FREDERIK STEVENS
ActiveFREDERIK STEVENS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €303k and a net result of €8k. Equity is growing by ~35.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 1887 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-45
Solvency72▼-8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 2.25 in 2024; short-term debt: 49.1% and cash: 2.3% of total assets), but 53.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.6%
Return on assets
1.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
115 d late
2023
2 d early
2022
on the day
2021
368 d late
2020
338 d late
2019
182 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€303k▼ 21.6%
2024 · €387k
2019: €74k
2020: €112k
2021: €137k
2022: €184k
2023: €293k
2024: €387k
2019 → 2025
Total assets
€650k▼ 7.8%
2024 · €705k
2019: €295k
2020: €398k
2021: €477k
2022: €510k
2023: €584k
2024: €705k
2019 → 2025
Net result
€8k▼ 91.2%
2024 · €95k
2019: €30k
2020: €39k
2021: €25k
2022: €48k
2023: €109k
2024: €95k
2019 → 2025
Working capital
€295k▼ 17.6%
2024 · €358k
2019: €72k
2020: €81k
2021: €110k
2022: €154k
2023: €258k
2024: €358k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€137k-€184k▲ 34.8%€293k▲ 59.0%€387k▲ 32.1%€303k▼ 21.6%
Operating result€90k-€112k▲ 24.4%€194k▲ 73.6%€192k▼ 1.3%€49k▼ 74.5%
Net result€25k-€48k▲ 93.1%€109k▲ 126%€95k▼ 13.4%€8k▼ 91.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 74% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €650k
Fixed assets
€36k▼ 41.5%
Current assets
€615k▼ 4.6%
Equity and liabilities €650k
Equity
€303k▼ 21.6%
Debt
€347k▲ 8.9%
The debt ratio rises from 45.2% to 53.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€74k▼
2024 · €221k
Cash flow
€34k▼
2024 · €124k
Solvency
46.6%▼
2024 · 54.8%
Current ratio
1.92▼
2024 · 2.25
Quick ratio
1.92▼
2024 · 2.25
Debt / equity
1.14▲
2024 · 0.82
ROE
2.7%▼
2024 · 24.5%
ROA
1.3%▼
2024 · 13.4%
Interest coverage
2.50▼
2024 · 11.66
Debt
€347k▲
2024 · €319k
Debt ≤ 1 year
€319k▲
2024 · €286k
Debt > 1 year
€28k▼
2024 · €31k
Income taxes
€11k▼
2024 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€705k€650k▼
Fixed assets21/28€61k€36k▼
Intangible fixed assets21€1€1=
Tangible fixed assets22/27€61k€36k▼
Plant, machinery and equipment23€14k€8k▼
Furniture and vehicles24€2k€0▼
Leasing and similar rights25€45k€28k▼
Current assets29/58€644k€615k▼
Amounts receivable within one year40/41€643k€599k▼
Trade receivables40€495k€406k▼
Other amounts receivable41€148k€194k▲
Cash at bank and in hand54/58€1k€15k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€705k€650k▼
Equity10/15€387k€303k▼
Contributions10/11€12k€19k▲
Reserves13€286k€285k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€285k€283k▼
Profit (loss) carried forward14€88k€0▼
Amounts payable17/49€319k€347k▲
Amounts payable after more than one year17€31k€28k▼
Financial debts170/4€31k€28k▼
Amounts payable within one year42/48€286k€319k▲
Current portion of amounts payable after more than one year42€66k€67k▲
Financial debts43€18k€15k▼
Credit institutions430/8€18k€15k▼
Trade debts44€59k€39k▼
Suppliers440/4€59k€39k▼
Taxes, remuneration and social security45€142k€107k▼
Taxes450/3€142k€107k▼
Other amounts payable47/48€833€91k▲
Accrued charges and deferred income492/3€2k€164▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€25k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€223k€78k▼
Operating profit (loss)9901€192k€49k▼
Financial income75/76B€152€13▼
Recurring financial income75€152€13▼
Financial charges65/66B€19k€30k▲
Recurring financial charges65€19k€30k▲
Profit (loss) for the period before taxes9903€173k€19k▼
Income taxes67/77€78k€11k▼
Profit (loss) for the period9904€95k€8k▼
Profit (loss) for the period to be appropriated9905€95k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€179k€96k▼
Profit (loss) brought forward from the previous period14P€84k€88k▲
Transfer from equity791/2-€86k
Transfer to equity691/2€90k€84k▼
To other reserves6921€90k€84k▼
Profit to be distributed694/7€833€98k▲
Return on contributions (dividend)694€833€98k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
30-06
Financial
Weakest financial yearnet €8k ▼91.2%
Net result drops to €8k, the lowest in the series.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 115 days late
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €109k ▲126%
Operating result €194k, net result €109k, both a record.
30-06
Financial
Equity above €200kEq €293k ▲59%
5 profitable years in a row build equity to €293k.
03-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 368 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €150kEq €184k ▲34.8%
4 profitable years in a row build equity to €184k.
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 338 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 182 days late
30-06
Financial
Equity above €100kEq €112k ▲51.2%
2 profitable years in a row build equity to €112k.
2019
05-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 278 days late
2018
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 302 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 87 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groignestraat 78600 DiksmuideGround area
2,464 m²
Building footprint
162 m²
Volume, LiDAR
858 m³
Parcel 32016A0094/00S000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Frederik Stevens
since 20132.225.088.047
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32016A0094/00S000 | Flanders | 2,464 m² | 1 · 162 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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WNP
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BUREAU D'ETUDE CAMMARATA
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Of 3,463 companies in sector 25530 we hold annual accounts for 1,656. 1,337 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-12-2013
Fiscal year end30-06
Activities, NACEBEL
25530Machining of metals
25110Manufacture of metal structures and parts of structures
25510Coating of metals
25610Manufacture of fabricated metal products, except machinery and equipment
28220Manufacture of machinery and equipment not elsewhere classified
29202Manufacture of motor vehicles, trailers and semi-trailers
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.