised retail sale
47715
Retail trade
47721
Retail sale of footwear
Codes under NACEBEL 2008
47716
Retail trade main activity
46422
Wholesale trade
46423
Wholesale of clothing, excluding workwear and underwear
46424
Wholesale trade
46425
Wholesale trade
47715
Retail trade
47721
Retail trade
47910
Retail trade
Joint committees
201 Paritair Comité voor de zelfstandige kleinhandel
100 Aanvullend Paritair Comité voor de werklieden annual accounts 2022
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 28-12-2023 (in Dutch)
“Import en export, groot- en kleinhandel in voedings- en tabakswaren, schoeisel, textielwaren en kleding, artikelen voor meubilering…”
20 activities
- Import en export, groot- en kleinhandel in voedings- en tabakswaren, schoeisel, textielwaren en kleding, artikelen voor meubilering, onderhoud en huishoudelijke uitrusting, luxeartikelen, precisieartikelen, kunstvoorwerpen en fantasieartikelen, auto's, motorrijwielen, fietsen en aanverwante, handel, papierwaren, boeken, kantoorbehoeften en artikelen voor muziek, artikelen voor sport, visvangst en jacht, speelgoed en kinderartikelen, diverse artikelen.
- Kleinhandel met meer dan één afdeling.
- Spijhuis, frituur, verbruikssalon, restauratiehouder, drankgelegenheid, uitbating van private club, hotel en logementshuis.
- Plaatsen en verhuren van automaten.
- Alle werken van de bouwnijverheid.
- Het ontwerpen van textiel, kleding, schoeisel, sieraden, meubelen en overige binnenhuisdecoratie, modeartikelen en overige persoonlijke en huishoudelijke artikelen.
- Bloemsierkunst. Film- en videokunst.
- Alle werkzaamheden in verband met informatica en aanverwante activiteiten.
- Webdesign- lay-out- stylisme typo grafie - schilderen en schetsen.
- Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het oordeelkundig beheer van een roerend en onroerend patrimonium. Om dit te realiseren zal de vennootschap mogen overgaan tot het aankopen of verkopen, opschikken, uitrusten, valoriseren, bouwen, verhuren of in huur nemen van onroerende goederen al dan niet gemeubeld, met uitzondering van de verrichtingen die verband houden met die welke door de zogenaamde vastgoedhandelaars worden uitgeoefend.
- Zij mag alle activiteiten verrichten met betrekking tot onroerende leasing, renting en verhuring.
- Het verstrekken van allerhande prestaties op het gebied van management, advies en dienstverlening aan particulieren, ondernemingen en bedrijven, en dit in de meest uitgebreide zin van het woord.
- De aankoop, verkoop, verhuring en onderhoud van alle roerende en onroerende goederen dienstig voor het bereiken en uitvoeren van het voorwerp.
- Uitbaten van een webshop, verkoop online en in winkels van fantasieartikelen, papierwaren, kantoorbenodigdheden.
- Het grafisch ontwerpen en design, produceren, vervaardigen of laten vervaardigen en verkopen in winkels, aan bedrijven en particulieren van alle soorten goederen in de meest uitgebreide zin van het woord en meer speciaal inzake lifestyle artikelen, meubilair, accessoires enzovoort.
- De aan- en verkoop, groot- en kleinhandel in alle producten en voorwerpen verbonden met de voormelde activiteiten.
- De vennootschap mag in het algemeen alle commerciële, financiële, burgerlijke, roerende en onroerende handelingen doen en belangen nemen bij middel van associatie, inbreng, versmelting, onderschrijving, deelneming, financiële tussenkomst of om het even welke andere wijze in alle bestaande of op te richten vennootschappen, verenigingen of ondernemingen.
- De vennootschap mag bestuursmandaten waarnemen in andere vennootschappen. Zij zal tevens kunnen optreden als vereffenaar of lasthebber voor andere vennootschappen.
- De vennootschap mag al deze verrichtingen uitvoeren in België of in het buitenland, voor eigen rekening of voor rekening van derden, dit alles in de meest uitgebreide zin.
- De bestuurder is bevoegd in deze, de draagwijdte en de aard van het voorwerp van de vennootschap te interpreteren.
Invoicing and payment
VAT number
BE 0807.863.114
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Thursday of June at 21:00
deed of 28-12-2023 (in Dutch)Sites & property
Location
Buildings and parcels at the addresses
Ground area
1,073 m²
Building footprint
1,036 m²
Building volume
6,622 m³
Tallest building: 15.1 m.
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11807G0293/00Y002 | Flanders | 884 m² | 1 · 883 m² | 8.2 m · 2 |
| 11806F1291/00B026 | Flanders | 189 m² | 1 · 153 m² | 15.1 m · 4 |