FREDIMMO
ActiveSummary
FREDIMMO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €435,261 and a net result of €37,465. Equity remains stable across the filed fiscal years (±0.5% per year). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-2
Solvency69▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.75 in 2024; short-term debt: 56.3% and cash: 48.4% of total assets), but 56.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.7%
Return on assets
3.8%
Age of the figures
10 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €435,261
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 28-03-2026, 94 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
94 d early
2024
89 d early
2023
91 d early
2022
113 d early
2021
115 d early
2020
99 d early
2019
102 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 100 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-11-2026 close30-06-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€435,261▲ 9.4%
2024 · €397,796
Total assets
€997,080▲ 0.9%
2024 · €988,427
Net result
€37,465▼ 23.6%
2024 · €49,067
Working capital
€427,094▲ 1.9%
2024 · €419,132
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€3,550▲ 23.4%€30,349€311,069▲ 925%€32,754▼ 89.5%€41,671▲ 27.2%
Net result-€6,205▲ 17.3%€12,966-€38,345€49,067€37,465▼ 23.6%
Equity€374,107▼ 1.6%€387,073▲ 3.5%€348,728▼ 9.9%€397,796▲ 14.1%€435,261▲ 9.4%
Total assets€666,776▼ 5.3%€657,795▼ 1.3%€937,963▲ 42.6%€988,427▲ 5.4%€997,080▲ 0.9%
Debt€173,341▼ 1.3%€180,662▲ 4.2%€528,814▲ 193%€560,220▲ 5.9%€561,819▲ 0.3%
Working capital€652,624▼ 5.6%€646,557▼ 0.9%€399,166▼ 38.3%€419,132▲ 5.0%€427,094▲ 1.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 27% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €997,080
Fixed assets
€8,167 ▼ 10.0%
Current assets
€988,913 ▲ 1.0%
Equity and liabilities €997,080
Equity
€435,261 ▲ 9.4%
Provisions
€0 ▼ 100%
Debt
€561,819 ▲ 0.3%
Debt's share of the balance-sheet total falls from 56.7% to 56.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42,579▲
2024 · €33,662
Cash flow
€38,373▼
2024 · €49,975
Current ratio
1.76▲
2024 · 1.75
Quick ratio
0.86▲
2024 · 0.85
Debt to equity
1.29▼
2024 · 1.41
ROE
8.6%▼
2024 · 12.3%
ROA
3.8%▼
2024 · 5.0%
Interest coverage
281.98▲
2024 · 228.99
Debt ≤ 1 year
€561,819▲
2024 · €560,220
Income taxes
€12,488▲
2024 · €3,327
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,733 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,733 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €908 | €908 | €908 | €908 | €908 | = |
| Other operating charges640/8 | - | €6,056 | €6,991 | €7,265 | €8,091 | ▲ 11.4% |
| Gross operating margin9900 | €3,799 | €37,312 | €318,968 | €40,927 | €50,670 | ▲ 23.8% |
| Operating profit (loss)9901 | -€3,550 | €30,349 | €311,069 | €32,754 | €41,671 | ▲ 27.2% |
| Financial income75/76B | - | - | - | €20,683 | €8,927 | ▼ 56.8% |
| Recurring financial income75 | - | - | - | €20,683 | €8,927 | ▼ 56.8% |
| Financial charges65/66B | - | €17,383 | €349,414 | €1,043 | €645 | ▼ 38.2% |
| Recurring financial charges65 | €738 | €745 | €147 | €147 | €151 | ▲ 2.7% |
| Non-recurring financial charges66B | - | €16,638 | €349,267 | €896 | €494 | ▼ 44.9% |
| Profit (loss) for the period before taxes9903 | -€6,205 | €12,966 | -€38,345 | €52,394 | €49,953 | ▼ 4.7% |
| Income taxes67/77 | - | - | - | €3,327 | €12,488 | ▲ 275% |
| Profit (loss) for the period9904 | -€6,205 | €12,966 | -€38,345 | €49,067 | €37,465 | ▼ 23.6% |
| Profit (loss) for the period to be appropriated9905 | -€6,205 | €12,966 | -€38,345 | €49,067 | €37,465 | ▼ 23.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €666,776 | €657,795 | €937,963 | €988,427 | €997,080 | ▲ 0.9% |
| Fixed assets21/28 | €11,798 | €10,890 | €9,983 | €9,075 | €8,167 | ▼ 10.0% |
| Tangible fixed assets22/27 | €11,798 | €10,890 | €9,983 | €9,075 | €8,167 | ▼ 10.0% |
| Furniture and vehicles24 | - | €10,890 | €9,983 | €9,075 | €8,167 | ▼ 10.0% |
| Current assets29/58 | €654,979 | €646,905 | €927,980 | €979,352 | €988,913 | ▲ 1.0% |
| Stocks and contracts in progress3 | €436,372 | €436,372 | €371,920 | €504,888 | €504,889 | = |
| Stocks30/36 | - | €436,372 | €371,920 | €504,888 | €504,889 | = |
| Amounts receivable within one year40/41 | €1,132 | €1,132 | - | €1,208 | €1,805 | ▲ 49.4% |
| Other amounts receivable41 | - | €1,132 | - | €1,208 | €1,805 | ▲ 49.4% |
| Cash at bank and in hand54/58 | €217,475 | €209,401 | €556,060 | €467,873 | €482,219 | ▲ 3.1% |
| Deferred charges and accrued income490/1 | - | - | - | €5,383 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €666,776 | €657,795 | €937,963 | €988,427 | €997,080 | ▲ 0.9% |
| Equity10/15 | €374,107 | €387,073 | €348,728 | €397,796 | €435,261 | ▲ 9.4% |
| Contributions10/11 | - | €165,000 | €165,000 | €165,000 | €165,000 | = |
| Reserves13 | €209,107 | €222,073 | €183,728 | €232,796 | €270,261 | ▲ 16.1% |
| Distributable reserves133 | - | €222,073 | €183,728 | €232,796 | €270,261 | ▲ 16.1% |
| Profit (loss) carried forward14 | €1,716 | - | - | - | - | - |
| Provisions and deferred taxes16 | €119,328 | €90,060 | €60,421 | €30,411 | - | - |
| Provisions for liabilities and charges160/5 | - | €90,060 | €60,421 | €30,411 | - | - |
| Other liabilities and charges164/5 | - | €90,060 | €60,421 | €30,411 | - | - |
| Amounts payable17/49 | €173,341 | €180,662 | €528,814 | €560,220 | €561,819 | ▲ 0.3% |
| Amounts payable after more than one year17 | €170,987 | €180,314 | - | - | - | - |
| Other amounts payable178/9 | - | €180,314 | - | - | - | - |
| Amounts payable within one year42/48 | €2,354 | €348 | €528,814 | €560,220 | €561,819 | ▲ 0.3% |
| Trade debts44 | €2,354 | €348 | - | - | - | - |
| Suppliers440/4 | - | €348 | - | - | - | - |
| Other amounts payable47/48 | - | - | €528,814 | €560,220 | €561,819 | ▲ 0.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,205 | €12,966 | -€38,345 | €49,067 | €37,465 | ▼ 23.6% |
| + Depreciation and write-downs630 | €908 | €908 | €908 | €908 | €908 | = |
| Operating cash flow (approximation) | -€5,297 | €13,874 | -€37,437 | €49,975 | €38,373 | ▼ 23.2% |
| Investment in fixed assets (approximation) | - | €0 | -€1 | €0 | €0 | - |
| Change in cash | - | -€8,074 | €346,659 | -€88,187 | €14,346 | ▲ 116% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
State Gazette act
Resignations: De Pourcq,Peter André Juul (statutory manager) and Liekens Suzanne Ursula (statutory manager)Reappointments: De Pourcq,Peter André Juul (statutory director) and Liekens Suzanne Ursula (statutory director) · Statutes amendment · Registered office clause8 facts ▸
State Gazette act
Resignations: De Pourcq,Peter André Juul (statutory manager) and Liekens Suzanne Ursula (statutory manager)
Reappointments: De Pourcq,Peter André Juul (statutory director) and Liekens Suzanne Ursula (statutory director) · Statutes amendment · Registered office clause8 facts ▸
- General meeting, 18-06-2026
- Other statement, aanpassing statuten aan WVV met behoud rechtsvorm, statuten aanpassen aan Wetboek van vennootschappen en verenigingen
- Director resignation, De Pourcq,Peter André Juul (statutory manager)
- Director resignation, Liekens Suzanne Ursula (statutory manager)
- Director reappointment, De Pourcq,Peter André Juul (statutory director)
- Director reappointment, Liekens Suzanne Ursula (statutory director)
- Statutes amendment
- Registered office clause, extrastatutaire bepaling, 9800 Deinze,Emiel Clauslaan 105
28-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-11
Financial
Back to profitnet €49,067
Net result €49,067 after one loss-making year.
31-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-11
Financial
Weakest financial yearnet -€38,345
Net result drops to -€38,345, the lowest in the series; recovery starts the following year.
09-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-11
Financial
Back to profitnet €12,966
Net result €12,966 after 2 loss-making years.
30-11
Financial
Liquidity times 7current ratio 1861.60
Current ratio from 278.22 to 1861.60; short-term debt falls from €2,354 to €348.
07-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
30-11
Financial
Liquidity times 18current ratio 6645.16
Current ratio from 364.76 to 6645.16; short-term debt falls from €2,046 to €110.
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
De Pourcq,Peter André Juul
CurrentStatutory director
Liekens Suzanne Ursula
CurrentStatutory director
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1990
Ground area
5,718 m²
Building footprint
311 m²
Volume, LiDAR
1,838 m³
Parcel 44004C0052/00M002, Flanders · tallest building 16.7 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
De Pourcq Peter
since 19902.047.235.280
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004C0052/00M002 | Flanders | 5,718 m² | 1 · 311 m² | 16.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 2 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| De Pourcq,Peter André Juul |
|
| Liekens Suzanne Ursula |
|
Articles of association
Who signs
Each director alone
Annual meeting
First Thursday of March at 17:00
Purpose
De uitbating van een landmeterbureau,een expertise- en raadgeverskantoor inzake onroerende goederen; Het beheer van roerende en onroerende goederen; Het rentmeesterschap en…
Full purpose (9 activities)
- De uitbating van een landmeterbureau,een expertise- en raadgeverskantoor inzake onroerende goederen;
- Het beheer van roerende en onroerende goederen;
- Het rentmeesterschap en belegging van (zowel private als professionele) vermogens.
- De dienstverlening bij het vervullen van administratieve verplichtingen en het afhandelen van procedures met openbare diensten (en private personen welke door een federale overheid ten gevolge van andere dan toevallige gebeurtenissen met het uitoefenen van een federale openbare dienstverlening zijn belast),ongeacht de sector;
- De dienstverlening bij het opzoeken van informatie over:* het zakenrechtelijk statuut van onroerende goederen;* de publiekrechtelijke en fiscale beperkingen van het onroerend eigendomsrecht.
- Zij mag,onder meer,alle grondpanden en gebouwen kopen,verkopen,uitwisselen en omvormen,huren en verhuren,in optie nemen en geven;alle wegeniswerken,werken van aanleg,rioleringen en andere uitvoeren of laten uitvoeren,dit alles zowel voor eigen rekening als voor rekening van derden of in deelneming;alle onroerende goederen verpanden of in waarborg geven;de aankoop,verkoop en restauratie,zowel in binnenland als in het buitenland,van alle binnenhuismeubilair dienende als binnenhuisdecoratie in de meest algemene zin,antiek,oud of hedendaags,kunstvoorwerpen of gewone,zoals schilderijen,beeldhouwwerken,meubels,grond- en wandtapijten,zilverwerk,porselein,spiegels,luchters,collectiestukken,enzovoort;het uitvoeren van alle binnenhuisinrichting;alsook alle activiteiten die met voornoemde doelstelling rechtstreeks of onrechtstreeks verband houden.
- Deze opsomming dient niet beperkend maar als voorbeeld beschouwd te worden.
- De vennootschap mag overgaan tot,of deelnemen aan,de oprichting,organisatie,het toezicht en het beheer van ondernemingen van onroerende,industriële,handels-,financiële of sociale aard,welke rechtstreeks of onrechtstreeks verband houden met het voorwerp van de vennootschap;zij mag aandelen,deelbewijzen,obligaties,schuldvorderingen en schulderkentenissen van gezegde ondernemingen in haar portefeuille opnemen en deze verhandelen.
- Zij mag in het kader van haar werkzaamheden alle roerende en onroerende,financiële,handels- en nijverheidsverrichtingen doen,welke rechtstreeks of onrechtstreeks verband houden met het voorwerp van de vennootschap of welke nuttig zouden kunnen zijn tot het verwezenlijken van haar voorwerp.
Board rule
Bestuursorgaan, alle handelingen nodig of nuttig voor verwezenlijking voorwerp
Name clause
Registered office clause
Adres zetel uit statuten geschrapt, Vlaams Gewest
Other statement
Toegang algemene vergadering, geen bijzondere vereisten
1 more provision on this in the deed
Liquidation rule
Bestuurder(s) in functie indien geen andere vereffenaar benoemd, algemene vergadering
Liquidation distribution
Nog in natura voorhanden goederen op dezelfde wijze, netto actief onder alle aandeelhouders naar verhouding aantal aandelen
Structure & network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Identification & contact
Identification
Legal formPrivate limited company
Founded19-02-1990
Fiscal year end30-11
E-invoicing
Not found in the Peppol register
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.