Financials
- Fiscal year
- 2025
- Total assets
- €410,842
- Profit
- €37,128
- Solvency
- 11.7%
FROMAGE & CIE
ActiveSummary
FROMAGE & CIE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,128 and a net result of €37,128. Its solvency ranks better than 31% of 22026 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Retail trade
NACE 47271NACE 47291
1 site
Size
€410,842total assets 2025
- Equity
- €48,128
- Profit
- €37,128
Turnover not published (abridged schema)
Structure
Accounts on time0 of 2 deeds read
Why 69- Founded in 2024- Equity €48,128 (11.7% of total assets)+ Liquidity: current ratio 0.41, cash €103,222+ Size: total assets €410,842Show the evidence
Checked score
Score 2025
69
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 43% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
37
equity 11.7% of total assets
Liquidity
33
short-term debt 87.4% · cash 25.1%
Profitability
80
return on assets 9.0%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 1.8%
02-2026: 1.8%▲ +2.6% vs 01-2026
03-2026: 1.9%▲ +2.1% vs 02-2026
04-2026: 2.3%▲ +22.9% vs 03-2026
05-2026: 2.3%▲ +0.5% vs 04-2026
06-2026: 2.6%▲ +10.3% vs 05-2026
07-2026: 2.8%▲ +10.4% vs 06-2026highest value
08-2026: 0.7%▼ -76.4% vs 07-2026
09-2026: 0.7%● 0.0% vs 08-2026
10-2026: 0.7%▼ -1.4% vs 09-2026lowest value
- Founded in 2024 raises the probability for this profile
- Liquidity: current ratio 0.41, cash €103,222 lowers the probability
- Size: total assets €410,842 lowers the probability for this profile
- Equity €48,128 (11.7% of total assets) raises the probability
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.41; short-term debt: 87.4% and cash: 25.1% of total assets), and 88.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 28%, liquidity 30%, profitability 71%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 31-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail tradeNACE 47271
- Founded
- 11-12-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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