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FREMIS

Active
Private limited companyfounded 199135 yrs activeRue de Graty(Hoves) 39, 7830 Silly, BelgiumKBO/BCE: BE 0443.562.489
Summary

FREMIS has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €259,178 and a net result of €21,728. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 74% of 4564 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability75▲+5
Solvency89▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity tight (current ratio 1.07 against 3.05 in 2024; short-term debt: 23.8% and cash: 17.3% of total assets), and 36.2% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 35 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
63.8%
Return on assets
5.3%
Age of the figures
15 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €259,178
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 d early
2024
43 d early
2023
44 d early
2022
46 d early
2021
26 d early
2020
2 d early
2019
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FREMIS was incorporated on 16 March 1991.1 Total assets rose from EUR 299,357 in 2019 to EUR 406,199 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21,728▲ 316%
2024 · €5,226
Working capital
€6,375▼ 97.1%
2024 · €221,148
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€1,301€13,324▲ 924%€2,831▼ 78.8%€6,502▲ 130%€35,600▲ 448%
Net result€1,212within the sector's middle half€11,689within the sector's middle half▲ 864%€1,271within the sector's middle half▼ 89.1%€5,226within the sector's middle half▲ 311%€21,728within the sector's middle half▲ 316%
Equity€219,264above the sector's middle half▲ 0.6%€230,953above the sector's middle half▲ 5.3%€232,224above the sector's middle half▲ 0.6%€237,450above the sector's middle half▲ 2.3%€259,178above the sector's middle half▲ 9.2%
Total assets€342,020above the sector's middle half▼ 9.5%€415,733above the sector's middle half▲ 21.6%€320,764above the sector's middle half▼ 22.8%€393,407above the sector's middle half▲ 22.6%€406,199above the sector's middle half▲ 3.3%
Debt€122,756▼ 23.2%€184,780▲ 50.5%€88,539▼ 52.1%€155,958▲ 76.1%€147,021▼ 5.7%
Working capital€206,117▲ 1.9%€192,298▼ 6.7%€195,665▲ 1.8%€221,148▲ 13.0%€6,375▼ 97.1%
Solvency64.1%within the sector's middle half▲ 6.4pp55.6%within the sector's middle half▼ 8.6pp72.4%above the sector's middle half▲ 16.8pp60.4%within the sector's middle half▼ 12.0pp63.8%within the sector's middle half▲ 3.4pp
above within below the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000€40,000Operating result 2021: €1,301€1,301Net result 2021: €1,212€1,212Operating result 2022: €13,324€13,324Net result 2022: €11,689€11,689Operating result 2023: €2,831€2,831Net result 2023: €1,271€1,271Operating result 2024: €6,502€6,502Net result 2024: €5,226€5,226Operating result 2025: €35,600€35,600Net result 2025: €21,728€21,72820212022202320242025€0€10,000€20,000€30,000€40,000Operating result 2023: €2,831€2,830Net result 2023: €1,271€1,270Operating result 2024: €6,502€6,500Net result 2024: €5,226€5,230Operating result 2025: €35,600€35,600Net result 2025: €21,728€21,700202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 448% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €406,199
Fixed assets €303,095 ▲ 372%
Current assets €103,105 ▼ 68.7%
Equity and liabilities €406,199
Equity €259,178 ▲ 9.2%
Debt €147,021 ▼ 5.7%
Debt's share of the balance-sheet total falls from 39.6% to 36.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€42,489▲
2024 · €29,368
Cash flow
€28,617▲
2024 · €28,092
Current ratio
1.07▼
2024 · 3.05
Debt to equity
0.57▼
2024 · 0.66
ROE
8.4%▲
2024 · 2.2%
ROA
5.3%▲
2024 · 1.3%
Interest coverage
6.41▼
2024 · 23.02
Debt ≤ 1 year
€96,730▼
2024 · €108,055
Debt > 1 year
€0▼
2024 · €29,403
Income taxes
€7,243
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€393,407€406,199▲
Fixed assets21/28€64,205€303,095▲
Tangible fixed assets22/27€64,205€303,095▲
Land and buildings22€13,147€303,095▲
Plant, machinery and equipment23€3,496€0▼
Leasing and similar rights25€47,562€0▼
Current assets29/58€329,203€103,105▼
Amounts receivable within one year40/41€306,888€29,112▼
Trade receivables40€306,888€26,354▼
Other amounts receivable41-€2,757
Cash at bank and in hand54/58€17,956€70,362▲
Deferred charges and accrued income490/1€4,359€3,631▼
Equity and liabilities
Total equity and liabilities10/49€393,407€406,199▲
Equity10/15€237,450€259,178▲
Contributions10/11€500,000€500,000=
Outside capital11€500,000-
Other1109/19€500,000-
Reserves13€6,783€6,783=
Non-distributable reserves130/1€6,783€6,783=
Reserves not available under the articles1311€6,783€6,783=
Profit (loss) carried forward14-€269,333-€247,605▲
Amounts payable17/49€155,958€147,021▼
Amounts payable after more than one year17€29,403€0▼
Financial debts170/4€29,403€0▼
Amounts payable within one year42/48€108,055€96,730▼
Current portion of amounts payable after more than one year42€21,109€0▼
Trade debts44€68,079€271▼
Suppliers440/4€68,079€271▼
Taxes, remuneration and social security45€18,867€459▼
Taxes450/3€18,867€459▼
Other amounts payable47/48-€96,000
Accrued charges and deferred income492/3€18,500€50,291▲
Income statement Code20242025
Non-recurring operating income76A-€76,442
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,866€6,889▼
Other operating charges640/8€18,884€55,137▲
Gross operating margin9900€48,252€97,626▲
Operating profit (loss)9901€6,502€35,600▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€1,276€6,630▲
Recurring financial charges65€1,276€6,630▲
Profit (loss) for the period before taxes9903€5,226€28,971▲
Income taxes67/77-€7,243
Profit (loss) for the period9904€5,226€21,728▲
Profit (loss) for the period to be appropriated9905€5,226€21,728▲
Appropriation of the result
Profit (loss) to be appropriated9906-€269,333-€247,605▲
Profit (loss) brought forward from the previous period14P-€274,559-€269,333▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€3,059--€76,442-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,571€17,542€22,866€22,866€6,889▼ 69.9%
Other operating charges640/8-€17,999€18,728€18,884€55,137▲ 192%
Gross operating margin9900€22,462€48,864€44,425€48,252€97,626▲ 102%
Operating profit (loss)9901€1,301€13,324€2,831€6,502€35,600▲ 448%
Financial income75/76B----€0-
Recurring financial income75----€0-
Financial charges65/66B-€1,635€1,559€1,276€6,630▲ 420%
Recurring financial charges65€317€1,635€1,559€1,276€6,630▲ 420%
Profit (loss) for the period before taxes9903€984€11,689€1,271€5,226€28,971▲ 454%
Income taxes67/77-€228---€7,243-
Profit (loss) for the period9904€1,212€11,689€1,271€5,226€21,728▲ 316%
Profit (loss) for the period to be appropriated9905€1,212€11,689€1,271€5,226€21,728▲ 316%
Line20212022202320242025Change
Assets
Total assets20/58€342,020€415,733€320,764€393,407€406,199▲ 3.3%
Fixed assets21/28€13,147€109,937€87,071€64,205€303,095▲ 372%
Tangible fixed assets22/27€13,147€109,937€87,071€64,205€303,095▲ 372%
Land and buildings22-€13,147€13,147€13,147€303,095▲ 2,205%
Plant, machinery and equipment23-€5,829€4,662€3,496€0▼ 100%
Leasing and similar rights25-€90,962€69,262€47,562€0▼ 100%
Current assets29/58€328,873€305,796€233,693€329,203€103,105▼ 68.7%
Amounts receivable within one year40/41€314,280€222,348€226,289€306,888€29,112▼ 90.5%
Trade receivables40-€222,348€226,289€306,888€26,354▼ 91.4%
Other amounts receivable41----€2,757-
Cash at bank and in hand54/58€12,583€79,390€3,175€17,956€70,362▲ 292%
Deferred charges and accrued income490/1-€4,058€4,229€4,359€3,631▼ 16.7%
Equity and liabilities
Total equity and liabilities10/49€342,020€415,733€320,764€393,407€406,199▲ 3.3%
Equity10/15€219,264€230,953€232,224€237,450€259,178▲ 9.2%
Contributions10/11-€500,000€500,000€500,000€500,000=
Outside capital11-€500,000€500,000€500,000--
Other1109/19-€500,000€500,000€500,000--
Reserves13€6,783€6,783€6,783€6,783€6,783=
Non-distributable reserves130/1-€6,783€6,783€6,783€6,783=
Reserves not available under the articles1311-€6,783€6,783€6,783€6,783=
Profit (loss) carried forward14-€287,519-€275,830-€274,559-€269,333-€247,605▲ 8.1%
Amounts payable17/49€122,756€184,780€88,539€155,958€147,021▼ 5.7%
Amounts payable after more than one year17-€71,282€50,512€29,403€0▼ 100%
Financial debts170/4-€71,282€50,512€29,403€0▼ 100%
Amounts payable within one year42/48€122,756€113,498€38,028€108,055€96,730▼ 10.5%
Current portion of amounts payable after more than one year42-€20,437€20,771€21,109€0▼ 100%
Trade debts44€82,149€84,218€11,544€68,079€271▼ 99.6%
Suppliers440/4-€84,218€11,544€68,079€271▼ 99.6%
Taxes, remuneration and social security45-€8,843€5,714€18,867€459▼ 97.6%
Taxes450/3-€8,843€5,714€18,867€459▼ 97.6%
Other amounts payable47/48----€96,000-
Accrued charges and deferred income492/3---€18,500€50,291▲ 172%
Line20212022202320242025Change
Profit (loss) for the period9904€1,212€11,689€1,271€5,226€21,728▲ 316%
+ Depreciation and write-downs630€2,571€17,542€22,866€22,866€6,889▼ 69.9%
Operating cash flow (approximation)€3,784€29,230€24,138€28,092€28,617▲ 1.9%
Investment in fixed assets (approximation)--€114,332€0€0-€245,779-
Change in cash-€66,806-€76,215€14,781€52,406▲ 255%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
19-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
19-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
18-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Liquidity doublescurrent ratio 6.15
Current ratio from 2.69 to 6.15; short-term debt falls from €113,498 to €38,028.
2022
16-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
05-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Back to profitnet €1,212
Net result €1,212 after one loss-making year.
29-01
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial Weakest financial yearnet -€1,882
Net result drops to -€1,882, the lowest in the series; recovery starts the following year.
2019
17-12
NBB filing Annual accounts filed
fiscal year 2019 · full schema
14-01
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2017
21-12
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2016
16-12
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Silly · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
8,770 m²
Building footprint
5,692 m²
Volume, LiDAR
34,537 m³
Parcel 55021C0499/00A000, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FREMIS
Rue de Graty(Hoves) 39, 7830 SillyGrowing of vegetables, melons, roots and tubers
since 20192.368.961.417
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55021C0499/00A000 Wallonia 8,770 m² 1 · 5,692 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,225 companies in sector 81300 we hold annual accounts for 4,369. 3,225 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-03-1991
Fiscal year end30-06
Activities, NACEBEL 2025
81300Landscape service activities
01130Growing of vegetables, melons, roots and tubers
E-invoicing
Reachable via Peppol
Peppol ID 0208:0443562489
Registered 08-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.