FREYA
ActiveFREYA has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €-156. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 4555 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
63
/ 100
Healthy▼ -31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-46
Solvency79▼-21
Growth62=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 52.01 in 2024), but 57.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.3%
Return on assets
-0.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
25 d late
2023
33 d early
2022
31 d late
2021
78 d late
2020
90 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€76k▼ 42.6%
2021 · €132k
2018: €78k
2019: €66k
2020: €106k
2021: €132k
2018 → 2022
EBIT margin
5.6%▼ 34.2pp
2021 · 39.8%
2018: -6.1%
2019: -15.7%
2020: 31.9%
2021: 39.8%
2018 → 2022
Net result
€-156
2024 · €8k
2018: €-6k
2019: €-11k
2020: €31k
2021: €38k
2022: €2k
2023: €-10k
2024: €8k
2018 → 2025
Working capital
€33k▼ 59.1%
2024 · €80k
2018: €29k
2019: €14k
2020: €48k
2021: €72k
2022: €74k
2023: €66k
2024: €80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€132k-€76k▼ 42.6%
Equity€77k-€79k▲ 2.0%€67k▼ 14.6%€86k▲ 27.6%€37k▼ 57.2%
Operating result€53k-€4k▼ 91.9%€-9k€9k€179▼ 98.0%
Net result€38k-€2k▼ 95.9%€-10k€8k€-156
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€4k▼ 33.6%
Current assets
€83k▲ 1.7%
Equity and liabilities €87k
Equity
€37k▼ 57.2%
Debt
€50k▲ 2,857%
The debt ratio rises from 1.9% to 57.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€3k▼
2024 · €11k
Cash flow
€3k▼
2024 · €10k
Solvency
42.3%▼
2024 · 98.1%
Current ratio
1.65▼
2024 · 52.01
Quick ratio
1.65▼
2024 · 51.25
Debt / equity
1.36▲
2024 · 0.02
ROE
-0.4%▼
2024 · 9.2%
ROA
-0.2%▼
2024 · 9.0%
Interest coverage
8.99▼
2024 · 39.09
Debt
€50k▲
2024 · €2k
Debt ≤ 1 year
€50k▲
2024 · €2k
Income taxes
€385▼
2024 · €661
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€87k▼
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€2k€652▼
Financial fixed assets28€50€50=
Current assets29/58€82k€83k▲
Stocks and contracts in progress3€1k-
Stocks30/36€1k-
Amounts receivable within one year40/41€5k€5k▼
Trade receivables40€5k€2k▼
Other amounts receivable41€842€3k▲
Cash at bank and in hand54/58€73k€77k▲
Deferred charges and accrued income490/1€1k€771▼
Equity and liabilities
Total equity and liabilities10/49€88k€87k▼
Equity10/15€86k€37k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€65k€16k▼
Amounts payable17/49€2k€50k▲
Amounts payable within one year42/48€2k€50k▲
Trade debts44€837€87▼
Suppliers440/4€837€87▼
Taxes, remuneration and social security45€645€1k▲
Taxes450/3€645€1k▲
Other amounts payable47/48€86€49k▲
Accrued charges and deferred income492/3€131-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€11k€3k▼
Operating profit (loss)9901€9k€179▼
Financial income75/76B€23€380▲
Recurring financial income75€23€380▲
Financial charges65/66B€274€330▲
Recurring financial charges65€274€330▲
Profit (loss) for the period before taxes9903€9k€229▼
Income taxes67/77€661€385▼
Profit (loss) for the period9904€8k€-156▼
Profit (loss) for the period to be appropriated9905€8k€-156▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€65k▼
Profit (loss) brought forward from the previous period14P€59k€65k▲
Profit to be distributed694/7€2k€49k▲
Return on contributions (dividend)694€2k€49k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 52.01
Current ratio from 9.42 to 52.01; short-term debt falls from €8k to €2k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 18.30
Current ratio from 5.76 to 18.30; short-term debt falls from €15k to €4k.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 78 days late
2021
31-12
Financial
Highest result since 2018net €38k ▲20.2%
Operating result €53k, net result €38k, both a record.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 90 days late
2020
31-12
Financial
Back to profitnet €31k
Net result €31k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 5.92
Current ratio from 2.21 to 5.92; short-term debt falls from €12k to €10k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 61 days late
2019
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-01-2026
Resigned as Director
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Albert Mockel 81348 Ottignies-Louvain-la-NeuveGround area
186 m²
Building footprint
80 m²
Volume, LiDAR
638 m³
Parcel 25386B0086/00V000, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Albert Mockel 8, 1348 Ottignies-Louvain-la-Neuve
since 20132.225.813.468
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0086/00V000 | Wallonia | 186 m² | 1 · 80 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,676 companies in sector 96210 we hold annual accounts for 2,806. 2,222 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2013
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
47120Other non-specialised retail sale
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
73300Public relations and communication consultancy
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.