FRESH TRAY
ActiveThe computed 12-month bankruptcy probability of FRESH TRAY is 2.1% (moderate). The 2025 annual accounts show equity of €118k and a net result of €3k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 48% of 4472 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70=
Solvency64▼-1
Growth52=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.42 in 2024; short-term debt: 31.7% and cash: 0.4% of total assets), and 61.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.8%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
7 d early
2024
5 d late
2023
9 d early
2022
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€118k▲ 2.3%
2024 · €116k
2022: €10k
2023: €113k
2024: €116k
2022 → 2025
Total assets
€305k▲ 6.5%
2024 · €286k
2022: €55k
2023: €240k
2024: €286k
2022 → 2025
Net result
€3k▲ 15.0%
2024 · €2k
2022: €8k
2023: €3k
2024: €2k
2022 → 2025
Working capital
€33k▲ 35.6%
2024 · €25k
2022: €-29k
2023: €-49k
2024: €25k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€10k-€113k▲ 987%€116k▲ 2.0%€118k▲ 2.3%
Operating result€13k-€8k▼ 36.9%€10k▲ 25.8%€11k▲ 6.1%
Net result€8k-€3k▼ 62.0%€2k▼ 23.6%€3k▲ 15.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €304k
Fixed assets
€174k▼ 13.8%
Current assets
€130k▲ 56.9%
Equity and liabilities €305k
Equity
€118k▲ 2.3%
Debt
€187k▲ 9.4%
The debt ratio rises from 59.6% to 61.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€73k▲
2024 · €69k
Cash flow
€65k▲
2024 · €62k
Solvency
38.8%▼
2024 · 40.4%
Current ratio
1.34▼
2024 · 1.42
Quick ratio
1.26▲
2024 · 1.22
Debt / equity
1.58▲
2024 · 1.47
ROE
2.2%▲
2024 · 2.0%
ROA
0.9%▲
2024 · 0.8%
Interest coverage
7.85▼
2024 · 9.98
Debt
€187k▲
2024 · €171k
Debt ≤ 1 year
€97k▲
2024 · €58k
Debt > 1 year
€90k▼
2024 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€286k€305k▲
Formation expenses20€1k€679▼
Fixed assets21/28€202k€174k▼
Intangible fixed assets21€62k€51k▼
Tangible fixed assets22/27€140k€124k▼
Plant, machinery and equipment23€102k€94k▼
Furniture and vehicles24€2k€1k▼
Leasing and similar rights25€36k€28k▼
Current assets29/58€83k€130k▲
Amounts receivable after more than one year29-€52k
Other amounts receivable291-€52k
Stocks and contracts in progress3€12k€8k▼
Stocks30/36€12k€8k▼
Amounts receivable within one year40/41€32k€31k▼
Trade receivables40€25k€31k▲
Other amounts receivable41€7k-
Cash at bank and in hand54/58€37k€1k▼
Deferred charges and accrued income490/1€2k€37k▲
Equity and liabilities
Total equity and liabilities10/49€286k€305k▲
Equity10/15€116k€118k▲
Contributions10/11€103k€103k=
Reserves13€13k€13k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14-€3k
Amounts payable17/49€171k€187k▲
Amounts payable after more than one year17€112k€90k▼
Financial debts170/4€112k€90k▼
Amounts payable within one year42/48€58k€97k▲
Current portion of amounts payable after more than one year42€14k€38k▲
Financial debts43€11k€16k▲
Credit institutions430/8€10k€16k▲
Other loans439€350-
Trade debts44€6k€15k▲
Suppliers440/4€6k€15k▲
Taxes, remuneration and social security45€27k€28k▲
Taxes450/3€27k€28k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Non-recurring operating income76A€112k-
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€62k▲
Other operating charges640/8€1k€411▼
Non-recurring operating charges66A€71k-
Gross operating margin9900€141k€73k▼
Operating profit (loss)9901€10k€11k▲
Financial income75/76B€5€1k▲
Recurring financial income75€5€1k▲
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Profit (loss) for the period before taxes9903€3k€3k▼
Income taxes67/77€780-
Profit (loss) for the period9904€2k€3k▲
Profit (loss) for the period to be appropriated9905€2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€3k▲
Transfer to equity691/2€2k-
To other reserves6921€2k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
31-12
Financial
Weakest financial yearnet €2k ▼23.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 1.42
Current ratio from 0.53 to 1.42; short-term debt falls from €104k to €58k.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €113k ▲987%
2 profitable years in a row build equity to €113k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 1363550 Heusden-ZolderGround area
3,196 m²
Building footprint
663 m²
Volume, LiDAR
4,066 m³
Parcel 71025A2000/00W002, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FRESH TRAY
since 20222.328.826.775
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71025A2000/00W002 | Flanders | 3,196 m² | 1 · 663 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 4 entries · 59,000 EUR awarded · 9,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 0 EUR | 0 EUR |
| 2024 | 2 | 59,000 EUR | 9,000 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidies voor internationaal ondernemen
Similar companies · same sector, comparable size
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VERMUNT
BE 0859.982.402
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KIM CLEANING
BE 0564.882.468
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JL CLEAN SERVICES
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Of 1,705 companies in sector 81230 we hold annual accounts for 473. 363 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2022
Fiscal year end31-12
Activities, NACEBEL
81230Other cleaning activities
28299Manufacture of machinery and equipment not elsewhere classified
38110Waste collection, recovery and disposal activities
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.