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FREDERIQUE

Active
Private limited company (pre-2019)founded 198640 yrs activeBrusselsestraat 5, 3000 Leuven, BelgiumKBO/BCE: BE 0429.374.458
Summary

FREDERIQUE has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€46,149) and a net result of €26,980. Equity remains stable across the filed fiscal years (±0.1% per year). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+87
Solvency0=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 40 years 0 50 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 39 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 July 1986, FREDERIQUE was incorporated.1 The company has filed 37 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€46,149▲ 36.9%
2024 · -€73,130
Total assets
€647=
2024 · €647
Net result
€26,980
2024 · -€64
Working capital
-€46,377▲ 36.8%
2024 · -€73,358
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€164-€57▲ 65.2%-€64▼ 11.6%-€64▼ 0.3%€26,980
Net result-€164-€57▲ 65.2%-€64▼ 11.6%-€64▼ 0.3%€26,980
Equity-€72,945▼ 0.2%-€73,002▼ 0.1%-€73,066▼ 0.1%-€73,130▼ 0.1%-€46,149▲ 36.9%
Total assets€647=€647=€647=€647=€647=
Debt€73,593▲ 0.2%€73,650▲ 0.1%€73,713▲ 0.1%€73,777▲ 0.1%€46,797▼ 36.6%
Working capital-€73,173▼ 0.2%-€73,230▼ 0.1%-€73,294▼ 0.1%-€73,358▼ 0.1%-€46,377▲ 36.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000Operating result 2021: -€164-€164Net result 2021: -€164-€164Operating result 2022: -€57-€57Net result 2022: -€57-€57Operating result 2023: -€64-€64Net result 2023: -€64-€64Operating result 2024: -€64-€64Net result 2024: -€64-€64Operating result 2025: €26,980€26,980Net result 2025: €26,980€26,98020212022202320242025-€10,000€0€10,000€20,000€30,000Operating result 2023: -€64-€64Net result 2023: -€64-€64Operating result 2024: -€64-€64Net result 2024: -€64-€64Operating result 2025: €26,980€27,000Net result 2025: €26,980€27,000202320242025
The operating result returns to profit in 2025: €26,980 after a loss of €64 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €647
Fixed assets €228 =
Current assets €419 =
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€46,797▼
2024 · €73,777
Ratios withheld: a balance sheet total of €647 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,798 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a profit of 5% of the balance sheet or more
2.5% went bankrupt
5.3% stopped otherwise
91% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,798 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 24 lines
Balance sheet Code20242025
Assets
Total assets20/58€647€647=
Fixed assets21/28€228€228=
Financial fixed assets28€228€228=
Current assets29/58€419€419=
Cash at bank and in hand54/58€419€419=
Equity and liabilities
Total equity and liabilities10/49€647€647=
Equity10/15-€73,130-€46,149▲
Contributions10/11€18,592€18,592=
Reserves13€3,842€3,842=
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Distributable reserves133€1,983€1,983=
Profit (loss) carried forward14-€95,564-€68,584▲
Amounts payable17/49€73,777€46,797▼
Amounts payable within one year42/48€73,777€46,797▼
Other amounts payable47/48€73,777€46,797▼
Income statement Code20242025
Non-recurring operating income76A-€27,046
Gross operating margin9900-€64€26,980▲
Operating profit (loss)9901-€64€26,980▲
Profit (loss) for the period before taxes9903-€64€26,980▲
Profit (loss) for the period9904-€64€26,980▲
Profit (loss) for the period to be appropriated9905-€64€26,980▲
Appropriation of the result
Profit (loss) to be appropriated9906-€95,564-€68,584▲
Profit (loss) brought forward from the previous period14P-€95,500-€95,564▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€27,046-
Gross operating margin9900-€164-€57-€64-€64€26,980▲ 42,389%
Operating profit (loss)9901-€164-€57-€64-€64€26,980▲ 42,389%
Profit (loss) for the period before taxes9903-€164-€57-€64-€64€26,980▲ 42,389%
Profit (loss) for the period9904-€164-€57-€64-€64€26,980▲ 42,389%
Profit (loss) for the period to be appropriated9905-€164-€57-€64-€64€26,980▲ 42,389%
Line20212022202320242025Change
Assets
Total assets20/58€647€647€647€647€647=
Fixed assets21/28€228€228€228€228€228=
Financial fixed assets28€228€228€228€228€228=
Current assets29/58€419€419€419€419€419=
Cash at bank and in hand54/58€419€419€419€419€419=
Equity and liabilities
Total equity and liabilities10/49€647€647€647€647€647=
Equity10/15-€72,945-€73,002-€73,066-€73,130-€46,149▲ 36.9%
Contributions10/11€18,592€18,592€18,592€18,592€18,592=
Capital10€18,592-----
Issued capital100€18,592-----
Reserves13€3,842€3,842€3,842€3,842€3,842=
Non-distributable reserves130/1€1,859€1,859€1,859€1,859€1,859=
Legal reserve130€1,859-----
Reserves not available under the articles1311-€1,859€1,859€1,859€1,859=
Distributable reserves133€1,983€1,983€1,983€1,983€1,983=
Profit (loss) carried forward14-€95,380-€95,437-€95,500-€95,564-€68,584▲ 28.2%
Amounts payable17/49€73,593€73,650€73,713€73,777€46,797▼ 36.6%
Amounts payable within one year42/48€73,593€73,650€73,713€73,777€46,797▼ 36.6%
Other amounts payable47/48€73,593€73,650€73,713€73,777€46,797▼ 36.6%
Line20212022202320242025Change
Profit (loss) for the period9904-€164-€57-€64-€64€26,980▲ 42,389%
Operating cash flow (approximation)-€164-€57-€64-€64€26,980▲ 42,389%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€0€0€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Back to profitnet €26,980
Net result €26,980 after 4 loss-making years.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial Weakest financial yearnet -€164
Net result drops to -€164, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
23-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1986
seat establishment The establishment unit on the map
Ground area
79 m²
Building footprint
79 m²
Volume, LiDAR
1,135 m³
Parcel 24504D0332/00M000, Flanders · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
SCAPA
Brusselsestraat 5, 3000 LeuvenRetail sale of clothing and accessories for women, men, children and babies (general range)
since 19862.035.554.403
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24504D0332/00M000 Flanders 79 m² 1 · 79 m² 20.1 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded24-07-1986
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.