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FRESHO

Active
Private limited companyfounded 201115 yrs activeRue de Plomcot(WB) 4, 6224 Fleurus, BelgiumKBO/BCE: BE 0838.915.287

FRESHO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €685k and a net result of €539k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 54% of 810 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
71 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency60▼-20
Growth53=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 2.2 in 2024; short-term debt: 60.6% and cash: 36% of total assets), and 65.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
34.6%
Return on assets
27.2%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-03-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 d early
2024
on the day
2023
on the day
2022
30 d early
2021
4 d early
2020
30 d early
2019
91 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
€880k▲ 30.0%
2021 · €677k
2018: €1.25M 2019: €548k 2020: €376k 2021: €677k
2018 → 2022
EBIT margin
0.0%▲ 2.1pp
2021 · -2.2%
2018: 3.3% 2019: -9.0% 2020: -26.3% 2021: -2.2%
2018 → 2022
Net result
€539k▼ 6.5%
2024 · €577k
2018: €32k 2019: €-45k 2020: €-85k 2021: €-15k 2022: €4k 2023: €60k 2024: €577k
2018 → 2025
Working capital
€364k▼ 26.7%
2024 · €496k
2018: €129k 2019: €112k 2020: €66k 2021: €61k 2022: €65k 2023: €84k 2024: €496k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€677k-€880k▲ 30.0%
Equity€95k-€98k▲ 3.2%€157k▲ 59.7%€732k▲ 367%€685k▼ 6.4%
Operating result€-15k-€-190▲ 98.7%€64k€753k▲ 1,083%€742k▼ 1.5%
Net result€-15k-€4k€60k▲ 1,248%€577k▲ 861%€539k▼ 6.5%
Result per fiscal year
Operating resultNet result
€-200k€0€200k€400k€600k€800kOperating result 2021: €-15k€-15kNet result 2021: €-15k€-15kOperating result 2022: €-190€-190Net result 2022: €4k€4kOperating result 2023: €64k€64kNet result 2023: €60k€60kOperating result 2024: €753k€753kNet result 2024: €577k€577kOperating result 2025: €742k€742kNet result 2025: €539k€539k20212022202320242025
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.98M
Fixed assets €417k▼ 3.4%
Current assets €1.56M▲ 71.7%
Equity and liabilities €1.98M
Equity €685k▼ 6.4%
Debt €1.29M▲ 112%
The debt ratio rises from 45.4% to 65.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€856k
2024 · €830k
Cash flow
€653k=
2024 · €653k
Solvency
34.6%
2024 · 54.6%
Current ratio
1.30
2024 · 2.20
Quick ratio
1.30
2024 · 2.20
Debt / equity
1.89
2024 · 0.83
ROE
78.7%
2024 · 78.8%
ROA
27.2%
2024 · 43.0%
Interest coverage
29.70
2024 · 33.04
Debt
€1.29M
2024 · €609k
Debt ≤ 1 year
€1.20M
2024 · €413k
Debt > 1 year
€94k
2024 · €195k
Income taxes
€172k
2024 · €154k
Staff costs
€389k
2024 · €340k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.34M€1.98M
Fixed assets21/28€431k€417k
Intangible fixed assets21€42k€26k
Tangible fixed assets22/27€389k€390k
Land and buildings22€93k€84k
Plant, machinery and equipment23€76k€92k
Furniture and vehicles24€220k€214k
Financial fixed assets28€500€500=
Current assets29/58€910k€1.56M
Amounts receivable within one year40/41€165k€843k
Trade receivables40€104k€813k
Other amounts receivable41€61k€31k
Cash at bank and in hand54/58€742k€713k
Deferred charges and accrued income490/1€3k€6k
Equity and liabilities
Total equity and liabilities10/49€1.34M€1.98M
Equity10/15€732k€685k
Contributions10/11€19k€19k=
Reserves13€694k€648k
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€36k€36k=
Distributable reserves133€656k€612k
Investment grants15€20k€18k
Amounts payable17/49€609k€1.29M
Amounts payable after more than one year17€195k€94k
Financial debts170/4€195k€94k
Amounts payable within one year42/48€413k€1.20M
Current portion of amounts payable after more than one year42€291k€492k
Trade debts44€32k€45k
Suppliers440/4€32k€45k
Taxes, remuneration and social security45€62k€196k
Taxes450/3€1k€154k
Remuneration and social security454/9€61k€42k
Other amounts payable47/48€28k€465k
Accrued charges and deferred income492/3€941€941=
Income statement Code20242025
Remuneration, social security and pensions62€340k€389k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€77k€114k
Other operating charges640/8€2k€2k
Gross operating margin9900€1.17M€1.25M
Operating profit (loss)9901€753k€742k
Financial income75/76B€3k€3k
Recurring financial income75€3k€2k
Non-recurring financial income76B-€400
Financial charges65/66B€25k€34k
Recurring financial charges65€25k€29k
Non-recurring financial charges66B-€5k
Profit (loss) for the period before taxes9903€731k€711k
Income taxes67/77€154k€172k
Profit (loss) for the period9904€577k€539k
Profit (loss) for the period to be appropriated9905€577k€539k
Appropriation of the result
Profit (loss) to be appropriated9906€571k€539k
Profit (loss) brought forward from the previous period14P€-6k-
Transfer from equity791/2-€85k
Transfer to equity691/2€571k€39k
To other reserves6921€571k€39k
Profit to be distributed694/7-€585k
Return on contributions (dividend)694-€585k
Social balance
Average headcount (FTE)90878.610.1

The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
18-03
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
30-04
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial Highest result since 2018net €577k ▲861%
Operating result €753k, net result €577k, both a record.
30-09
Financial Equity above €500kEq €732k ▲367%
3 profitable years in a row build equity to €732k.
30-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Equity above €150kEq €157k ▲59.7%
2 profitable years in a row build equity to €157k.
31-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Back to profitnet €4k
Net result €4k after 3 loss-making years.
26-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Weakest financial yearnet €-85k
Net result drops to €-85k, the lowest in the series; recovery starts the following year.
30-01
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
29-03
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
29-01
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
02-02
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Plomcot(WB) 46224 Fleurus
Ground area
916 m²
Building footprint
139 m²
Volume, LiDAR
948 m³
Parcel 52071D0044/00L000, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FRESHO
Rue de Plomcot(WB) 4, 6224 FleurusAgents in the wholesale of food, beverages and tobacco
since 20112.201.811.116
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52071D0044/00L000 Wallonia 916 m² 1 · 138 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Fleurus2.201.811.116
3 permissions
Toelating · Detailhandel met verwerking · since 14-10-2020
Toelating · Groothandel groenten en fruit · since 14-10-2020
Toelating · Groothandelaar levensmiddelen · since 14-10-2020

Similar companies · same sector, comparable size

Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 1,101 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded31-08-2011
Fiscal year end30-09
Activities, NACEBEL
47210Retail sale of fruit and vegetables
56210Event catering
46319Wholesale of fruit and vegetables, excluding potatoes
47120Other non-specialised retail sale
47810Retail trade
47910Retail trade
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.