Fregat
ActiveFregat has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €19k. Its solvency ranks better than 61% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency85
Growth-
Stability67
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.36), and 36.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.2%
Return on assets
62.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€19k
Total assets
€30k
Net result
€19k
Working capital
€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €30k
Fixed assets
€15k
Current assets
€15k
Equity and liabilities €30k
Equity
€19k
Debt
€11k
Debt finances 36.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€25k
Cash flow
€20k
Solvency
63.2%
Current ratio
1.36
Quick ratio
1.36
Debt / equity
0.58
ROE
99.0%
ROA
62.5%
Interest coverage
821.50
Debt
€11k
Debt ≤ 1 year
€11k
Income taxes
€5k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€30k
Fixed assets21/28€15k
Tangible fixed assets22/27€15k
Plant, machinery and equipment23€1k
Furniture and vehicles24€14k
Current assets29/58€15k
Amounts receivable within one year40/41€219
Other amounts receivable41€219
Cash at bank and in hand54/58€13k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€30k
Equity10/15€19k
Contributions10/11€1k
Reserves13€18k
Distributable reserves133€18k
Profit (loss) carried forward14€180
Amounts payable17/49€11k
Amounts payable within one year42/48€11k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€8k
Taxes450/3€8k
Other amounts payable47/48€800
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€897
Gross operating margin9900€25k
Operating profit (loss)9901€24k
Financial charges65/66B€30
Recurring financial charges65€30
Profit (loss) for the period before taxes9903€24k
Income taxes67/77€5k
Profit (loss) for the period9904€19k
Profit (loss) for the period to be appropriated9905€19k
Appropriation of the result
Profit (loss) to be appropriated9906€19k
Transfer to equity691/2€18k
To other reserves6921€18k
Profit to be distributed694/7€800
Return on contributions (dividend)694€800
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fregatstraat 138400 OostendeGround area
105 m²
Building footprint
105 m²
Volume, LiDAR
717 m³
Parcel 35013A1490/00X000, Flanders · tallest building 15.3 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A1490/00X000 | Flanders | 105 m² | 1 · 105 m² | 15.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Ficaz
BE 0717.764.762
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DRIES VANLINT
BE 0688.695.743
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Of 11,174 companies in sector 82100 we hold annual accounts for 3,488. 2,226 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2025
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
52260Warehousing and support activities for transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.