FRIDAY & C°
ActiveSummary
FRIDAY & C° has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €602k and a net result of €61k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 40.63 against 23.12 in 2024; short-term debt: 2.1% and cash: 26% of total assets), and 2.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.9%
Return on assets
9.9%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
27 d early
2023
21 d early
2022
17 d early
2021
25 d early
2020
25 d late
2019
14 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€61k▲ 16.5%
2024 · €52k
2018: €13k
2019: €16k
2020: €2k
2021: €39k
2022: €21k
2023: €62k
2024: €52k
2018 → 2025
Working capital
€522k▲ 13.3%
2024 · €461k
2018: €-3k
2019: €298k
2020: €300k
2021: €339k
2022: €360k
2023: €421k
2024: €461k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€419k-€440k▲ 5.1%€501k▲ 14.1%€541k▲ 7.9%€602k▲ 11.3%
Operating result€19k-€-3k€-3k▲ 10.3%€-4k▼ 56.1%€-3k▲ 22.5%
Net result€39k-€21k▼ 45.6%€62k▲ 192%€52k▼ 15.1%€61k▲ 16.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €4k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €615k
Fixed assets
€80k =
Current assets
€535k ▲ 11.1%
Equity and liabilities €615k
Equity
€602k ▲ 11.3%
Debt
€13k ▼ 36.8%
Debt's share of the balance-sheet total falls from 3.7% to 2.1%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
40.63▲
2024 · 23.12
Debt to equity
0.02▼
2024 · 0.04
ROE
10.2%▲
2024 · 9.7%
ROA
9.9%▲
2024 · 9.3%
Debt ≤ 1 year
€13k▼
2024 · €21k
Income taxes
€7k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€562k€615k▲
Fixed assets21/28€80k€80k=
Financial fixed assets28€80k€80k=
Current assets29/58€482k€535k▲
Amounts receivable after more than one year29€328k€328k=
Other amounts receivable291€328k€328k=
Amounts receivable within one year40/41€385€802▲
Other amounts receivable41€385€802▲
Current investments50/53€24k€24k=
Cash at bank and in hand54/58€115k€160k▲
Deferred charges and accrued income490/1€14k€23k▲
Equity and liabilities
Total equity and liabilities10/49€562k€615k▲
Equity10/15€541k€602k▲
Contributions10/11€365k€365k=
Reserves13€176k€237k▲
Distributable reserves133€176k€237k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€21k€13k▼
Amounts payable within one year42/48€21k€13k▼
Trade debts44€387€0▼
Suppliers440/4€387€0▼
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€6k€11k▲
Other amounts payable47/48€15k€2k▼
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€-4k€-3k▲
Operating profit (loss)9901€-4k€-3k▲
Financial income75/76B€65k€72k▲
Recurring financial income75€65k€72k▲
Financial charges65/66B€247€290▲
Recurring financial charges65€247€290▲
Profit (loss) for the period before taxes9903€61k€69k▲
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€52k€61k▲
Profit (loss) for the period to be appropriated9905€52k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€61k▲
Transfer from equity791/2€13k€0▼
Transfer to equity691/2€52k€61k▲
To other reserves6921€52k€61k▲
Profit to be distributed694/7€13k€0▼
Return on contributions (dividend)694€13k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €62k ▲192%
Net result €62k, the highest in the series.
31-12
Financial
Equity above €500kEq €501k ▲14.1%
6 profitable years in a row build equity to €501k.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet €2k ▼90.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 14 days late
2019
31-12
Financial
Liquidity times 231current ratio 228.72
Current ratio from 0.99 to 228.72; short-term debt falls from €306k to €1k.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Quatre Fils Aymon 77000 MonsGround area
753 m²
Building footprint
170 m²
Volume, LiDAR
1,162 m³
2 parcels, Wallonia · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FRIDAY & C°
since 20152.250.954.482
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54436A0224/00H002 | Wallonia | 642 m² | 1 · 103 m² | 7.7 m · 2 fl. |
| 53403F0425/00A000 | Wallonia | 112 m² | 1 · 67 m² | 13.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500BYVH0BZP5FWN96
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 33,040 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.