Freelaco
ActiveFor Freelaco, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €61k and a net result of €9k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 16082 sector peers (fiscal year 2022). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability74▼-1
Solvency57▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
31.9%
Return on assets
4.6%
Age of the figures
45 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline23-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-08-2023, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
31 d late
2021
158 d late
2020
55 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€61k▲ 16.7%
2021 · €52k
2020: €41k
2021: €52k
2020 → 2022
Total assets
€192k▼ 12.9%
2021 · €220k
2020: €242k
2021: €220k
2020 → 2022
Net result
€9k▼ 19.7%
2021 · €11k
2020: €36k
2021: €11k
2020 → 2022
Working capital
€-82k▲ 28.8%
2021 · €-115k
2020: €-143k
2021: €-115k
2020 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202020212022Trend
Equity€41k-€52k▲ 26.3%€61k▲ 16.7%
Operating result€49k-€17k▼ 66.6%€15k▼ 11.0%
Net result€36k-€11k▼ 70.0%€9k▼ 19.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2022 is 11% below 2021 and is the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €192k
Fixed assets
€143k▼ 19.4%
Current assets
€49k▲ 13.9%
Equity and liabilities €192k
Equity
€61k▲ 16.7%
Debt
€130k▼ 22.2%
The debt ratio falls from 76.2% to 68.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k▼
2021 · €51k
Cash flow
€43k▼
2021 · €45k
Solvency
31.9%▲
2021 · 23.8%
Current ratio
0.37▲
2021 · 0.27
Quick ratio
0.37▲
2021 · 0.27
Debt / equity
2.13▼
2021 · 3.20
ROE
14.3%▼
2021 · 20.9%
ROA
4.6%▼
2021 · 5.0%
Interest coverage
26.21▲
2021 · 25.94
Debt
€130k▼
2021 · €168k
Debt ≤ 1 year
€130k▼
2021 · €158k
Income taxes
€4k▲
2021 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€220k€192k▼
Fixed assets21/28€177k€143k▼
Intangible fixed assets21€177k€143k▼
Tangible fixed assets22/27€186-
Furniture and vehicles24€186-
Current assets29/58€43k€49k▲
Amounts receivable within one year40/41€41k€32k▼
Trade receivables40€35k€20k▼
Other amounts receivable41€7k€13k▲
Cash at bank and in hand54/58€2k€16k▲
Equity and liabilities
Total equity and liabilities10/49€220k€192k▼
Equity10/15€52k€61k▲
Contributions10/11€5k€5k=
Outside capital11€5k€5k=
Other1109/19€5k€5k=
Profit (loss) carried forward14€47k€56k▲
Amounts payable17/49€168k€130k▼
Amounts payable after more than one year17€10k-
Financial debts170/4€10k-
Amounts payable within one year42/48€158k€130k▼
Current portion of amounts payable after more than one year42€17k€10k▼
Trade debts44€23k€4k▼
Suppliers440/4€23k€4k▼
Taxes, remuneration and social security45€27k€46k▲
Taxes450/3€27k€46k▲
Other amounts payable47/48€91k€70k▼
Income statement
Code20212022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€34k▼
Other operating charges640/8-€5k
Gross operating margin9900€51k€54k▲
Operating profit (loss)9901€17k€15k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€15k€13k▼
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€11k€9k▼
Profit (loss) for the period to be appropriated9905€11k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€56k▲
Profit (loss) brought forward from the previous period14P€36k€47k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 158 days late
2022
31-12
Financial
Weakest financial yearnet €9k ▼19.7%
Net result drops to €9k, the lowest in the series.
2021
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 55 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hessie 292400 MolGround area
1,407 m²
Building footprint
369 m²
Volume, LiDAR
1,820 m³
Parcel 13433E2039/00L000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Freelaco
since 20192.295.014.753
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13433E2039/00L000 | Flanders | 1,407 m² | 1 · 369 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.