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FREVA

Active
Private limited company (pre-2019)founded 201313 yrs activeTournebride 11, 3620 Lanaken, BelgiumKBO/BCE: BE 0524.933.118

FREVA has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €19. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 39% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
71 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-2
Solvency68▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.83 in 2024; short-term debt: 54.8% and cash: 14.9% of total assets), but 57.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
42.8%
Return on assets
0%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
22 d late
2023
2 d early
2022
25 d late
2021
5 d late
2020
19 d late
2019
21 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€53k=
2024 · €53k
2018: €30k 2019: €38k 2020: €56k 2021: €64k 2022: €69k 2023: €50k 2024: €53k
2018 → 2025
Total assets
€123k▲ 12.3%
2024 · €109k
2018: €74k 2019: €82k 2020: €113k 2021: €117k 2022: €124k 2023: €109k 2024: €109k
2018 → 2025
Net result
€19▼ 99.2%
2024 · €2k
2018: €11k 2019: €11k 2020: €18k 2021: €8k 2022: €4k 2023: €-19k 2024: €2k
2018 → 2025
Working capital
€43k▲ 4.6%
2024 · €41k
2018: €4k 2019: €24k 2020: €34k 2021: €43k 2022: €50k 2023: €37k 2024: €41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€64k-€69k▲ 6.8%€50k▼ 27.1%€53k▲ 4.6%€53k=
Operating result€14k-€9k▼ 36.8%€-17k€5k€2k▼ 51.4%
Net result€8k-€4k▼ 46.3%€-19k€2k€19▼ 99.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2021: €14k€14kNet result 2021: €8k€8kOperating result 2022: €9k€9kNet result 2022: €4k€4kOperating result 2023: €-17k€-17kNet result 2023: €-19k€-19kOperating result 2024: €5k€5kNet result 2024: €2k€2kOperating result 2025: €2k€2kNet result 2025: €19€1920212022202320242025
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets €12k▼ 33.2%
Current assets €110k▲ 21.6%
Equity and liabilities €123k
Equity €53k=
Debt €70k▲ 23.6%
The debt ratio rises from 52.0% to 57.2%. Debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€8k
2024 · €12k
Cash flow
€6k
2024 · €9k
Solvency
42.8%
2024 · 48.0%
Current ratio
1.64
2024 · 1.83
Quick ratio
1.64
2024 · 1.83
Debt / equity
1.34
2024 · 1.08
ROE
0.0%
2024 · 4.4%
ROA
0.0%
2024 · 2.1%
Interest coverage
9.56
2024 · 9.73
Debt
€70k
2024 · €57k
Debt ≤ 1 year
€67k
2024 · €50k
Debt > 1 year
€3k
2024 · €7k
Income taxes
€1k
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€109k€123k
Fixed assets21/28€19k€12k
Tangible fixed assets22/27€19k€12k
Plant, machinery and equipment23€1k€22
Furniture and vehicles24€978€576
Leasing and similar rights25€16k€12k
Current assets29/58€91k€110k
Amounts receivable within one year40/41€68k€88k
Trade receivables40€37k€60k
Other amounts receivable41€30k€28k
Cash at bank and in hand54/58€14k€18k
Deferred charges and accrued income490/1€9k€5k
Equity and liabilities
Total equity and liabilities10/49€109k€123k
Equity10/15€53k€53k=
Contributions10/11€19k€19k=
Reserves13€50k€50k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€49k€49k=
Profit (loss) carried forward14€-16k€-16k
Amounts payable17/49€57k€70k
Amounts payable after more than one year17€7k€3k
Financial debts170/4€7k€3k
Amounts payable within one year42/48€50k€67k
Current portion of amounts payable after more than one year42€4k€4k
Trade debts44€117€2k
Suppliers440/4€117€2k
Taxes, remuneration and social security45€5k€8k
Taxes450/3€5k€6k
Remuneration and social security454/9-€2k
Other amounts payable47/48€41k€53k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k
Other operating charges640/8€2k€2k
Non-recurring operating charges66A€0-
Gross operating margin9900€14k€10k
Operating profit (loss)9901€5k€2k
Financial charges65/66B€1k€884
Recurring financial charges65€1k€884
Profit (loss) for the period before taxes9903€3k€1k
Income taxes67/77€1k€1k
Profit (loss) for the period9904€2k€19
Profit (loss) for the period to be appropriated9905€2k€19
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-16k
Profit (loss) brought forward from the previous period14P€-19k€-16k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
22-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-19k ▼523%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
25-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
05-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
19-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial Highest result since 2018net €18k ▲69.1%
Operating result €27k, net result €18k, both a record.
21-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
05-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
23-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tournebride 113620 Lanaken
Ground area
1,020 m²
Building footprint
250 m²
Volume, LiDAR
1,925 m³
Parcel 73322A0266/00G006, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Tournebride 11, 3620 Lanaken
Financial service activities, except insurance and pension funding
since 20132.218.371.390
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73322A0266/00G006 Flanders 1,020 m² 1 · 250 m² 12.5 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 38,330 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded28-03-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.