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FROMM

Active Private limited company (pre-2019)founded 1990active for 36 yearsRue de la Grande Couture 17, 7522 TournaiKBO/BCE: BE 0441.167.282 subsidiary of FROMM HOLDING AG

Overview

Lifetime

20 annual accounts with figures on one time axis, 35 filings since 1991
peak €4.2m (2011)
-not published
lowest -€41,521 (2022)
-€6,154▼ €35,975
peak €1.2m (2024)
€1.2m▼ 0.5%
€527,922▼ 32.4%
peak 10.9 FTE (2022)
9.3 FTE▼ 3.1%
Board4 names since 1992
2 directorsFROMM Reinhard and 1 other
Owners
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Loss of €6,154Appointment: Castel Nathalie (director) 13-05Debts from €780,922 to €527,922

Key points

from the 2025 annual accounts

Turnover

≈ €4.2m estimated

The accounts state no turnover.

Filings

35 annual accounts since 1991
AprilJune31 JulyOctober200020102020

Nine of the last ten came late. The 2025 accounts came latest: 31 days after the end of the period.

Position in the sector

€840,717

Higher gross margin than 83% of companies in wholesale trade. Sector median €189,260 · 9,863 companies.

Checked score

88
Excellent
Financially stronger than 52% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -0.3 percentage points vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.2%▼ -0.3 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Strong

94+9equity 69.0% of total assets
47+6short-term debt 31.0% · cash 8.0%
65-6return on assets -0.4%

Score breakdown

raises risk
Size: 9.3 FTE, total assets €1.7m
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Founded in 1990
Equity €1.2m (69.0% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 74% of them on solvency, 46% on liquidity, 48% on profitability and 39% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 12,322 companies had the same profile as FROMM has now. Each dot stands for 31 companies, two years later.

90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.5% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of FROMM itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 12,322 companies, not a prediction for FROMM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €100,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.07 (2.38 in 2024), above the usual 1.5. Short-term debt is 31% and cash 8% of total assets. 31% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Founded in 1990
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: 9.3 FTE, total assets €1.7m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €1.2m (69.0% of total assets)
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
22 days late
2023
29 days late
2022
28 days late
2021
24 days late
2020
25 days late
2019
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

FR
Director, since 03-03-1992
CN
Director
SY
Auditor, Yves-Marie MERLIN
Board & ownership

Recent changes

Appointment: Castel Nathalie (director) General meeting of 15-04-2025 · Gazette deed
Reappointment: SCPRL YVES MERLIN (statutory auditor) General meeting of 28-06-2024 · Gazette deed
1 director appointed, 1 resignation Change of role: FROMM Reinhard, from manager to director · Resignation: COSTER Henri (director and proxy holder) · Appointment: CASTEL Nathalie (director and proxy holder) · General meeting of 23-01-2023 · Gazette deed
Reappointment: SCPRL YVES MERLIN (statutory auditor) General meeting of 20-05-2021 · Gazette deed
All 45 events

Comparable companies

same main activity, similar in size and age
Company
FROMM Tournai €1.7m €0.8m 69.0% 9.3
FRANTSEN Landen €1.4m €0.8m 41.9% 9.6
DVD Beloeil €1.8m €1.2m 70.8% 9.5
Best Matic Mechelen €1.8m €1.1m 59.9% 10.8
ECO 2 Geraardsbergen €1.5m €0.8m 56.4% 7.3
KAEMINGK Oudenaarde €2.5m €1.2m 65.5% 9.9
FERA Oudenburg €2.3m €0.8m 93.1% 7

These companies have the same main activity as FROMM: non-specialised wholesale trade (NACE 46900). They are comparable in size and age: total assets between €1.4m and €2.5m, founded between 1987 and 1993.

Official details

Source: KBO
Status
Active since 05-07-1990Normal situation
Activity
Non-specialised wholesale tradeNACE 46900and 1 other
Joint committees
149.04Metal trade
200Auxiliary committee for white-collar workers · annual accounts 2025
Establishment unit
2.049.124.6047522 Tournai, since 05-12-1996
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

€840,717▼ 5.4%
€6,154
€1.2m▼ 0.5%
€1.7m▼ 13.2%
Employeeson 31-12-2025
10=
Filing
Filed on 31-08-2026
Financials

Insights on FROMM

Solvency rose in 2025 from 60.2% to 69.0% because of lower debts.

FROMM HOLDING AG holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 31-08-2026, 31 days late
€840,717
▼ 5.4%
€6,597
▼ 89.3%
€63,479
▼ 46.9%
€50,727
▼ 42.0%
69.0%
▲ 8.8 percentage points
3.07
▲ 0.68

The turnover shown is an estimate from the gross margin.

Turnover ≈ €4.2m. Estimated: probably between €2.7m and €7.2m.

Money flows

no detail for 2025

Balance sheet

balance sheet total €1.7m on 31-12-2025
What the company ownsHow it is paid for

in €m

in euro

Position in the sector

69.0%

Higher than 75% of 9,902 companies in 2025.

3.07

Higher than 72% of 9,665 companies in 2025.

-0.4%

Higher than 24% of 9,780 companies in 2025.

FROMM Middle half of the sector 80% of the sector Abbreviated accounts in wholesale trade (NACE 46)

Net result: bottom quarter · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter · Staff: top quarter

Staff

Men and women

Not in that year's accounts.

€82,243

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 1.7m2.0m1.9m2.4m3.1m2.2m2.6m1.8m2.0m1.9m1.8m2.1m2.0m2.2m2.7m2.0m1.9m2.4m2.4m2.4m
21/28 82,279136,876193,283257,992158,23078,407101,981137,549139,262110,347141,713182,392200,258217,676254,962286,552305,560335,012369,110398,548
21 54,340105,000155,660203,00875,946561--6113,0477,4007,943-5712,3824,1946,0067,818--
22/27 27,93931,87537,62354,98582,28377,846101,981137,549138,651107,299134,313174,281200,090216,936252,411282,189299,385327,025368,941398,379
22 25,28229,30833,33434,96941,38645,41152,61979,055107,96995,201120,089144,978169,867194,755219,644244,531269,420294,309319,199344,087
23 --3963,7963,7967,78213,0127,5464,3893,2455313402953,8607,55810,9468401,9283,3543,095
24 2,6562,5673,89316,21937,10224,65336,35050,94826,2928,85413,69228,96329,92818,32125,17426,59228,92130,32334,81925,679
26 --------------35120204465904885
28 -----------169169169169169169169169169
284/8 -----------169169169169169169169169169
285/8 -----------169169169169169169169169169
29/58 1.6m1.8m1.7m2.2m2.9m2.1m2.5m1.7m1.9m1.8m1.7m1.9m1.8m2.0m2.4m1.7m1.6m2.1m2.0m2.0m
3 915,3061.1m831,106881,4401.1m877,105910,165886,574899,361810,969713,047805,001798,486889,395873,908956,904879,070994,511825,187717,723
30/36 915,3061.1m831,106881,4401.1m877,105910,165886,574899,361810,969713,047805,001798,486889,395873,908956,904879,070994,511825,187717,723
34 ---------810,969713,047805,001798,486889,395873,908956,904879,070994,511825,187717,723
40/41 548,658619,506777,0581.1m1.5m1.1m1.4m598,305806,175860,774843,631902,285854,670978,4191.3m643,492665,165996,3931.0m1.2m
40 535,770599,204740,3111.0m1.5m1.1m1.4m474,621797,089855,957829,705876,432816,225937,0051.3m622,197649,509986,4281.0m1.2m
41 12,88820,30236,74777,47553,7324,4975,928123,6849,0874,81713,92625,85438,44541,41412,58121,29515,6569,96510,5689,346
54/58 135,975139,291116,844178,631269,489141,696115,094205,948195,78493,099108,967233,540121,041148,747264,372112,63281,757101,031142,30476,558
490/1 19,2274,7322,7912,59183,3472,2601,4133,8782,1651,4203,8854,0004,7881,59710446666812945
Balance sheet: equity and liabilities
10/49 1.7m2.0m1.9m2.4m3.1m2.2m2.6m1.8m2.0m1.9m1.8m2.1m2.0m2.2m2.7m2.0m1.9m2.4m2.4m2.4m
10/15 1.2m1.2m1.1m1.1m1.2m1.0m991,608941,406896,402827,243787,178753,129699,068689,032662,548613,365541,622541,472471,503381,505
10/11 247,894247,894247,894247,894247,894247,894247,894247,894247,894247,894247,894247,894247,894247,894247,894247,894247,893247,893247,893247,893
100 ------247,894247,894247,894247,894247,894247,894247,894247,894247,894247,894247,893247,893247,893247,893
13 25,00025,00025,00025,00025,00025,00025,00025,00025,00025,00025,00025,00025,00025,00025,00025,00025,00025,00025,0007,000
130/1 25,00025,000-25,00025,00025,000--------------
130 ------25,00025,00025,00025,00025,00025,00025,00025,00025,00025,00025,00025,00025,0007,000
1311 25,00025,000-25,00025,00025,000--------------
133 --25,000-----------------
14 900,631906,785876,964855,039896,561769,654718,715668,513623,509554,349514,284480,236426,175416,138389,654340,471268,729268,579198,610126,612
16 ---------4,6454,6454,6456,22110,00332,23728,13425,06025,3956,264-
160/5 ---------4,6454,6454,6456,22110,00332,23728,13425,06025,3956,264-
160 ------------1,5765,3588,75512,12315,70115,828--
164/5 ---------4,6454,6454,6454,6454,64523,48216,0119,3599,5676,264-
17/49 527,922780,922771,2241.3m1.9m1.2m1.6m890,8471.1m1.0m1.0m1.4m1.3m1.5m2.0m1.4m1.4m1.9m1.9m2.0m
17 -15,35035,62055,66775,494-60,316140,063219,045297,271200,000200,000252,086315,241365,371413,146558,678602,074645,609703,638
170/4 -15,35035,62055,66775,494-60,316140,063219,045297,271--32,08665,53697,440127,867156,887184,567213,143256,933
173 ---------297,271--32,08665,53697,440127,867156,887184,567--
174 ------------------213,143256,933
178/9 ----------200,000200,000220,000249,705267,931285,279401,791417,507432,466446,705
42/48 527,546764,821734,5331.2m1.8m1.2m1.5m747,889927,134747,265819,2991.2m1.0m1.2m1.6m936,018803,4221.3m1.2m1.3m
42 15,35020,27020,04719,82719,60960,31679,74778,99378,22677,476-52,09953,45041,12947,77545,53243,39443,53658,87858,635
43 --50,00090,00090,00090,000-65,000------------
430/8 --50,00090,00090,00090,000-65,000------------
44 389,344481,283336,827932,2711.1m635,169925,300393,711633,844538,542427,666748,817642,699825,7601.1m556,732451,477814,389711,888808,785
440/4 389,344473,235328,779932,2711.1m622,415925,300393,711633,844538,542427,666748,817642,699825,7601.1m556,732451,477814,389711,888808,785
441 -8,0488,048--12,754--------------
46 -114,140164,94716,300467,653217,500304,66580,70055,508-28,083-------79,80966,000
45 122,852149,129162,713176,465194,442155,943194,828129,485159,557131,247169,435121,29284,195112,631215,92493,43075,463163,959166,464126,141
450/3 30,63944,69349,89961,09945,98242,17570,51418,95635,21031,94559,37334,2508,06519,782118,45319,0666,04473,56083,33248,702
454/9 92,213104,436112,814115,366148,459113,768124,314110,529124,34799,302110,06287,04276,13092,84997,47174,36469,41990,39983,13277,439
47/48 ----------194,115242,226241,260242,023241,669240,324233,088233,042229,082230,098
492/3 3767501,0711,1305401,4285952,8961651841225,010265152,0378,9632,8363,1483,1583,746
Income statement
70/76A ---------3.9m3.2m3.5m3.2m3.5m4.2m3.3m2.9m4.2m4.0m4.2m
70 ---------3.9m3.2m3.5m3.1m3.5m4.2m3.3m2.9m4.2m4.0m4.2m
76A ------------------1874,597
9900 840,717889,072861,077867,0181.0m831,680915,338829,747803,706-----------
60/66A ---------3.8m3.1m3.4m3.1m3.5m4.1m3.1m2.9m4.0m3.8m4.0m
60 ---------2.7m2.1m2.4m2.3m2.5m2.9m2.3m2.0m2.9m2.7m2.9m
600/8 ---------2.8m2.1m2.4m2.1m2.5m2.9m2.3m1.9m3.1m2.9m2.8m
609 ----------130,77669,424-14,661156,911-19,09628,579-86,422119,333-178,175-165,403131,699
61 ---------393,293333,096335,228281,117307,280486,908312,437282,178450,886403,218421,764
62 764,864761,674747,818718,777787,817708,314739,327654,625658,886654,669601,780577,478566,000603,011528,847494,713541,252565,236547,071529,663
630 56,88157,70461,57065,64532,23430,30948,94549,57639,11440,50746,46342,47739,86038,98345,37739,92540,09449,08649,88845,707
631/4 -3,834-2,884-37,782104,2858,65712,06311,37927,934-26,42132,879-12,73527,425-58,97524,29155,10413,405-2,22312,26660,09471,062
635/8 ---------4,645---1,576-3,782-22,2344,1033,074-33519,1316,264-
640/8 16,20910,72237,4579,14924,1419,04618,26510,2487,3558,14341,38118,7237,4518,3696,7308,8636,5638,5116,7856,200
9901 6,59761,85652,015-30,837190,22071,94897,42287,365129,41793,225101,511133,60261,04589,243127,160161,39153,281176,968203,972198,202
75/76B 5,901275476151,53216,388345987278,8031,4974,1805,1534,2875,1226,4884,3288,0927,0616,272
75 5,901275476151,53216,388345987278,8031,4974,1805,1534,2875,1226,4884,3288,0927,0616,272
750 -----------3740------72
751 -------------73255258195208460-
752/9 ---------8,8031,4974,1435,1134,2144,8676,2304,1337,8846,6016,200
65/66B 11,30711,64915,0299,68110,23912,25913,44211,78510,64931,24046,88947,16247,88749,95249,26358,90757,05166,80265,86668,213
65 11,30711,64915,0299,68110,23912,25913,44211,78510,64931,24046,88947,16247,88749,95249,26358,90757,05166,80265,86668,213
650 ---------24,48231,18335,96440,06644,06540,30044,70750,62655,18259,39062,490
652/9 ---------6,75815,70611,1977,8215,8878,96314,2006,42511,6206,4765,723
9903 1,19150,48237,462-40,503181,51276,07784,01376,178119,49570,78956,11990,62018,31043,57883,019108,972558118,258145,354140,858
67/77 7,34620,66115,5371,01854,60625,13733,81131,17350,33630,72422,07136,5598,27417,09433,83637,23040848,28955,3564,005
670/3 ---------30,72422,07136,5598,27419,02233,83637,26740848,28957,1604,005
77 -------------1,928-37--1,804-
9904 -6,15429,82121,925-41,521126,90650,93950,20245,00469,16040,06534,04854,06110,03626,48449,18371,74215069,96989,998136,853
9905 -6,15429,82121,925-41,521126,90650,93950,20245,00469,16040,06534,04854,06110,03626,48449,18371,74215069,96989,998136,853
Appropriation of the result
9906 900,631906,785876,964855,039896,561769,654718,715668,513623,509554,349514,284480,236426,175416,138389,654340,471268,729268,579216,610133,612
14P 906,785876,964855,039896,561769,654---------------
691/2 ------------------18,0007,000
6920 ------------------18,0007,000
Social balance sheet
9087 9.39.69.610.910.510.210.210.18.79.39.188.69.28.37.69109.69.6
Men (FTE)1003 ---------6.15.95.55.46.2------
Women (FTE)1003 ---------3.23.22.53.23------
Agency workers1501 ---------0.30.50.30.20.21.80.1-0.1--
Hours worked1013 13,65914,80415,27415,95917,01316,20516,73016,03414,03015,96015,40313,25614,51615,81612,71913,16515,36216,82816,11115,870
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 15 older financial years (1991-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 18 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00502951.

Financial year Type Filed Reference Document
31-12-2025 abbreviated format 31-08-2026 2026-00502951 PDF
31-12-2024 full format 22-08-2025 2025-00401439 PDF
31-12-2023 full format 29-08-2024 2024-00432356 PDF
31-12-2022 full format 28-08-2023 2023-00388956 PDF
31-12-2021 full format 24-08-2022 2022-20402485 PDF
31-12-2020 full format 25-08-2021 2021-58800457 PDF
31-12-2019 full format 18-08-2020 2020-42500086 PDF
31-12-2018 full format 21-08-2019 2019-48700441 PDF
31-12-2017 full format 22-08-2018 2018-50800043 PDF
31-12-2016 full format 13-07-2017 2017-31500226 PDF
31-12-2015 full format 20-07-2016 2016-34400571 PDF
31-12-2014 full format 31-08-2015 2015-53700028 PDF
31-12-2013 full format 14-08-2014 2014-43300565 PDF
31-12-2012 full format 30-08-2013 2013-56400579 PDF
31-12-2011 full format 18-05-2012 2012-12600118 PDF
31-12-2010 full format 23-08-2011 2011-42900345 PDF
31-12-2009 full format 28-06-2010 2010-23700047 PDF
31-12-2008 full format 22-07-2009 2009-45800263 PDF
31-12-2007 full format 10-07-2008 2008-39800241 PDF
31-12-2006 full format 25-07-2007 2007-49100118 PDF
31-12-2005 full format 26-06-2006 2006-32001426 PDF
31-12-2004 full format 24-06-2005 2005-32804381 PDF
31-12-2003 full format 01-07-2004 2004-37701809 PDF
31-12-2002 full format 23-07-2003 2003-48601810 PDF
31-12-2001 full format 06-08-2002 2002-46001936 PDF
31-12-2000 full format 04-07-2001 2001-33400844 PDF
31-12-1999 full format 29-06-2000 2000-32602865 PDF
31-12-1998 full format 06-09-1999 1999-44504485 PDF
31-12-1997 full format 28-09-1998 1998-49402985 PDF
31-12-1996 full format 05-11-1997 1997-52004474 PDF
31-12-1995 full format 29-08-1996 1996-41702465 PDF
31-12-1994 full format 31-07-1995 1995-43503255 PDF
31-12-1993 full format 30-06-1994 1994-24901074 PDF
31-12-1992 full format 02-07-1993 1993-22101163 PDF
31-12-1991 full format 23-07-1992 1992-23805321 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
63,479119,559113,58434,808222,454102,257146,367136,940168,531133,733147,974176,078100,905128,226172,537201,31693,375226,054253,860243,909
50,72787,52483,49524,124159,14081,24899,14794,580108,27480,57280,51196,53849,89765,46794,560111,66740,244119,055139,886182,560
2,2841,2963,375165,407112,0576,73413,37847,86268,0299,1415,95224,61022,4421,69513,78520,91710,64214,99020,45021,394
-3,31622,447-61,787-90,858127,79226,603-90,85410,164102,685-15,868-124,573112,499-27,706-115,625151,74030,875-19,274-41,27365,746-
1.1m1.1m993,265926,7371.1m965,569950,538946,816976,3511.0m850,231780,393757,381796,615807,231777,056822,636837,077757,424690,341
---------2.4%3.1%3.8%2.0%2.5%3.0%4.9%1.8%4.3%5.1%4.8%
69.0%60.2%59.9%46.6%37.8%47.3%38.8%51.4%43.9%44.1%43.5%35.4%35.3%30.8%24.6%30.7%28.0%22.3%19.9%16.0%
3.072.382.351.751.591.831.632.272.052.362.041.671.741.651.501.832.021.671.611.54
1.331.001.221.041.011.081.031.081.081.281.170.980.960.920.960.810.930.870.950.98
0.450.660.671.151.641.111.580.951.281.261.301.821.822.233.012.212.523.444.025.23
-0.5%2.5%1.9%-3.7%10.9%4.9%5.1%4.8%7.7%4.8%4.3%7.2%1.4%3.8%7.4%11.7%0.0%12.9%19.1%35.9%
-0.4%1.5%1.1%-1.7%4.1%2.3%2.0%2.5%3.4%2.1%1.9%2.5%0.5%1.2%1.8%3.6%0.0%2.9%3.8%5.8%
5.6110.267.563.6021.73----5.464.754.902.522.914.284.501.844.104.273.90
---------80 days94 days92 days95 days97 days112 days69 days82 days87 days94 days103 days
---------63 days63 days101 days92 days108 days119 days79 days72 days89 days83 days89 days

EBIT margin: not included in this filing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-202331-12-202231-12-2021
Employees at the balance-sheet date1010101111
full-time9991010
part-time11111
in full-time equivalents9.39.29.210.210.2
9.39.29.610.910.5
On a permanent contract1010101111
Joined-1241
Left-1341

Source: social balance sheet in the 2021 to 2025 annual accounts

Securities and guarantees

on own assets and for others
Item20252024202320222021
Debts secured on the company's own assets€15,350€35,620€105,667€165,494€185,103
Mortgages, amount registered€123,947€123,947€123,947€123,947€123,947
€123,947€247,894€123,947€123,947-
Carrying value of the mortgaged assets€25,282€29,308€33,334€34,969€41,386
€123,947€123,947€123,947€123,947€123,947
Mandates to pledge the business€123,947€247,894€123,947€247,894-

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€2,284€1,296--€28,992
Intangible fixed assets--€3,375€165,407€83,065
€56,881€57,704€61,570€65,645€32,234

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on FROMM

The operating result for 2025 is 89% lower than in 2024 and the lowest since 2022.

Debt's share of the balance-sheet total falls from 39.8% to 31.0%. Equity and debt are lower.

Board & ownership

Board

2 directors, 1 auditor, last change in 2025
Director (not named in the articles)
since 03-03-1992 term without a fixed end
earlier manager, until 06-02-2023
listed in the 2025 annual accounts, filed on 31-08-2026
Director and director (executive) and proxy holder
director appointed by deed of 13-05-2025 director (executive) and proxy holder appointed by deed of 06-02-2023 term without a fixed end
Statutory auditor, permanent representative Yves-Marie MERLIN
current term since 28-06-2024 term until 28-06-2027
listed in the 2025 annual accounts, filed on 31-08-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 06-02-2023

Office holders in the KBO →

Mandates through the years

4 names, the dashed line is today
FROMM Reinhard
Director (not named in the articles)
Castel Nathalie
Director (executive) and proxy holder, Director
SCPRL YVES MERLIN
Statutory auditor
COSTER Henri
Director (executive) and proxy holder
BoardOther functionEarliermandate already running before its first mention
Mandates as a list
  • FROMM Reinhard
    • Director (not named in the articles), from 03-03-1992 to date
    • Manager, until 06-02-2023
  • Castel Nathalie
    • Director (executive) and proxy holder, appointed by deed of 06-02-2023, still in office
    • Director, appointed by deed of 13-05-2025, still in office
  • SCPRL YVES MERLIN
    • Statutory auditor, from 20-05-2021 to date
  • COSTER Henri
    • Director (executive) and proxy holder, until 06-02-2023

See the board, name and registered office on a given date →

Control

Parent
FROMM HOLDING AG CH
100%
This company
FROMM
Equity €1.2m
Loss €6,154 in 2025

Capital

Contribution
€247,893.52
Source
2025 annual accounts

Owners through the years

as the annual accounts name them
FROMM HOLDING AG CH
100%
Owners as a list

Source: shareholder structure in its own accounts, parent in its own accounts

Articles of association

deed of 06-02-2023 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Friday of June

Network & group

Parent

FROMM HOLDING AG
Switzerland · 100% of the shares

Connections & network

2 current directors
Depth

The network starts from the directors of FROMM. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

45 events since 1990

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · 31 days late
2025
Annual accounts 2024 filed PDFfull format · 22 days late
Appointment: Castel Nathalie (director)General meeting of 15-04-20252 points ▸
  • General meeting, 15-04-2025
  • Director appointment, Castel Nathalie
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2024
Annual accounts 2023 filed PDFfull format · 29 days late
Reappointment: SCPRL YVES MERLIN (statutory auditor)General meeting of 28-06-20242 points ▸
  • General meeting, 28-06-2024
  • Auditor reappointment, SCPRL YVES MERLIN (statutory auditor)

Open the deed in the Belgian Official Gazette

2023
Back to profit net €21,925 The net result is €21,925, after one loss-making year.
Annual accounts 2022 filed PDFfull format · 28 days late
1 director appointed, 1 resignationChange of role: FROMM Reinhard, from manager to director · Resignation: COSTER Henri (director and proxy holder) · Appointment: CASTEL Nathalie (director and proxy holder) · General meeting of 23-01-202310 points ▸
  • General meeting, 23-01-2023
  • 10,000 shares
  • Director resignation, FROMM Reinhard (manager)
  • Director appointment, FROMM Reinhard (director (not named in the articles))
  • Director discharge, FROMM Reinhard
  • Director resignation, COSTER Henri (director (executive) and proxy holder)
  • Director discharge, COSTER Henri
  • Director appointment, CASTEL Nathalie (director (executive) and proxy holder)
  • Registered office clause, Rue de la Grande Couture 17, 7522 Tournai (Marquain)
  • Power of attorney, Edouard JACMIN
  • The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

2022
Weakest financial year net -€41,521 The net result drops to -€41,521, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2021 filed PDFfull format · 24 days late
2021
Annual accounts 2020 filed PDFfull format · 25 days late
Reappointment: SCPRL YVES MERLIN (statutory auditor)General meeting of 20-05-20212 points ▸
  • General meeting, 20-05-2021
  • Auditor reappointment, SCPRL YVES MERLIN (statutory auditor)

Open the deed in the Belgian Official Gazette

2020
Equity above €1m equity €1.0m ▲5.1% With a profit in every financial year since 2006, equity grows to €1.0m.
Annual accounts 2019 filed PDFfull format · 18 days late
2019
Annual accounts 2018 filed PDFfull format · 21 days late
2018
Annual accounts 2017 filed PDFfull format · 22 days late
2017
Annual accounts 2016 filed PDFfull format · 18 days before the deadline
2016
Annual accounts 2015 filed PDFfull format · 11 days before the deadline
2015
Annual accounts 2014 filed PDFfull format · 31 days late
2014
Annual accounts 2013 filed PDFfull format · 14 days late
2013
Annual accounts 2012 filed PDFfull format · 30 days late
2012
Annual accounts 2011 filed PDFfull format · 74 days before the deadline
2011
Annual accounts 2010 filed PDFfull format · 23 days late
2010
Annual accounts 2009 filed PDFfull format · 33 days before the deadline
2009
Annual accounts 2008 filed PDFfull format · 9 days before the deadline
2008
Equity above €500,000 equity €541,472 ▲14.8% With a profit in every financial year since 2006, equity grows to €541,472.
Annual accounts 2007 filed PDFfull format · 21 days before the deadline
2007
Annual accounts 2006 filed PDFfull format · 6 days before the deadline
2006
Annual accounts 2005 filed PDFfull format
2005
Annual accounts 2004 filed PDFfull format
2004
Annual accounts 2003 filed PDFfull format
2003
Annual accounts 2002 filed PDFfull format
2002
Annual accounts 2001 filed PDFfull format
2001
Annual accounts 2000 filed PDFfull format
2000
Annual accounts 1999 filed PDFfull format
1999
Annual accounts 1998 filed PDFfull format
1998
Annual accounts 1997 filed PDFfull format
1997
Annual accounts 1996 filed PDFfull format
1996
First establishment Rue de la Grande Couture 17, Tournai
Annual accounts 1995 filed PDFfull format
1995
Annual accounts 1994 filed PDFfull format
1994
Annual accounts 1993 filed PDFfull format
1993
Annual accounts 1992 filed PDFfull format
1992
Annual accounts 1991 filed PDFfull format
1990
Incorporation published on 18-08-1990

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

FROMM was incorporated on 5 July 1990.1 Total assets went from €1.8m in 2018 to €1.7m in 2025 and headcount from 10.1 to 9.3 full-time equivalents.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0441.167.282
VAT number
BE 0441.167.282
Peppol ID
0208:0441167282
Other Peppol ID
9925:BE0441167282
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
05-07-1990
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Friday of June
deed of 06-02-2023 (in French)
Peppol
Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
Name
FROMM in French
Name in the Peppol Directory
Fromm Packaging Systems
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 06-02-2023 (in French)

Activities

NACEBEL 2025
VAT activities
Social security (RSZ) activities
46620 Wholesale of machine tools main activity
Joint committees annual accounts 2025
JC 149.04 Metal trade
JC 200 Auxiliary committee for white-collar workers
Codes under NACEBEL 2008
VAT activities
46900 Non-specialised wholesale trade main activity
Social security (RSZ) activities
46620 Wholesale of machine tools main activity
Codes under NACEBEL 2003
VAT activities
51900 main activity
Social security (RSZ) activities
51810 main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“La société a pour objet toutes opérations industrielles et commerciales se rapportant à la vente,au négoce et à l’importation de matériel de…”
3 activities
  1. La société a pour objet toutes opérations industrielles et commerciales se rapportant à la vente,au négoce et à l’importation de matériel de cerclage et de tous autres produits divers d’emballage.
  2. Elle pourra accomplir toutes opérations civiles,commerciales,mobilières ou immobilières,financières ou industrielles,se rapportant directement ou indirectement à son objet.
  3. La société pourra s’intéresser,par voie d’apport,de fusion,de souscription,de participation,d’intervention financière ou autrement,dans toutes sociétés ou entreprises ayant,en tout ou en partie,un objet similaire ou connexe au sien,ou susceptible d’en favoriser l’extension ou le développement.
deed of 06-02-2023 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue de la Grande Couture 17 registered office 7522 Tournai 46620 Wholesale of machine tools 05-12-1996 2.049.124.604

Buildings and parcels at the address

Ground area
2,442 m²
Buildings
837 m²
Volume, LiDAR
4,717 m³
Tallest building
7.2 m
Buildings to scale, each on its own parcel
837 m², 7.2 m 837 m², 7.2 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
57050A0206/00B0002,442 m² 1 · 837 m² 7.2 m · 2