Froost advisory
ActiveFroost advisory has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €3k. Equity is growing by ~47.3% per year across the filed fiscal years. Its solvency ranks better than 55% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-35
Solvency99▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 2.02 in 2024), and 38.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.7%
Return on assets
8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-03-2026, 59 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
59 d early
2024
61 d early
2023
64 d early
2022
61 d early
2021
53 d early
2020
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 14.9%
2024 · €23k
2020: €5k
2021: €6k
2022: €11k
2023: €20k
2024: €23k
2020 → 2025
Total assets
€44k▲ 7.4%
2024 · €41k
2020: €16k
2021: €24k
2022: €31k
2023: €41k
2024: €41k
2020 → 2025
Net result
€3k▼ 67.1%
2024 · €11k
2020: €3k
2021: €3k
2022: €5k
2023: €10k
2024: €11k
2020 → 2025
Working capital
€17k▼ 2.9%
2024 · €18k
2020: €-281
2021: €1k
2022: €7k
2023: €11k
2024: €18k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€11k▲ 70.0%€20k▲ 84.1%€23k▲ 17.8%€27k▲ 14.9%
Operating result€6k-€10k▲ 59.1%€16k▲ 59.9%€18k▲ 8.0%€8k▼ 53.2%
Net result€3k-€5k▲ 110%€10k▲ 88.5%€11k▲ 7.1%€3k▼ 67.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€10k▲ 68.3%
Current assets
€34k▼ 2.9%
Equity and liabilities €44k
Equity
€27k▲ 14.9%
Debt
€17k▼ 2.9%
The debt ratio falls from 42.4% to 38.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€11k▼
2024 · €21k
Cash flow
€6k▼
2024 · €14k
Solvency
61.7%▲
2024 · 57.6%
Current ratio
2.02=
2024 · 2.02
Quick ratio
2.02=
2024 · 2.02
Debt / equity
0.62▼
2024 · 0.74
ROE
12.9%▼
2024 · 45.2%
ROA
8.0%▼
2024 · 26.0%
Interest coverage
31.41▲
2024 · 22.11
Debt
€17k▼
2024 · €17k
Debt ≤ 1 year
€17k▼
2024 · €17k
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€41k€44k▲
Fixed assets21/28€6k€10k▲
Tangible fixed assets22/27€6k€10k▲
Furniture and vehicles24€611€3k▲
Other tangible fixed assets26€5k€7k▲
Current assets29/58€35k€34k▼
Amounts receivable within one year40/41€16k€19k▲
Trade receivables40€16k€18k▲
Other amounts receivable41-€567
Current investments50/53€12k€12k=
Cash at bank and in hand54/58€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€41k€44k▲
Equity10/15€23k€27k▲
Contributions10/11€2k€2k=
Reserves13€200€200=
Distributable reserves133€200€200=
Profit (loss) carried forward14€21k€25k▲
Amounts payable17/49€17k€17k▼
Amounts payable within one year42/48€17k€17k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€10k€9k▼
Other amounts payable47/48€5k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€8k€5k▼
Gross operating margin9900€30k€16k▼
Operating profit (loss)9901€18k€8k▼
Financial income75/76B€17€1▼
Recurring financial income75€17€1▼
Financial charges65/66B€939€342▼
Recurring financial charges65€939€342▼
Profit (loss) for the period before taxes9903€17k€8k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€11k€3k▼
Profit (loss) for the period to be appropriated9905€11k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€25k▼
Profit (loss) brought forward from the previous period14P€18k€21k▲
Profit to be distributed694/7€7k-
Return on contributions (dividend)694€7k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2020net €11k ▲7.1%
Operating result €18k, net result €11k, both a record.
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €3k ▼27.6%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koolhof 252320 HoogstratenGround area
269 m²
Building footprint
67 m²
Volume, LiDAR
505 m³
Parcel 13014C0038/00Z000, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Froost advisory
since 20192.293.518.181
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014C0038/00Z000 | Flanders | 269 m² | 1 · 67 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 33,436 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2019
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.