FREMA SOLUTIONS
ActiveThe computed 12-month bankruptcy probability of FREMA SOLUTIONS is 1.5% (moderate). The 2025 annual accounts show equity of €19k and a net result of €16k. Its solvency ranks better than 78% of 11185 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.72), and 23% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77%
Return on assets
64.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€19k
Total assets
€24k
Net result
€16k
Working capital
€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €24k
Fixed assets
€4k
Current assets
€21k
Equity and liabilities €24k
Equity
€19k
Debt
€6k
Debt finances 23.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€23k
Cash flow
€16k
Solvency
77.0%
Current ratio
3.72
Quick ratio
3.72
Debt / equity
0.30
ROE
83.9%
ROA
64.6%
Interest coverage
128.17
Debt
€6k
Debt ≤ 1 year
€6k
Income taxes
€6k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€24k
Fixed assets21/28€4k
Tangible fixed assets22/27€4k
Plant, machinery and equipment23€4k
Current assets29/58€21k
Amounts receivable within one year40/41€7k
Trade receivables40€4k
Other amounts receivable41€3k
Cash at bank and in hand54/58€11k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€24k
Equity10/15€19k
Contributions10/11€3k
Reserves13€16k
Distributable reserves133€16k
Amounts payable17/49€6k
Amounts payable within one year42/48€6k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€3k
Taxes450/3€2k
Remuneration and social security454/9€1k
Other amounts payable47/48€1k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€735
Other operating charges640/8€461
Gross operating margin9900€23k
Operating profit (loss)9901€22k
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€177
Recurring financial charges65€177
Profit (loss) for the period before taxes9903€22k
Income taxes67/77€6k
Profit (loss) for the period9904€16k
Profit (loss) for the period to be appropriated9905€16k
Appropriation of the result
Profit (loss) to be appropriated9906€16k
Transfer to equity691/2€16k
To other reserves6921€16k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoegaarden · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Piepelbergstraat 13320 HoegaardenGround area
2,812 m²
Building footprint
112 m²
Volume, LiDAR
670 m³
Parcel 24041A0242/00D000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FREMA SOLUTIONS
since 20242.360.121.252
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24041A0242/00D000 | Flanders | 2,811 m² | 1 · 112 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Etablissements COLONVAL R.J.M.
BE 0457.586.117
Courcelles · Eq €19k
AGEFO
BE 0440.591.915
Ecaussinnes · Eq €18k
RUDI EN RONNY
BE 0462.970.508
Grobbendonk · Eq €18k
Storia Verde
BE 0800.776.966
Genk · Eq €17k
HAAX
BE 0645.897.759
Merksplas · Eq €20k
Of 466 companies in sector 46442 we hold annual accounts for 329. 133 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2024
Fiscal year end31-12
Activities, NACEBEL
46442Wholesale trade
47783Retail trade
47784Retail trade
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.