frenoy.net
Activefrenoy.net has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €955. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 95% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▲+5
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 48.44 against 77.87 in 2024), and 2.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.9%
Return on assets
0.9%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
3 d early
2023
2 d early
2022
1 d early
2021
18 d early
2020
on the day
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 0.9%
2024 · €102k
2019: €105k
2020: €105k
2021: €105k
2022: €102k
2023: €103k
2024: €102k
2019 → 2025
Total assets
€105k▲ 1.8%
2024 · €104k
2019: €106k
2020: €106k
2021: €107k
2022: €104k
2023: €105k
2024: €104k
2019 → 2025
Net result
€955
2024 · €-923
2019: €16k
2020: €493
2021: €-389
2022: €-2k
2023: €897
2024: €-923
2019 → 2025
Working capital
€103k▲ 2.1%
2024 · €101k
2019: €98k
2020: €100k
2021: €101k
2022: €100k
2023: €101k
2024: €101k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€105k-€102k▼ 2.4%€103k▲ 0.9%€102k▼ 0.9%€103k▲ 0.9%
Operating result€-300-€-2k▼ 713%€939€-881€997
Net result€-389-€-2k▼ 536%€897€-923€955
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €997 after a loss of €881 in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€50▼ 96.0%
Current assets
€105k▲ 3.0%
Equity and liabilities €105k
Equity
€103k▲ 0.9%
Debt
€2k▲ 65.5%
The debt ratio rises from 1.3% to 2.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€2k▲
2024 · €330
Cash flow
€2k▲
2024 · €288
Solvency
97.9%▼
2024 · 98.7%
Current ratio
48.44▼
2024 · 77.87
Quick ratio
48.44▼
2024 · 77.87
Debt / equity
0.02▲
2024 · 0.01
ROE
0.9%▲
2024 · -0.9%
ROA
0.9%▲
2024 · -0.9%
Interest coverage
52.07▲
2024 · 7.79
Debt
€2k▲
2024 · €1k
Debt ≤ 1 year
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€104k€105k▲
Fixed assets21/28€1k€50▼
Tangible fixed assets22/27€1k€50▼
Furniture and vehicles24€574€50▼
Other tangible fixed assets26€688-
Current assets29/58€102k€105k▲
Amounts receivable within one year40/41€5k€13k▲
Trade receivables40€5k€13k▲
Cash at bank and in hand54/58€98k€92k▼
Equity and liabilities
Total equity and liabilities10/49€104k€105k▲
Equity10/15€102k€103k▲
Contributions10/11€6k€6k=
Reserves13€75k€75k=
Non-distributable reserves130/1€75k€75k=
Reserves not available under the articles1311€2k€2k=
Other1319€73k€73k=
Profit (loss) carried forward14€21k€22k▲
Amounts payable17/49€1k€2k▲
Amounts payable within one year42/48€1k€2k▲
Taxes, remuneration and social security45€892€2k▲
Taxes450/3€892€2k▲
Other amounts payable47/48€423€344▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€384€387▲
Gross operating margin9900€715€3k▲
Operating profit (loss)9901€-881€997▲
Financial charges65/66B€42€42=
Recurring financial charges65€42€42=
Profit (loss) for the period before taxes9903€-923€955▲
Profit (loss) for the period9904€-923€955▲
Profit (loss) for the period to be appropriated9905€-923€955▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€22k▲
Profit (loss) brought forward from the previous period14P€22k€21k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Back to profitnet €955
Net result €955 after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €897
Net result €897 after 2 loss-making years.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
13-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity triplescurrent ratio 236.99
Current ratio from 82.60 to 236.99; short-term debt falls from €1k to €426.
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
22-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dikkebeuklaan 1371020 BrusselGround area
536 m²
Building footprint
105 m²
Volume, LiDAR
656 m³
Parcel 21816G0043/00W005, Brussels · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dikkebeuklaan 137, 1020 Brussel
since 20132.224.801.304
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816G0043/00W005 | Brussels | 536 m² | 1 · 104 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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OCTAVE AGENCY
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MONKEYPROOF
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Of 16,813 companies in sector 62100 we hold annual accounts for 8,747. 6,922 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-12-2013
Fiscal year end30-06
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.