FREEDOM Y.D.
ActiveFREEDOM Y.D. has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €228k and a net result of €33k. Equity is growing by ~39.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-15
Solvency96▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 8.98 against 9.16 in 2024; short-term debt: 7% and cash: 52.3% of total assets), and 28.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.4%
Return on assets
10.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
25 d late
2019
84 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€228k▲ 17.0%
2024 · €195k
2018: €-137k
2019: €-48k
2020: €12k
2021: €59k
2022: €107k
2023: €134k
2024: €195k
2018 → 2025
Total assets
€319k▲ 20.0%
2024 · €266k
2018: €115k
2019: €153k
2020: €187k
2021: €197k
2022: €209k
2023: €226k
2024: €266k
2018 → 2025
Net result
€33k▼ 45.3%
2024 · €60k
2018: €89k
2019: €89k
2020: €60k
2021: €47k
2022: €47k
2023: €27k
2024: €60k
2018 → 2025
Working capital
€178k▲ 4.9%
2024 · €169k
2018: €61k
2019: €133k
2020: €89k
2021: €137k
2022: €164k
2023: €182k
2024: €169k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€107k▲ 79.9%€134k▲ 25.7%€195k▲ 44.9%€228k▲ 17.0%
Operating result€60k-€72k▲ 20.2%€43k▼ 39.9%€87k▲ 103%€51k▼ 41.7%
Net result€47k-€47k▲ 0.2%€27k▼ 42.2%€60k▲ 120%€33k▼ 45.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €319k
Fixed assets
€119k▲ 57.1%
Current assets
€200k▲ 5.2%
Equity and liabilities €319k
Equity
€228k▲ 17.0%
Debt
€91k▲ 28.2%
The debt ratio rises from 26.8% to 28.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€80k▼
2024 · €97k
Cash flow
€62k▼
2024 · €70k
Solvency
71.4%▼
2024 · 73.2%
Current ratio
8.98▼
2024 · 9.16
Quick ratio
8.98▼
2024 · 9.16
Debt / equity
0.40▲
2024 · 0.37
ROE
14.5%▼
2024 · 31.0%
ROA
10.4%▼
2024 · 22.7%
Interest coverage
27.15▼
2024 · 38.99
Debt
€91k▲
2024 · €71k
Debt ≤ 1 year
€22k▲
2024 · €21k
Debt > 1 year
€69k▲
2024 · €50k
Income taxes
€15k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€266k€319k▲
Fixed assets21/28€76k€119k▲
Tangible fixed assets22/27€76k€119k▲
Plant, machinery and equipment23€41k€36k▼
Furniture and vehicles24€35k€83k▲
Other tangible fixed assets26-€0
Current assets29/58€190k€200k▲
Amounts receivable within one year40/41€14k€23k▲
Trade receivables40€98€10k▲
Other amounts receivable41€14k€13k▼
Cash at bank and in hand54/58€171k€167k▼
Deferred charges and accrued income490/1€5k€10k▲
Equity and liabilities
Total equity and liabilities10/49€266k€319k▲
Equity10/15€195k€228k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€133k€166k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€126k€159k▲
Profit (loss) carried forward14€101€122▲
Amounts payable17/49€71k€91k▲
Amounts payable after more than one year17€50k€69k▲
Financial debts170/4€50k€69k▲
Amounts payable within one year42/48€21k€22k▲
Current portion of amounts payable after more than one year42-€6k
Trade debts44€10k€3k▼
Suppliers440/4€10k€3k▼
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€11k€10k▼
Other amounts payable47/48€22€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€29k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€99k€83k▼
Operating profit (loss)9901€87k€51k▼
Financial income75/76B€169-
Recurring financial income75€169-
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€85k€48k▼
Income taxes67/77€25k€15k▼
Profit (loss) for the period9904€60k€33k▼
Profit (loss) for the period to be appropriated9905€60k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€33k▼
Profit (loss) brought forward from the previous period14P€53€101▲
Transfer to equity691/2€60k€33k▼
To other reserves6921€60k€33k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €200kEq €228k ▲17%
8 profitable years in a row build equity to €228k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Equity above €150kEq €195k ▲44.9%
7 profitable years in a row build equity to €195k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €27k ▼42.2%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €107k ▲79.9%
5 profitable years in a row build equity to €107k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 5.05
Current ratio from 2.43 to 5.05; short-term debt falls from €62k to €34k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
31-12
Financial
Liquidity times 5current ratio 12.43
Current ratio from 2.31 to 12.43; short-term debt falls from €47k to €12k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Céroux 111380 LasneGround area
749 m²
Building footprint
128 m²
Volume, LiDAR
1,115 m³
Parcel 25024B0090/00G000, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
WALL INVEST
since 19982.046.129.183
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25024B0090/00G000 | Wallonia | 749 m² | 1 · 128 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SCHOEN- EN SPORTMODE VAN HERREWEGHE
BE 0870.400.695
Wichelen · Eq €224k
Ge-Line
BE 0463.169.654
Putte · Eq €221k
R.M.D. Trade
BE 0823.743.596
Maarkedal · Eq €221k
SHOES & C°
BE 0884.442.832
Ninove · Eq €221k
FRESHNESS
BE 0759.436.952
Gavere · Eq €217k
Of 199 companies in sector 46425 we hold annual accounts for 135. 104 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-11-1989
Fiscal year end31-12
Activities, NACEBEL
46425Wholesale trade
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.