FREDERIK DIERICKX
ActiveFREDERIK DIERICKX has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €26k. Equity is shrinking by ~27.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 25% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency47▼-53
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 7.31 in 2024; short-term debt: 77.7% and cash: 91.8% of total assets), and 77.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 31584 sector peers (2025).
NBB · sector comparisonPosition among 31584 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
40 d early
2024
7 d early
2023
19 d early
2022
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 50.0%
2024 · €30k
2022: €28k
2023: €42k
2024: €30k
2022 → 2025
Total assets
€67k▲ 97.8%
2024 · €34k
2022: €58k
2023: €78k
2024: €34k
2022 → 2025
Net result
€26k
2024 · €-12k
2022: €33k
2023: €37k
2024: €-12k
2022 → 2025
Working capital
€13k▼ 49.0%
2024 · €25k
2022: €19k
2023: €33k
2024: €25k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€28k-€42k▲ 47.5%€30k▼ 27.9%€15k▼ 50.0%
Operating result€44k-€49k▲ 9.2%€-11k€31k
Net result€33k-€37k▲ 12.6%€-12k€26k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €31k after a loss of €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€2k▼ 55.2%
Current assets
€65k▲ 123%
Equity and liabilities €67k
Equity
€15k▼ 50.0%
Debt
€52k▲ 1,212%
The debt ratio rises from 11.7% to 77.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€34k▲
2024 · €-7k
Cash flow
€29k▲
2024 · €-8k
Solvency
22.3%▼
2024 · 88.3%
Current ratio
1.25▼
2024 · 7.31
Quick ratio
1.25▼
2024 · 7.31
Debt / equity
3.48▲
2024 · 0.13
ROE
174.9%▲
2024 · -38.7%
ROA
39.0%▲
2024 · -34.2%
Interest coverage
78.34▲
2024 · -10.70
Debt
€52k▲
2024 · €4k
Debt ≤ 1 year
€52k▲
2024 · €4k
Income taxes
€5k▲
2024 · €182
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€67k▲
Fixed assets21/28€5k€2k▼
Tangible fixed assets22/27€5k€2k▼
Plant, machinery and equipment23€1k€1k=
Furniture and vehicles24€4k€825▼
Current assets29/58€29k€65k▲
Amounts receivable within one year40/41€10k€1k▼
Other amounts receivable41€10k€1k▼
Cash at bank and in hand54/58€18k€62k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€34k€67k▲
Equity10/15€30k€15k▼
Contributions10/11€15k€15k=
Reserves13€15k€0▼
Distributable reserves133€15k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€4k€52k▲
Amounts payable within one year42/48€4k€52k▲
Financial debts43€269€550▲
Credit institutions430/8€269€550▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€1k€9k▲
Taxes450/3€1k€9k▲
Other amounts payable47/48€349€42k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€935€991▲
Gross operating margin9900€-6k€35k▲
Operating profit (loss)9901€-11k€31k▲
Financial charges65/66B€647€436▼
Recurring financial charges65€647€436▼
Profit (loss) for the period before taxes9903€-11k€31k▲
Income taxes67/77€182€5k▲
Profit (loss) for the period9904€-12k€26k▲
Profit (loss) for the period to be appropriated9905€-12k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€26k▲
Transfer from equity791/2€12k€15k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0€41k▲
Return on contributions (dividend)694€0€41k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-12k ▼131%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity quadruplescurrent ratio 7.31
Current ratio from 1.91 to 7.31; short-term debt falls from €36k to €4k.
12-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2022net €37k ▲12.6%
Operating result €49k, net result €37k, both a record.
07-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-04
State Gazette act
Publication
29-04
State Gazette act
Publication
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Anjelierstraat 269000 GentGround area
266 m²
Building footprint
29 m²
Volume, LiDAR
265 m³
Parcel 44810K0121/00E000, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FREDERIK DIERICKX
since 20202.309.824.772
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44810K0121/00E000 | Flanders | 266 m² | 1 · 29 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 13,050 EUR awarded · 13,050 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 5,550 EUR | 5,550 EUR |
| 2022 | 1 | 7,500 EUR | 7,500 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 27,479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-2020
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.