FRI-JAN
ActiveThe annual accounts of FRI-JAN for fiscal year 2025 show a net loss of 68% of the equity at the start of that year. The 2025 annual accounts show equity of €22k and a net result of €-47k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 18237 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-97
Solvency46▼-33
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.22 against 1.83 in 2024; short-term debt: 79.4% and cash: 21.4% of total assets), and 79.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.6%
Return on assets
-43.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
60 d late
2023
64 d late
2022
340 d late
2021
229 d late
2020
27 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▼ 67.9%
2024 · €69k
2018: €11k
2019: €38k
2020: €16k
2021: €24k
2022: €45k
2023: €39k
2024: €69k
2018 → 2025
Total assets
€107k▼ 16.2%
2024 · €127k
2018: €351k
2019: €341k
2020: €300k
2021: €301k
2022: €246k
2023: €236k
2024: €127k
2018 → 2025
Net result
€-47k
2024 · €29k
2018: €-11k
2019: €27k
2020: €-22k
2021: €8k
2022: €21k
2023: €-6k
2024: €29k
2018 → 2025
Working capital
€19k▼ 61.4%
2024 · €48k
2018: €-35k
2019: €-13k
2020: €-41k
2021: €-17k
2022: €-29k
2023: €-46k
2024: €48k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€45k▲ 90.0%€39k▼ 13.1%€69k▲ 74.2%€22k▼ 67.9%
Operating result€11k-€35k▲ 211%€-164€41k€-46k
Net result€8k-€21k▲ 180%€-6k€29k€-47k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €46k after €41k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€3k▼ 83.1%
Current assets
€103k▼ 3.6%
Equity and liabilities €107k
Equity
€22k▼ 67.9%
Debt
€85k▲ 44.2%
The debt ratio rises from 46.1% to 79.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-29k▼
2024 · €57k
Cash flow
€-30k▼
2024 · €46k
Solvency
20.6%▼
2024 · 53.9%
Current ratio
1.22▼
2024 · 1.83
Quick ratio
0.28▼
2024 · 0.70
Debt / equity
3.85▲
2024 · 0.86
ROE
-211.9%▼
2024 · 42.6%
ROA
-43.7%▼
2024 · 22.9%
Interest coverage
-39.15▼
2024 · 8.20
Debt
€85k▲
2024 · €59k
Debt ≤ 1 year
€85k▲
2024 · €59k
Staff costs
€75k▲
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€127k€107k▼
Formation expenses20€838€0▼
Fixed assets21/28€19k€3k▼
Intangible fixed assets21€9k€1k▼
Tangible fixed assets22/27€10k€2k▼
Land and buildings22€972€486▼
Furniture and vehicles24€9k€1k▼
Financial fixed assets28€230€230=
Current assets29/58€107k€103k▼
Stocks and contracts in progress3€66k€80k▲
Stocks30/36€66k€80k▲
Amounts receivable within one year40/41€194€538▲
Trade receivables40€194€468▲
Other amounts receivable41-€70
Cash at bank and in hand54/58€41k€23k▼
Equity and liabilities
Total equity and liabilities10/49€127k€107k▼
Equity10/15€69k€22k▼
Contributions10/11€20k€20k=
Reserves13€2k-
Distributable reserves133€2k-
Profit (loss) carried forward14€47k€2k▼
Amounts payable17/49€59k€85k▲
Amounts payable within one year42/48€59k€85k▲
Current portion of amounts payable after more than one year42€6k-
Trade debts44€7k€33k▲
Suppliers440/4€7k€33k▲
Taxes, remuneration and social security45€23k€16k▼
Taxes450/3€8k€4k▼
Remuneration and social security454/9€15k€12k▼
Other amounts payable47/48€23k€36k▲
Income statement
Code20242025
Remuneration, social security and pensions62€65k€75k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k=
Other operating charges640/8€7k€5k▼
Gross operating margin9900€129k€51k▼
Operating profit (loss)9901€41k€-46k▼
Financial income75/76B-€216
Recurring financial income75-€216
Financial charges65/66B€7k€746▼
Recurring financial charges65€7k€746▼
Profit (loss) for the period before taxes9903€34k€-47k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€29k€-47k▼
Profit (loss) for the period to be appropriated9905€29k€-47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€-16▼
Profit (loss) brought forward from the previous period14P€17k€47k▲
Transfer from equity791/2-€2k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-47k ▼259%
Net result drops to €-47k, the lowest in the series.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.83
Current ratio from 0.66 to 1.83; short-term debt falls from €133k to €59k.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 340 days late
2023
17-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 229 days late
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2019
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Naarstigheidstraat 1249300 AalstGround area
183 m²
Building footprint
153 m²
Volume, LiDAR
751 m³
Parcel 41302C0537/00C004, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
't Krantenmanneke
since 20152.247.800.596
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41302C0537/00C004 | Flanders | 183 m² | 1 · 153 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 24,484 EUR awarded · 24,484 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 6,640 EUR | 6,640 EUR |
| 2024 | 1 | 6,218 EUR | 6,218 EUR |
| 2023 | 1 | 5,358 EUR | 5,358 EUR |
| 2022 | 1 | 6,268 EUR | 6,268 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Individueel Maatwerk
Recognitions · licences · registrations
Food safety, FASFC
1 siteAalst2.247.800.596
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Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 958 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2015
Fiscal year end31-12
Trade name NL
't Krantemanneke
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
47279Other retail sale of food
47299Retail trade
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.