FRESH & LIGHT
ActiveFRESH & LIGHT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €-379. Equity is growing by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
70
/ 100
Healthy▼ -23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-88
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.54 against 3.95 in 2024), and 34.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.4%
Return on assets
-0.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
3 d early
2024
26 d late
2023
22 d late
2022
29 d late
2021
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€73k▼ 0.5%
2024 · €73k
2021: €15k
2022: €45k
2023: €60k
2024: €73k
2021 → 2025
Total assets
€111k▲ 16.8%
2024 · €95k
2021: €38k
2022: €57k
2023: €91k
2024: €95k
2021 → 2025
Net result
€-379
2024 · €13k
2021: €13k
2022: €29k
2023: €28k
2024: €13k
2021 → 2025
Working capital
€54k▼ 16.9%
2024 · €65k
2021: €15k
2022: €45k
2023: €54k
2024: €65k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€45k▲ 192%€60k▲ 35.0%€73k▲ 21.4%€73k▼ 0.5%
Operating result€17k-€41k▲ 133%€36k▼ 11.3%€17k▼ 53.2%€1k▼ 92.5%
Net result€13k-€29k▲ 121%€28k▼ 4.3%€13k▼ 54.2%€-379
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 93% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€36k▲ 345%
Current assets
€75k▼ 13.5%
Equity and liabilities €111k
Equity
€73k▼ 0.5%
Debt
€39k▲ 74.2%
The debt ratio rises from 23.2% to 34.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€3k▼
2024 · €18k
Cash flow
€2k▼
2024 · €14k
Solvency
65.4%▼
2024 · 76.8%
Current ratio
3.54▼
2024 · 3.95
Quick ratio
3.54▼
2024 · 3.95
Debt / equity
0.53▲
2024 · 0.30
ROE
-0.5%▼
2024 · 17.6%
ROA
-0.3%▼
2024 · 13.5%
Interest coverage
7.29▼
2024 · 36.46
Debt
€39k▲
2024 · €22k
Debt ≤ 1 year
€21k▼
2024 · €22k
Debt > 1 year
€17k
Income taxes
€2k▼
2024 · €4k
Staff costs
€51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€111k▲
Fixed assets21/28€8k€36k▲
Intangible fixed assets21€6k€30k▲
Tangible fixed assets22/27€2k€6k▲
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26-€5k
Current assets29/58€87k€75k▼
Amounts receivable within one year40/41€29k€28k▼
Trade receivables40€21k€21k▼
Other amounts receivable41€8k€7k▼
Current investments50/53€35k€15k▼
Cash at bank and in hand54/58€23k€30k▲
Deferred charges and accrued income490/1€0€3k▲
Equity and liabilities
Total equity and liabilities10/49€95k€111k▲
Equity10/15€73k€73k▼
Contributions10/11€2k€2k=
Reserves13€71k€71k▼
Distributable reserves133€71k€71k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€22k€39k▲
Amounts payable after more than one year17-€17k
Financial debts170/4-€17k
Amounts payable within one year42/48€22k€21k▼
Current portion of amounts payable after more than one year42-€5k
Financial debts43€171€774▲
Credit institutions430/8€171€774▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€7k€21▼
Remuneration and social security454/9€2k€5k▲
Other amounts payable47/48€8k€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€51k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3k
Other operating charges640/8€1k€1k▲
Gross operating margin9900€19k€58k▲
Operating profit (loss)9901€17k€1k▼
Financial income75/76B€233€433▲
Recurring financial income75€233€433▲
Financial charges65/66B€495€434▼
Recurring financial charges65€495€434▼
Profit (loss) for the period before taxes9903€17k€1k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€13k€-379▼
Profit (loss) for the period to be appropriated9905€13k€-379▼
Appropriation of the result
Profit (loss) to be appropriated9906€71k€-379▼
Profit (loss) brought forward from the previous period14P€58k€0▼
Transfer from equity791/2-€379
Transfer to equity691/2€71k€0▼
To other reserves6921€71k€0▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-379 ▼103%
Net result drops to €-379, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Highest result since 2021net €29k ▲121%
Operating result €41k, net result €29k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.59
Current ratio from 1.66 to 4.59; short-term debt falls from €23k to €12k.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schrieksebaan 236 D3140 KeerbergenGround area
1,251 m²
Building footprint
83 m²
Parcel 24048D0091/00H003, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
FRESH & LIGHT
since 20202.311.343.021
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24048D0091/00H003 | Flanders | 1,251 m² | 1 · 83 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SNAPTONIC
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TuxITo
BE 0753.927.154
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Mobile Inception
BE 0535.711.105
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AISHA CONSULTANCY SERVICES
BE 1006.218.117
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FIDELO
BE 0660.739.056
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Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 6,904 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2020
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.