FRIPIERS IMMO
ActiveThe computed 12-month bankruptcy probability of FRIPIERS IMMO is 4.5% (elevated). The 2025 annual accounts show negative equity (€-11k) and a net result of €-355. Equity is growing by ~49% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-33
Solvency20=
Growth78=
Track record94
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.09 against 0.01 in 2024; short-term debt: 6% and cash: 0.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.2%
Return on assets
-0.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-11k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
51 d early
2024
181 d early
2023
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-355
2024 · €11k
2023: €-26k
2024: €11k
2023 → 2025
Working capital
€-12k▲ 94.0%
2024 · €-197k
2023: €-17k
2024: €-197k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-22k-€-11k▲ 51.1%€-11k▼ 3.3%
Operating result€-26k-€11k€4k▼ 66.4%
Net result€-26k-€11k€-355
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €216k
Fixed assets
€215k▼ 3.6%
Current assets
€1k▼ 13.7%
Key figures and ratios
EBITDA
€12k▼
2024 · €19k
Cash flow
€8k▼
2024 · €19k
Solvency
-5.2%▼
2024 · -4.8%
Current ratio
0.09▲
2024 · 0.01
Quick ratio
0.09▲
2024 · 0.01
Debt / equity
-20.42▲
2024 · -21.81
ROA
-0.2%▼
2024 · 5.0%
Interest coverage
2.82▼
2024 · 118.74
Debt
€227k▼
2024 · €235k
Debt ≤ 1 year
€13k▼
2024 · €198k
Debt > 1 year
€212k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€224k€216k▼
Fixed assets21/28€223k€215k▼
Tangible fixed assets22/27€223k€215k▼
Land and buildings22€223k€215k▼
Current assets29/58€1k€1k▼
Cash at bank and in hand54/58€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€224k€216k▼
Equity10/15€-11k€-11k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€-15k€-15k▼
Amounts payable17/49€235k€227k▼
Amounts payable after more than one year17€37k€212k▲
Financial debts170/4€37k€212k▲
Amounts payable within one year42/48€198k€13k▼
Current portion of amounts payable after more than one year42€198k€11k▼
Trade debts44€0€37▲
Suppliers440/4€0€37▲
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€2k€2k▼
Gross operating margin9900€22k€14k▼
Operating profit (loss)9901€11k€4k▼
Financial charges65/66B€164€4k▲
Recurring financial charges65€164€4k▲
Profit (loss) for the period before taxes9903€11k€-355▼
Profit (loss) for the period9904€11k€-355▼
Profit (loss) for the period to be appropriated9905€11k€-355▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-15k▼
Profit (loss) brought forward from the previous period14P€-26k€-15k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du 4 Août 97032 MonsGround area
1,146 m²
Building footprint
128 m²
Volume, LiDAR
1,268 m³
2 parcels, Wallonia · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FRIPIERS IMMO
since 20232.346.624.889
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53074B0146/00N000 | Wallonia | 1,076 m² | 1 · 54 m² | 10.0 m · 3 fl. |
| 53053H0339/00D000 | Wallonia | 70 m² | 1 · 74 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-2023
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.