FROMIEE CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of FROMIEE CONSTRUCT is 1.8% (moderate). The 2025 annual accounts show equity of €47k and a net result of €17k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 63% of 7293 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +27 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency97▲+6
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 1.81 in 2024), and 44% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56%
Return on assets
20.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
28 d late
2024
20 d late
2023
57 d early
2022
65 d early
2021
63 d early
2020
70 d early
2019
69 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 59.3%
2024 · €29k
2019: €17k
2020: €23k
2021: €28k
2022: €36k
2023: €31k
2024: €29k
2019 → 2025
Total assets
€83k▲ 46.3%
2024 · €57k
2019: €35k
2020: €51k
2021: €56k
2022: €64k
2023: €66k
2024: €57k
2019 → 2025
Net result
€17k
2024 · €-1k
2019: €11k
2020: €6k
2021: €5k
2022: €8k
2023: €-5k
2024: €-1k
2019 → 2025
Working capital
€39k▲ 75.7%
2024 · €22k
2019: €2k
2020: €11k
2021: €7k
2022: €17k
2023: €24k
2024: €22k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€36k▲ 27.1%€31k▼ 14.9%€29k▼ 4.7%€47k▲ 59.3%
Operating result€-796-€10k€-15k€-1k▲ 92.1%€28k
Net result€5k-€8k▲ 52.9%€-5k€-1k▲ 73.1%€17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €28k after a loss of €1k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€8k▲ 14.7%
Current assets
€75k▲ 50.6%
Equity and liabilities €83k
Equity
€47k▲ 59.3%
Debt
€37k▲ 32.5%
The debt ratio falls from 48.5% to 44.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€31k▲
2024 · €645
Cash flow
€20k▲
2024 · €378
Solvency
56.0%▲
2024 · 51.5%
Current ratio
2.09▲
2024 · 1.81
Quick ratio
1.61▲
2024 · 1.16
Debt / equity
0.78▼
2024 · 0.94
ROE
37.2%▲
2024 · -5.0%
ROA
20.9%▲
2024 · -2.6%
Interest coverage
9.84▲
2024 · 1.98
Debt
€37k▲
2024 · €28k
Debt ≤ 1 year
€36k▲
2024 · €28k
Income taxes
€9k▲
2024 · €2k
Staff costs
€31k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€83k▲
Fixed assets21/28€7k€8k▲
Tangible fixed assets22/27€7k€8k▲
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€5k€4k▼
Current assets29/58€50k€75k▲
Stocks and contracts in progress3€18k€17k▼
Stocks30/36€18k€17k▼
Amounts receivable within one year40/41€27k€52k▲
Trade receivables40€2k€14k▲
Other amounts receivable41€26k€38k▲
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€57k€83k▲
Equity10/15€29k€47k▲
Contributions10/11€6k€6k=
Reserves13€600€600=
Non-distributable reserves130/1€600€600=
Reserves not available under the articles1311€600€600=
Profit (loss) carried forward14€23k€40k▲
Amounts payable17/49€28k€37k▲
Amounts payable within one year42/48€28k€36k▲
Trade debts44€11k€24k▲
Suppliers440/4€11k€24k▲
Taxes, remuneration and social security45€16k€12k▼
Taxes450/3€16k€11k▼
Remuneration and social security454/9€593€394▼
Accrued charges and deferred income492/3-€613
Income statement
Code20242025
Non-recurring operating income76A€12k€11k▼
Remuneration, social security and pensions62€51k€31k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€53k€64k▲
Operating profit (loss)9901€-1k€28k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€325€3k▲
Recurring financial charges65€325€3k▲
Profit (loss) for the period before taxes9903€139€26k▲
Income taxes67/77€2k€9k▲
Profit (loss) for the period9904€-1k€17k▲
Profit (loss) for the period to be appropriated9905€-1k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€40k▲
Profit (loss) brought forward from the previous period14P€24k€23k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k ▼170%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
27-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gerpinnes · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Biesme(GER) 436280 GerpinnesGround area
3,408 m²
Building footprint
142 m²
Parcel 52025F0109/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
FROMIEE CONSTRUCT
since 20192.289.875.238
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52025F0109/00B000 | Wallonia | 3,407 m² | 1 · 142 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STEVAK
BE 0823.160.707
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GCSG
BE 0545.945.001
Dessel · Eq €47k
WONINGBOUW FILIP VAN VOOREN
BE 0721.566.667
Deinze · Eq €47k
AXEE
BE 0784.869.560
Grimbergen · Eq €47k
Da’Ste Renoveren
BE 1013.652.176
Ninove · Eq €47k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 12,873 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2019
Fiscal year end31-12
Trade name FR
TRANSFHOME
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:transfhome@gmail.com