FRITUUR DE KOSTER
ActiveThe computed 12-month bankruptcy probability of FRITUUR DE KOSTER is 3.1% (moderate). The 2025 annual accounts show equity of €193k and a net result of €22k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 13270 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+8
Solvency62▲+5
Growth52=
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 0.91 in 2024; short-term debt: 10.7% and cash: 7.3% of total assets), and 62.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.1%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
60 d early
2024
34 d early
2023
29 d early
2022
89 d early
2021
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€193k▲ 13.0%
2024 · €171k
2021: €87k
2022: €129k
2023: €152k
2024: €171k
2021 → 2025
Total assets
€520k▼ 2.9%
2024 · €536k
2021: €433k
2022: €518k
2023: €552k
2024: €536k
2021 → 2025
Net result
€22k▲ 15.9%
2024 · €19k
2021: €37k
2022: €42k
2023: €23k
2024: €19k
2021 → 2025
Working capital
€12k
2024 · €-5k
2021: €-19k
2022: €-70k
2023: €-12k
2024: €-5k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€129k▲ 48.1%€152k▲ 17.6%€171k▲ 12.6%€193k▲ 13.0%
Operating result€55k-€57k▲ 3.2%€44k▼ 21.6%€37k▼ 17.5%€41k▲ 12.9%
Net result€37k-€42k▲ 13.1%€23k▼ 45.9%€19k▼ 15.4%€22k▲ 15.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €520k
Fixed assets
€452k▼ 6.0%
Current assets
€68k▲ 24.6%
Equity and liabilities €520k
Equity
€193k▲ 13.0%
Debt
€327k▼ 10.3%
The debt ratio falls from 68.1% to 62.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▲
2024 · €65k
Cash flow
€51k▲
2024 · €47k
Solvency
37.1%▲
2024 · 31.9%
Current ratio
1.22▲
2024 · 0.91
Quick ratio
1.11▲
2024 · 0.82
Debt / equity
1.69▼
2024 · 2.14
ROE
11.5%▲
2024 · 11.2%
ROA
4.3%▲
2024 · 3.6%
Interest coverage
6.54▲
2024 · 5.08
Debt
€327k▼
2024 · €365k
Debt ≤ 1 year
€56k▼
2024 · €60k
Debt > 1 year
€271k▼
2024 · €305k
Income taxes
€8k▲
2024 · €5k
Staff costs
€42k▼
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€536k€520k▼
Fixed assets21/28€481k€452k▼
Tangible fixed assets22/27€481k€452k▼
Land and buildings22€401k€382k▼
Plant, machinery and equipment23€79k€69k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€55k€68k▲
Stocks and contracts in progress3€6k€6k▲
Stocks30/36€6k€6k▲
Amounts receivable within one year40/41€27k€24k▼
Trade receivables40€18k€17k▼
Other amounts receivable41€9k€7k▼
Cash at bank and in hand54/58€20k€38k▲
Deferred charges and accrued income490/1€1k€165▼
Equity and liabilities
Total equity and liabilities10/49€536k€520k▼
Equity10/15€171k€193k▲
Contributions10/11€50k€50k=
Reserves13€23k€23k=
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€98k€120k▲
Amounts payable17/49€365k€327k▼
Amounts payable after more than one year17€305k€271k▼
Financial debts170/4€305k€271k▼
Amounts payable within one year42/48€60k€56k▼
Current portion of amounts payable after more than one year42€32k€33k▲
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€13k€9k▼
Suppliers440/4€13k€9k▼
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€1k€774▼
Remuneration and social security454/9€7k€4k▼
Other amounts payable47/48€7k€8k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€0€789▲
Remuneration, social security and pensions62€73k€42k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€29k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€140k€115k▼
Operating profit (loss)9901€37k€41k▲
Financial income75/76B€12€9▼
Recurring financial income75€12€9▼
Financial charges65/66B€13k€11k▼
Recurring financial charges65€13k€11k▼
Profit (loss) for the period before taxes9903€24k€31k▲
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€19k€22k▲
Profit (loss) for the period to be appropriated9905€19k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€98k€120k▲
Profit (loss) brought forward from the previous period14P€79k€98k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90873.5-
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €19k ▼15.4%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150kEq €152k ▲17.6%
3 profitable years in a row build equity to €152k.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €42k ▲13.1%
Operating result €57k, net result €42k, both a record.
31-12
Financial
Equity above €100kEq €129k ▲48.1%
2 profitable years in a row build equity to €129k.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Laarstraat 33550 Heusden-ZolderGround area
541 m²
Building footprint
206 m²
Volume, LiDAR
1,088 m³
Parcel 71462E0851/00H000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FRITUUR DE KOSTER
since 20202.310.985.309
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71462E0851/00H000 | Flanders | 541 m² | 1 · 206 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHeusden-Zolder2.310.985.309
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 6,779 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2020
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.