Fritz Decors
ActiveSummary
Fritz Decors has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €229k and a net result of €82k. Equity is growing by ~59.4% per year across the filed fiscal years. Its solvency ranks better than 32% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+7
Solvency53▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.24 in 2024; short-term debt: 34.8% and cash: 2.2% of total assets), and 72.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.9%
Return on assets
10%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
42 d late
2023
on the day
2022
16 d late
2021
41 d late
2020
24 d early
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€229k▲ 48.1%
2024 · €155k
2018: €32k
2019: €-51k
2020: €-47k
2021: €52k
2022: €95k
2023: €138k
2024: €155k
2018 → 2025
Total assets
€820k▲ 29.3%
2024 · €634k
2018: €254k
2019: €162k
2020: €127k
2021: €179k
2022: €321k
2023: €300k
2024: €634k
2018 → 2025
Net result
€82k▲ 189%
2024 · €28k
2018: €3k
2019: €-82k
2020: €4k
2021: €98k
2022: €48k
2023: €48k
2024: €28k
2018 → 2025
Working capital
€62k▲ 42.3%
2024 · €44k
2018: €82k
2019: €-19k
2020: €-49k
2021: €84k
2022: €121k
2023: €145k
2024: €44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€95k▲ 84.0%€138k▲ 45.9%€155k▲ 11.7%€229k▲ 48.1%
Operating result€100k-€61k▼ 39.0%€58k▼ 4.8%€49k▼ 14.9%€118k▲ 140%
Net result€98k-€48k▼ 51.5%€48k▲ 0.6%€28k▼ 40.9%€82k▲ 189%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 140% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €820k
Fixed assets
€473k ▲ 15.4%
Current assets
€348k ▲ 54.9%
Equity and liabilities €820k
Equity
€229k ▲ 48.1%
Debt
€591k ▲ 23.3%
Debt's share of the balance-sheet total falls from 75.6% to 72.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€164k▲
2024 · €138k
Cash flow
€128k▲
2024 · €117k
Current ratio
1.22▼
2024 · 1.24
Quick ratio
0.89▼
2024 · 1.20
Debt to equity
2.58▼
2024 · 3.10
ROE
35.7%▲
2024 · 18.3%
ROA
10.0%▲
2024 · 4.5%
Interest coverage
11.89▼
2024 · 22.85
Debt ≤ 1 year
€286k▲
2024 · €181k
Debt > 1 year
€304k▲
2024 · €294k
Income taxes
€25k▲
2024 · €15k
Staff costs
€304k▲
2024 · €274k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€634k€820k▲
Fixed assets21/28€410k€473k▲
Tangible fixed assets22/27€410k€472k▲
Land and buildings22€286k€269k▼
Plant, machinery and equipment23€37k€59k▲
Furniture and vehicles24€87k€144k▲
Financial fixed assets28-€920
Current assets29/58€224k€348k▲
Stocks and contracts in progress3€8k€95k▲
Stocks30/36€8k€21k▲
Contracts in progress37-€74k
Amounts receivable within one year40/41€139k€233k▲
Trade receivables40€137k€225k▲
Other amounts receivable41€2k€8k▲
Cash at bank and in hand54/58€77k€18k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€634k€820k▲
Equity10/15€155k€229k▲
Contributions10/11€25k€25k=
Outside capital11€25k€25k=
Share premium1100/10€25k€25k=
Reserves13€110k€184k▲
Non-distributable reserves130/1€10€10=
Legal reserve130€10€10=
Distributable reserves133€110k€184k▲
Profit (loss) carried forward14€20k€20k=
Amounts payable17/49€479k€591k▲
Amounts payable after more than one year17€294k€304k▲
Financial debts170/4€294k€304k▲
Amounts payable within one year42/48€181k€286k▲
Current portion of amounts payable after more than one year42€36k€63k▲
Trade debts44€36k€63k▲
Suppliers440/4€36k€63k▲
Taxes, remuneration and social security45€96k€102k▲
Taxes450/3€67k€54k▼
Remuneration and social security454/9€29k€47k▲
Other amounts payable47/48€13k€58k▲
Accrued charges and deferred income492/3€5k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€274k€304k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€89k€46k▼
Other operating charges640/8€7k€7k▲
Gross operating margin9900€419k€475k▲
Operating profit (loss)9901€49k€118k▲
Financial income75/76B€382€3k▲
Recurring financial income75€382€3k▲
Financial charges65/66B€6k€14k▲
Recurring financial charges65€6k€14k▲
Profit (loss) for the period before taxes9903€44k€107k▲
Income taxes67/77€15k€25k▲
Profit (loss) for the period9904€28k€82k▲
Profit (loss) for the period to be appropriated9905€28k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€102k▲
Profit (loss) brought forward from the previous period14P€20k€20k=
Transfer from equity791/2€3k-
Transfer to equity691/2€21k€82k▲
To other reserves6921€21k€82k▲
Profit to be distributed694/7€10k-
Return on contributions (dividend)694€3k-
Directors or managers695€7k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €200kEq €229k ▲48.1%
6 profitable years in a row build equity to €229k.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 42 days late
2024
30-09
Financial
Equity above €150kEq €155k ▲11.7%
5 profitable years in a row build equity to €155k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €100kEq €138k ▲45.9%
4 profitable years in a row build equity to €138k.
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 41 days late
2021
30-09
Financial
Highest result since 2018net €98k ▲2244%
Net result €98k, the highest in the series.
30-09
Financial
Liquidity triplescurrent ratio 2.12
Current ratio from 0.62 to 2.12; short-term debt falls from €131k to €74k.
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
Show earlier events
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
30-09
Financial
Weakest financial yearnet €-82k ▼2876%
Net result drops to €-82k, the lowest in the series; recovery starts the following year.
27-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boortmeerbeek · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Loobeekstraat 10a3190 BoortmeerbeekGround area
3,183 m²
Building footprint
1,735 m²
Volume, LiDAR
10,839 m³
Parcel 24014C0119/00V003, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Loobeekstraat 10A, 3190 Boortmeerbeek
since 20142.236.475.154
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24014C0119/00V003 | Flanders | 3,183 m² | 1 · 1,735 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 29,475 EUR awarded · 29,247 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 2,357 EUR | 2,357 EUR |
| 2024 | 3 | 9,864 EUR | 9,636 EUR |
| 2023 | 2 | 12,142 EUR | 12,142 EUR |
| 2022 | 1 | 5,112 EUR | 5,112 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Premie kwalificerend werkplekleren
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 7 endedBinnenschrijnwerk en interieur duaal (so)
Medewerker hout duaal (so)
Show 7 ended approvals
Decor- & standenbouwer (so)
Werkplaatsbinnenschrijnwerker hout (so)
Decor- en standenbouwer duaal (so)
Interieurbouwer duaal (so)
Decor- & standenbouwer (so)
Machinaal houtbewerker (so)
Werkplaatsbinnenschrijnwerker hout (so)
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Of 4,571 companies in sector 82300 we hold annual accounts for 1,671. 1,204 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2014
Fiscal year end30-09
Activities, NACEBEL 2025
74140Other specialised design activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.