FRONEO
ActiveFRONEO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €458k and a net result of €89k. Equity is growing by ~30.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 2687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 50.43 against 15.98 in 2024; short-term debt: 2% and cash: 99.5% of total assets), and 2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98%
Return on assets
19%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
13 d late
2024
28 d early
2023
8 d early
2022
20 d early
2021
59 d early
2020
26 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€458k▲ 24.0%
2024 · €370k
2018: €57k
2019: €98k
2020: €135k
2021: €170k
2022: €212k
2023: €296k
2024: €370k
2018 → 2025
Total assets
€468k▲ 18.6%
2024 · €394k
2018: €79k
2019: €114k
2020: €145k
2021: €191k
2022: €232k
2023: €333k
2024: €394k
2018 → 2025
Net result
€89k▲ 20.7%
2024 · €73k
2018: €45k
2019: €41k
2020: €36k
2021: €35k
2022: €42k
2023: €84k
2024: €73k
2018 → 2025
Working capital
€458k▲ 24.1%
2024 · €369k
2018: €57k
2019: €103k
2020: €139k
2021: €174k
2022: €212k
2023: €296k
2024: €369k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€170k-€212k▲ 24.6%€296k▲ 39.9%€370k▲ 24.8%€458k▲ 24.0%
Operating result€49k-€63k▲ 27.7%€125k▲ 101%€109k▼ 13.3%€131k▲ 20.4%
Net result€35k-€42k▲ 19.3%€84k▲ 102%€73k▼ 13.0%€89k▲ 20.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €468k
Fixed assets
€474▼ 40.4%
Current assets
€467k▲ 18.7%
Equity and liabilities €468k
Equity
€458k▲ 24.0%
Debt
€9k▼ 62.4%
The debt ratio falls from 6.2% to 2.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€131k▲
2024 · €109k
Cash flow
€89k▲
2024 · €74k
Solvency
98.0%▲
2024 · 93.8%
Current ratio
50.43▲
2024 · 15.98
Quick ratio
50.43▲
2024 · 15.98
Debt / equity
0.02▼
2024 · 0.07
ROE
19.3%▼
2024 · 19.9%
ROA
19.0%▲
2024 · 18.6%
Interest coverage
1821.97▲
2024 · 1511.99
Debt
€9k▼
2024 · €25k
Debt ≤ 1 year
€9k▼
2024 · €25k
Income taxes
€42k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€394k€468k▲
Fixed assets21/28€795€474▼
Tangible fixed assets22/27€795€474▼
Furniture and vehicles24€795€474▼
Current assets29/58€393k€467k▲
Amounts receivable within one year40/41€1k€2k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€392k€465k▲
Equity and liabilities
Total equity and liabilities10/49€394k€468k▲
Equity10/15€370k€458k▲
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€312k€400k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€310k€398k▲
Profit (loss) carried forward14€46k€46k=
Amounts payable17/49€25k€9k▼
Amounts payable within one year42/48€25k€9k▼
Taxes, remuneration and social security45€17k-
Taxes450/3€17k-
Other amounts payable47/48€8k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€169€321▲
Gross operating margin9900€109k€131k▲
Operating profit (loss)9901€109k€131k▲
Financial charges65/66B€72€72=
Recurring financial charges65€72€72=
Profit (loss) for the period before taxes9903€109k€131k▲
Income taxes67/77€35k€42k▲
Profit (loss) for the period9904€73k€89k▲
Profit (loss) for the period to be appropriated9905€73k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€119k€134k▲
Profit (loss) brought forward from the previous period14P€46k€46k=
Transfer to equity691/2€73k€89k▲
To other reserves6921€73k€89k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
2025
31-12
Financial
Highest result since 2018net €89k ▲20.7%
Operating result €131k, net result €89k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 50.43
Current ratio from 15.98 to 50.43; short-term debt falls from €25k to €9k.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €212k ▲24.6%
5 profitable years in a row build equity to €212k.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €35k ▼3.7%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €170k ▲26%
4 profitable years in a row build equity to €170k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 26.26
Current ratio from 9.99 to 26.26; short-term debt falls from €11k to €6k.
31-12
Financial
Equity above €100kEq €135k ▲37%
3 profitable years in a row build equity to €135k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 9.99
Current ratio from 3.66 to 9.99; short-term debt falls from €21k to €11k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de l'Espinette 81348 Ottignies-Louvain-la-NeuveGround area
438 m²
Building footprint
104 m²
Parcel 25386B0071/00P002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Froneo
since 20182.275.763.025
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0071/00P002 | Wallonia | 438 m² | 1 · 104 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 5,609 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-03-2018
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:yves.durieux@outlook.com
Phone:0475660832